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1. 发明授权

US09240009B2 Mobile devices for commerce over unsecured networks 有权
标题翻译：通过不安全网络进行商业的移动设备
公开(公告)号：US09240009B2
公开(公告)日：2016-01-19
申请号：US13350835
申请日：2012-01-16
申请人： Liang Seng Koh , Hsin Pan , Xiangzhen Xie
发明人： Liang Seng Koh , Hsin Pan , Xiangzhen Xie
IPC分类号： G06Q20/00 , G06Q20/34 , G06Q20/36 , G06Q30/06
CPC分类号： G06Q20/401 , G06Q20/32 , G06Q20/322 , G06Q20/3227 , G06Q20/325 , G06Q20/3278 , G06Q20/341 , G06Q20/352 , G06Q20/3552 , G06Q20/367 , G06Q20/3672 , G06Q20/3674 , G06Q20/40 , G06Q30/0601 , H04L67/141
摘要： Techniques for managing modules or applications installed in a mobile device are described. To provide authentic and secured transactions with another device, each of the installed applications is provisioned with a server through data communication capability in a mobile device. A provisioned application is associated with the personalized secure element in the mobile device and works with a set of keys that are generated in accordance with a set of keys from the personalized secure element. Further management of controlling an installed application is also described.
摘要翻译：描述用于管理安装在移动设备中的模块或应用的技术。为了向另一设备提供真实和安全的交易，通过移动设备中的数据通信能力，为安装的每个应用程序提供服务器。配置的应用与移动设备中的个性化安全元件相关联，并且与根据来自个性化安全元件的一组密钥生成的一组密钥一起工作。还描述了对安装的应用的控制的进一步管理。

2. 发明授权

US08448855B1 Method and apparatus for funding an electronic purse 有权
标题翻译：资助电子钱包的方法和设备
公开(公告)号：US08448855B1
公开(公告)日：2013-05-28
申请号：US13400038
申请日：2012-02-18
申请人： Liang Seng Koh , Futong Cho , Hsin Pan , Fuliang Cho
发明人： Liang Seng Koh , Futong Cho , Hsin Pan , Fuliang Cho
IPC分类号： G06Q20/00 , G06Q20/36 , G06Q20/38
CPC分类号： G06Q20/367 , G06Q20/06 , G06Q20/10 , G06Q20/102 , G06Q20/105 , G06Q20/3672 , G06Q20/3674 , G06Q20/38 , G06Q20/382
摘要： Techniques for funding an electronic purse (e-purse) are disclosed. According to one aspect of the invention, a mechanism is provided to enable a portable device to conduct transactions over an open network with a payment server without compromising security. In one embodiment, a device is loaded with an e-purse manager. The e-purse manager is configured to manage various transactions and functions as a mechanism to access an e-purse therein. The e-purse is funded by interactions among the e-purse manager, a payment server and a financial institution (its server) that maintains an account therefor.
摘要翻译：公开了用于资助电子钱包（电子钱包）的技术。根据本发明的一个方面，提供了一种机制，以便便携式设备能够通过开放式网络与支付服务器进行交易，而不会影响安全性。在一个实施例中，装置装有电子钱包管理器。电子钱包管理器被配置为管理各种交易和功能，作为访问其中的电子钱包的机制。电子钱包由电子钱包经理，付款服务器和维护帐户的金融机构（其服务器）之间的互动资助。

3. 发明申请

US20120130838A1 Method and apparatus for personalizing secure elements in mobile devices 审中-公开
标题翻译：用于个性化移动设备中的安全元件的方法和装置
公开(公告)号：US20120130838A1
公开(公告)日：2012-05-24
申请号：US13350832
申请日：2012-01-16
申请人： Liang Seng Koh , Hsin Pan , Xiangzhen Xie
发明人： Liang Seng Koh , Hsin Pan , Xiangzhen Xie
IPC分类号： G06Q20/32 , H04W12/04 , G06Q30/06 , G06F21/00
CPC分类号： G06Q20/352 , G06Q20/3552 , G06Q20/3672 , G06Q20/40 , G06Q30/0601 , H04W12/0023 , H04W12/04
摘要： Techniques for personalizing secure elements in NFC devices to enable various secure transactions over a network (wired and/or wireless network) are disclosed. With a personalized secure element (hence secured element) in place, techniques for provisioning various applications or services are also provided. Interactions among different parties are managed to effectuate a personalization or provisioning process flawlessly to enable an NFC device for a user thereof to start enjoying the convenience of commerce over a data network with minimum effort.
摘要翻译：公开了用于个性化NFC设备中的安全元件以通过网络（有线和/或无线网络）实现各种安全交易的技术。使用个性化的安全元件（因此是安全元件），还提供了用于供应各种应用或服务的技术。管理不同方之间的交互以完美地实现个性化或配置过程，以使其用户的NFC设备以最小的努力开始在数据网络上开始享受商业的便利。

