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1. 发明授权

US07822624B2 Healthcare eligibility transactions 有权
标题翻译：医疗资格交易
公开(公告)号：US07822624B2
公开(公告)日：2010-10-26
申请号：US11460208
申请日：2006-07-26
申请人： Jeffrey Jay Erdmann , Steven T. Brown , Joanne E. Gruchalski , Rosanne Marie Butkowski , Douglas Luther Norman , Henry Anthony Widenski, Jr. , Jimmie Lindsey , Greg Leininger , Mark Andrew Neuville , Daniel L. Perry
发明人： Jeffrey Jay Erdmann , Steven T. Brown , Joanne E. Gruchalski , Rosanne Marie Butkowski , Douglas Luther Norman , Henry Anthony Widenski, Jr. , Jimmie Lindsey , Greg Leininger , Mark Andrew Neuville , Daniel L. Perry
IPC分类号： G06Q10/00 , G06Q50/00
CPC分类号： G06Q30/06 , G06F19/00 , G06Q20/203 , G06Q20/209 , G06Q20/40 , G06Q30/0633 , G06Q40/08 , G06Q50/22 , G06Q50/24
摘要： Methods and systems permit registration of a service provider and permit eligibility information to be provided to the service provider. Registration information is received over a financial network from a point-of-sale terminal. The registration information has an identifier associated with the point-of-sale terminal and an identification of the service provider. The identifier is associated with information identifying a device disposed at a location of the service provider in a database, permitting a communication path to the device to be established. A confirmation of registration of the point-of-sale terminal is transmitted to the device over the communication path.
摘要翻译：方法和系统允许服务提供商的注册，并允许向服务提供商提供资格信息。从销售点终端通过金融网络接收注册信息。注册信息具有与销售点终端相关联的标识符和服务提供商的标识。标识符与识别设置在数据库中的服务提供商的位置处的设备的信息相关联，允许建立到设备的通信路径。销售点终端的注册确认通过通信路径发送到设备。

2. 发明授权

US07757943B2 Combined payment/access-control instrument 有权
标题翻译：组合支付/访问控制仪器
公开(公告)号：US07757943B2
公开(公告)日：2010-07-20
申请号：US11468169
申请日：2006-08-29
申请人： Frank D'Angelo , Jimmie Lindsey
发明人： Frank D'Angelo , Jimmie Lindsey
IPC分类号： G06K5/00
CPC分类号： G07F7/1008 , G06Q20/341 , G06Q20/342 , G06Q20/3572 , G06Q20/40 , G06Q20/4016 , G07C9/00079 , G07C2011/02 , G07F7/025
摘要： Methods and systems permit monitoring behavior of a holder of a multifunction presentation instrument that is suitable for presentation by the holder in support of payment transactions and access transactions. A payment transaction involves a purchase by the holder using funds identified by the multifunction presentation instrument. An access transaction involves an authorization for the holder to enter a restricted area. A first communication received at a host system has transaction details of an attempted payment transaction initiated by the holder, and a second communication received at the host system has transaction details of an attempted access transaction initiated by the holder. These transaction details are stored in a data store and analyzed to identify potentially suspicious behavior by the holder.
摘要翻译：方法和系统允许多功能演示文书的持有人的监视行为适合于持有人的支持支付交易和访问交易。支付交易涉及持有人使用多功能演示文稿识别的资金进行购买。访问交易涉及持有人进入限制区域的授权。在主机系统处接收到的第一通信具有由持有者发起的尝试支付交易的交易细节，并且在主机系统处接收的第二通信具有由持有者发起的尝试访问交易的交易细节。这些交易详细信息存储在数据存储中并进行分析，以识别持有者的潜在可疑行为。