4. 发明授权

US07317394B2 System for developing and deploying radio frequency identification enabled software applications 失效
标题翻译：用于开发和部署射频识别的软件应用程序系统
公开(公告)号：US07317394B2
公开(公告)日：2008-01-08
申请号：US11029867
申请日：2005-01-04
申请人： Liang Seng Koh , Fu-Liang Cho , Fu-Tong Cho , Daniel Fung , Hsin Pan
发明人： Liang Seng Koh , Fu-Liang Cho , Fu-Tong Cho , Daniel Fung , Hsin Pan
IPC分类号： G08B13/14
CPC分类号： G06F8/10
摘要： A system, method and related software architecture are disclosed as a platform for developing and deploying RFID-enabled software applications. The platform is a framework between these applications and their connected physical RFID devices. The runtime version of this platform can be thought of as a logical RFID device. The platform allows RFID-enabled applications securely communicate with physical RFID devices to monitor their status and to access their tag data. The platform includes externalized APIs for accessing tag data, an event manager to alert applications of events coming from RFID devices and tags, data manager to filter and reconcile data returned from physical RFID readers before relaying them to applications, device manager to monitor the RFID device status for network management, and secured communication channels with data encryption. The deployed RFID-enabled applications can recognize user identification via the RFID tags then access data of selected RFID tags within a secured infrastructure.
摘要翻译：公开了一种系统，方法和相关的软件架构，作为开发和部署启用RFID的软件应用程序的平台。该平台是这些应用程序与其连接的物理RFID设备之间的框架。该平台的运行时版本可以被认为是逻辑的RFID设备。该平台允许启用RFID的应用程序与物理RFID设备安全地通信，以监控其状态并访问其标签数据。该平台包括用于访问标签数据的外部API，事件管理器，用于向应用程序提醒来自RFID设备和标签的事件，数据管理器将物理RFID读取器返回的数据过滤并协调，然后将其传送到应用程序，设备管理器监视RFID设备网络管理状态，数据加密安全通信通道。部署的启用RFID的应用程序可以通过RFID标签识别用户识别，然后访问安全基础架构内选定RFID标签的数据。

5. 发明申请

US20170011391A1 Method and apparatus for mobile payment 审中-公开
标题翻译：移动支付的方法和装置
公开(公告)号：US20170011391A1
公开(公告)日：2017-01-12
申请号：US15271225
申请日：2016-09-21
申请人： Liang Seng Koh , Hsin Pan , Futong Cho , Fuliang Cho
发明人： Liang Seng Koh , Hsin Pan , Futong Cho , Fuliang Cho
IPC分类号： G06Q20/36 , G06Q30/04 , G06Q20/38 , G06Q20/32 , G06Q20/10 , G06Q20/20 , G06Q20/40
CPC分类号： G06Q20/3674 , G06Q20/06 , G06Q20/10 , G06Q20/102 , G06Q20/105 , G06Q20/20 , G06Q20/204 , G06Q20/206 , G06Q20/3278 , G06Q20/36 , G06Q20/367 , G06Q20/382 , G06Q20/3829 , G06Q20/4014 , G06Q30/04
摘要： Techniques for portable devices functioning as an electronic purchaser (e.g., e-purse) and/or an electronic mobile seller (e.g., mobile point-of-sales (POS)) are disclosed. According to one aspect of the invention, a mechanism is provided to enable a portable device to conduct e-commerce and m-commerce transactions over an open network with a payment server and/or a POS transaction server without compromising security. In one embodiment, a portable device is loaded with an e-purse as an electronic mobile purchaser. In another embodiment, the portable device is installed with a mobile POS as an electronic mobile seller.
摘要翻译：公开了用作电子购买者（例如，电子钱包）和/或电子移动卖家（例如，移动销售点（POS））的便携式设备的技术。根据本发明的一个方面，提供了一种机制，使得便携式设备能够通过开放式网络与付款服务器和/或POS交易服务器进行电子商务和移动商务交易，而不会影响安全性。在一个实施例中，便携式设备装载有作为电子移动购买者的电子钱包。在另一个实施例中，便携式设备安装有作为电子移动卖家的移动POS。

6. 发明申请

US20160335618A1 Method and apparatus for providing e-commerce and m-commerce 审中-公开
标题翻译：提供电子商务和电子商务的方法和设备
公开(公告)号：US20160335618A1
公开(公告)日：2016-11-17
申请号：US11739044
申请日：2007-04-23
申请人： Liang Seng Koh , Hsin Pan , Futong Cho , Fuliang Cho
发明人： Liang Seng Koh , Hsin Pan , Futong Cho , Fuliang Cho
IPC分类号： G06Q20/20 , G06Q20/34 , G06Q20/38 , G06Q20/32 , G06Q20/40
CPC分类号： G06Q20/206 , G06Q20/06 , G06Q20/10 , G06Q20/102 , G06Q20/105 , G06Q20/32 , G06Q20/3278 , G06Q20/34 , G06Q20/367 , G06Q20/3672 , G06Q20/3674 , G06Q20/38 , G06Q20/382 , G06Q20/3829 , G06Q20/4014
摘要： Techniques for portable devices functioning as an electronic purchaser (e.g., e-purse) and/or an electronic mobile seller (e.g., mobile point-of-sales (POS)) are disclosed. According to one aspect of the invention, a mechanism is provided to enable a portable device to conduct e-commerce and m-commerce transactions over an open network with a payment server and/or a POS transaction server without compromising security. In one embodiment, a portable device is loaded with an e-purse as an electronic mobile purchaser. In another embodiment, the portable device is installed with a mobile POS as an electronic mobile seller.
摘要翻译：公开了用作电子购买者（例如，电子钱包）和/或电子移动卖家（例如，移动销售点（POS））的便携式设备的技术。根据本发明的一个方面，提供了一种机制，使得便携式设备能够通过开放网络与支付服务器和/或POS交易服务器进行电子商务和移动商务交易，而不会影响安全性。在一个实施例中，便携式设备装载有作为电子移动购买者的电子钱包。在另一个实施例中，便携式设备安装有作为电子移动卖家的移动POS。

7. 发明申请

US20120129452A1 Method and apparatus for provisioning applications in mobile devices 审中-公开
标题翻译：用于在移动设备中提供应用的方法和装置
公开(公告)号：US20120129452A1
公开(公告)日：2012-05-24
申请号：US13350834
申请日：2012-01-16
申请人： Liang Seng Koh , Hsin Pan , Xiangzhen Xie
发明人： Liang Seng Koh , Hsin Pan , Xiangzhen Xie
IPC分类号： H04B5/00
CPC分类号： G06Q20/3672 , G06Q20/352 , G06Q20/3552 , G06Q20/3558
摘要： Techniques for personalizing secure elements in NFC devices to enable various secure transactions over a network (wired and/or wireless network) are disclosed. With a personalized secure element (hence secured element) in place, techniques for provisioning various applications or services are also provided. Interactions among different parties are managed to effectuate a personalization or provisioning process flawlessly to enable an NFC device for a user thereof to start enjoying the convenience of commerce over a data network with minimum effort.
摘要翻译：公开了用于个性化NFC设备中的安全元件以通过网络（有线和/或无线网络）实现各种安全交易的技术。使用个性化的安全元件（因此是安全元件），还提供了用于供应各种应用或服务的技术。管理不同方之间的交互以完美地实现个性化或配置过程，以使其用户的NFC设备以最小的努力开始在数据网络上开始享受商业的便利。

8. 发明申请

US20120130839A1 Mobile devices for commerce over unsecured networks 有权
标题翻译：通过不安全网络进行商业的移动设备
公开(公告)号：US20120130839A1
公开(公告)日：2012-05-24
申请号：US13350835
申请日：2012-01-16
申请人： Liang Seng Koh , Hsin Pan , Xiangzhen Xie
发明人： Liang Seng Koh , Hsin Pan , Xiangzhen Xie
IPC分类号： G06Q20/32 , G06Q30/06 , H04W12/08
CPC分类号： G06Q20/401 , G06Q20/32 , G06Q20/322 , G06Q20/3227 , G06Q20/325 , G06Q20/3278 , G06Q20/341 , G06Q20/352 , G06Q20/3552 , G06Q20/367 , G06Q20/3672 , G06Q20/3674 , G06Q20/40 , G06Q30/0601 , H04L67/141
摘要： Techniques for managing modules or applications installed in a mobile device are described. To provide authentic and secured transactions with another device, each of the installed applications is provisioned with a server through data communication capability in a mobile device. A provisioned application is associated with the personalized secure element in the mobile device and works with a set of keys that are generated in accordance with a set of keys from the personalized secure element. Further management of controlling an installed application is also described.
摘要翻译：描述用于管理安装在移动设备中的模块或应用的技术。为了向另一设备提供真实和安全的交易，通过移动设备中的数据通信能力，为安装的每个应用程序提供服务器。配置的应用与移动设备中的个性化安全元件相关联，并且与根据来自个性化安全元件的一组密钥生成的一组密钥一起工作。还描述了对安装的应用的控制的进一步管理。