3. 发明申请

US20070203757A1 Healthcare debit card linked to healthcare-related and non-healthcare-related financial accounts 审中-公开
标题翻译：医疗借记卡与医疗保健相关和非医疗相关的财务账户相关联
公开(公告)号：US20070203757A1
公开(公告)日：2007-08-30
申请号：US11364514
申请日：2006-02-28
申请人： John Dibiasi , Douglas Norman , Jimmie Lindsey
发明人： John Dibiasi , Douglas Norman , Jimmie Lindsey
IPC分类号： G06Q40/00
CPC分类号： G06Q20/34 , G06F19/328 , G06Q20/10 , G06Q40/02 , G06Q40/08 , G06Q50/22
摘要： A healthcare financial payment system and method are disclosed in which a debit card which may be used by a cardholder to pay for medical products and services is linked with a healthcare-related financial account associated with the cardholder as well as with a non-healthcare-related financial account belonging to the cardholder. The healthcare-related financial account associated with the cardholder may be a Flexible Spending Arrangement (FSA), a Health Savings Account (HSA), or a health reimbursement arrangement (HRA), and the non-healthcare-related financial account associated with the cardholder may be a bank checking or savings account or a credit card. Any expenses for medical goods and services which are not covered by the cardholder's medical insurance may be paid from the cardholder's healthcare-related financial account if the medical goods or services are eligible and if there are funds remaining in the healthcare-related financial account, with any remaining costs being paid for from or charged to the cardholder's non-healthcare-related financial account.
摘要翻译：公开了一种医疗保健金融支付系统和方法，其中可由持卡人用于支付医疗产品和服务的借记卡与与持卡人相关联的与医疗相关的金融账户以及与非医疗保健相关联的金融账户相关联，属于持卡人的相关金融账户。与持卡人相关的与医疗保健有关的财务帐户可能是灵活支出安排（FSA），健康储蓄账户（HSA）或健康报销安排（HRA）以及与持卡人相关的非医疗相关金融账户可能是银行支票或储蓄账户或信用卡。如果医疗用品和服务符合资格，如果医疗保健相关金融账户中有剩余资金，则持卡人医疗保险未涵盖的医疗用品和服务费用可以从持卡人的医疗相关金融账户支付，任何剩余费用由持卡人的非医疗相关金融账户支付或收取。

4. 发明授权

US08412540B2 Healthcare eligibility transactions 有权
标题翻译：医疗资格交易
公开(公告)号：US08412540B2
公开(公告)日：2013-04-02
申请号：US12893609
申请日：2010-09-29
申请人： Jeffrey Jay Erdmann , Steven T. Brown , Joanne E. Gruchalski , Rosanne Marie Butkowski , Douglas Luther Norman , Henry Anthony Widenski, Jr. , Jimmie Lindsey , Greg Leininger , Mark Andrew Neuville , Daniel L. Perry
发明人： Jeffrey Jay Erdmann , Steven T. Brown , Joanne E. Gruchalski , Rosanne Marie Butkowski , Douglas Luther Norman , Henry Anthony Widenski, Jr. , Jimmie Lindsey , Greg Leininger , Mark Andrew Neuville , Daniel L. Perry
IPC分类号： G06Q10/00 , G06Q50/00
CPC分类号： G06Q30/06 , G06F19/00 , G06Q20/203 , G06Q20/209 , G06Q20/40 , G06Q30/0633 , G06Q40/08 , G06Q50/22 , G06Q50/24
摘要： Methods and systems permit registration of a service provider and permit eligibility information to be provided to the service provider. Registration information is received over a financial network from a point-of-sale terminal. The registration information has an identifier associated with the point-of-sale terminal and an identification of the service provider. The identifier is associated with information identifying a device disposed at a location of the service provider in a database, permitting a communication path to the device to be established. A confirmation of registration of the point-of-sale terminal is transmitted to the device over the communication path.
摘要翻译：方法和系统允许服务提供商的注册，并允许向服务提供商提供资格信息。从销售点终端通过金融网络接收注册信息。注册信息具有与销售点终端相关联的标识符和服务提供商的标识。标识符与识别设置在数据库中的服务提供商的位置处的设备的信息相关联，允许建立到设备的通信路径。销售点终端的注册确认通过通信路径发送到设备。