9. 发明授权

US08118218B2 Method and apparatus for providing electronic purse 有权
标题翻译：提供电子钱包的方法和装置
公开(公告)号：US08118218B2
公开(公告)日：2012-02-21
申请号：US11534653
申请日：2006-09-24
申请人： Liang Seng Koh , Futong Cho , Hsin Pan , Fuliang Cho
发明人： Liang Seng Koh , Futong Cho , Hsin Pan , Fuliang Cho
IPC分类号： G06K5/00
CPC分类号： G06Q20/367 , G06Q20/06 , G06Q20/10 , G06Q20/102 , G06Q20/105 , G06Q20/3672 , G06Q20/3674 , G06Q20/38 , G06Q20/382
摘要： Techniques for portable devices functioning as an electronic purse (e-purse) are disclosed. According to one aspect of the invention, a mechanism is provided to enable a portable device to conduct transactions over an open network with a payment server without compromising security. In one embodiment, a device is loaded with an e-purse manager. The e-purse manager is configured to manage various transactions and functions as a mechanism to access an emulator therein. The transactions may be conducted over a wired network or a wireless network. A three-tier security model is contemplated to support the security of the transactions from the e-purse. The three-tier security model includes a physical security, an e-purse security and a card manager security, concentrically encapsulating one with another. Security keys (either symmetric or asymmetric) are personalized within the three-tier security model.
摘要翻译：公开了用作电子钱包（电子钱包）的便携式设备的技术。根据本发明的一个方面，提供了一种机制，以使便携式设备能够通过开放式网络与支付服务器进行交易，而不会影响安全性。在一个实施例中，装置装有电子钱包管理器。电子钱包管理器被配置为管理各种事务和功能，作为访问其中的仿真器的机制。交易可以通过有线网络或无线网络进行。考虑到三层安全模式来支持电子钱包的交易安全。三层安全模型包括物理安全，电子钱包安全和卡管理器安全性，同时封装另一个。安全密钥（对称或非对称）在三层安全模型中进行个性化。

10. 发明申请

US20080073426A1 Method and apparatus for providing electronic purse 有权
标题翻译：提供电子钱包的方法和装置
公开(公告)号：US20080073426A1
公开(公告)日：2008-03-27
申请号：US11534653
申请日：2006-09-24
申请人： Liang Seng Koh , Futong Cho , Hsin Pan , Fuliang Cho
发明人： Liang Seng Koh , Futong Cho , Hsin Pan , Fuliang Cho
IPC分类号： G06K5/00
CPC分类号： G06Q20/367 , G06Q20/06 , G06Q20/10 , G06Q20/102 , G06Q20/105 , G06Q20/3672 , G06Q20/3674 , G06Q20/38 , G06Q20/382
摘要： Techniques for portable devices functioning as an electronic purse (e-purse) are disclosed. According to one aspect of the invention, a mechanism is provided to enable a portable device to conduct transactions over an open network with a payment server without compromising security. In one embodiment, a device is loaded with an e-purse manager. The e-purse manager is configured to manage various transactions and functions as a mechanism to access an emulator therein. The transactions may be conducted over a wired network or a wireless network. A three-tier security model is contemplated to support the security of the transactions from the e-purse. The three-tier security model includes a physical security, an e-purse security and a card manager security, concentrically encapsulating one with another. Security keys (either symmetric or asymmetric) are personalized within the three-tier security model.
摘要翻译：公开了用作电子钱包（电子钱包）的便携式设备的技术。根据本发明的一个方面，提供了一种机制，以使便携式设备能够通过开放式网络与支付服务器进行交易，而不会影响安全性。在一个实施例中，装置装有电子钱包管理器。电子钱包管理器被配置为管理各种事务和功能，作为访问其中的仿真器的机制。交易可以通过有线网络或无线网络进行。考虑到三层安全模式来支持电子钱包的交易安全。三层安全模型包括物理安全，电子钱包安全和卡管理器安全性，同时封装另一个。安全密钥（对称或非对称）在三层安全模型中进行个性化。

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