5. 发明申请

US20080054065A1 COMBINED PAYMENT/ACCESS-CONTROL INSTRUMENT 有权
标题翻译：组合支付/访问控制仪表
公开(公告)号：US20080054065A1
公开(公告)日：2008-03-06
申请号：US11468169
申请日：2006-08-29
申请人： Frank D'Angelo , Jimmie Lindsey
发明人： Frank D'Angelo , Jimmie Lindsey
IPC分类号： G06K5/00 , G06K7/01 , G05B19/00 , G06Q40/00
CPC分类号： G07F7/1008 , G06Q20/341 , G06Q20/342 , G06Q20/3572 , G06Q20/40 , G06Q20/4016 , G07C9/00079 , G07C2011/02 , G07F7/025
摘要： Methods and systems permit monitoring behavior of a holder of a multifunction presentation instrument that is suitable for presentation by the holder in support of payment transactions and access transactions. A payment transaction involves a purchase by the holder using funds identified by the multifunction presentation instrument. An access transaction involves an authorization for the holder to enter a restricted area. A first communication received at a host system has transaction details of an attempted payment transaction initiated by the holder, and a second communication received at the host system has transaction details of an attempted access transaction initiated by the holder. These transaction details are stored in a data store and analyzed to identify potentially suspicious behavior by the holder.
摘要翻译：方法和系统允许多功能演示文书的持有人的监视行为适合于持有人的支持支付交易和访问交易。支付交易涉及持有人使用多功能演示文稿识别的资金进行购买。访问交易涉及持有人进入限制区域的授权。在主机系统处接收到的第一通信具有由持有者发起的尝试支付交易的交易细节，并且在主机系统处接收的第二通信具有由持有者发起的尝试访问交易的交易细节。这些交易详细信息存储在数据存储中并进行分析，以识别持有者的潜在可疑行为。

6. 发明申请

US20110106570A1 HEALTHCARE ELIGIBILITY TRANSACTIONS 有权
标题翻译：健康资格交易
公开(公告)号：US20110106570A1
公开(公告)日：2011-05-05
申请号：US12893609
申请日：2010-09-29
申请人： Jeffrey Jay Erdmann , Steven T. Brown , Joanne E. Gruchalski , Rosanne Marie Butkowski , Douglas Luther Norman , Henry Anthony Widenski, JR. , Jimmie Lindsey , Greg Leininger , Mark Andrew Neuville , Daniel L. Perry
发明人： Jeffrey Jay Erdmann , Steven T. Brown , Joanne E. Gruchalski , Rosanne Marie Butkowski , Douglas Luther Norman , Henry Anthony Widenski, JR. , Jimmie Lindsey , Greg Leininger , Mark Andrew Neuville , Daniel L. Perry
IPC分类号： G06Q40/00
CPC分类号： G06Q30/06 , G06F19/00 , G06Q20/203 , G06Q20/209 , G06Q20/40 , G06Q30/0633 , G06Q40/08 , G06Q50/22 , G06Q50/24
摘要： Methods and systems permit registration of a service provider and permit eligibility information to be provided to the service provider. Registration information is received over a financial network from a point-of-sale terminal. The registration information has an identifier associated with the point-of-sale terminal and an identification of the service provider. The identifier is associated with information identifying a device disposed at a location of the service provider in a database, permitting a communication path to the device to be established. A confirmation of registration of the point-of-sale terminal is transmitted to the device over the communication path.
摘要翻译：方法和系统允许服务提供商的注册，并允许向服务提供商提供资格信息。从销售点终端通过金融网络接收注册信息。注册信息具有与销售点终端相关联的标识符和服务提供商的标识。标识符与识别设置在数据库中的服务提供商的位置处的设备的信息相关联，允许建立到设备的通信路径。销售点终端的注册确认通过通信路径发送到设备。

7. 发明申请

US20080027863A1 HEALTHCARE ELIGIBILITY TRANSACTIONS 有权
标题翻译：健康资格交易
公开(公告)号：US20080027863A1
公开(公告)日：2008-01-31
申请号：US11460208
申请日：2006-07-26
申请人： Jeffrey Jay Erdmann , Steven T. Brown , Joanne E. Gruchalski , Rosanne Marie Butkowski , Douglas Luther Norman , Henry Anthony Widenski , Jimmie Lindsey , Greg Leininger , Mark Andrew Neuville , Daniel L. Perry
发明人： Jeffrey Jay Erdmann , Steven T. Brown , Joanne E. Gruchalski , Rosanne Marie Butkowski , Douglas Luther Norman , Henry Anthony Widenski , Jimmie Lindsey , Greg Leininger , Mark Andrew Neuville , Daniel L. Perry
IPC分类号： G06Q40/00
CPC分类号： G06Q30/06 , G06F19/00 , G06Q20/203 , G06Q20/209 , G06Q20/40 , G06Q30/0633 , G06Q40/08 , G06Q50/22 , G06Q50/24
摘要： Methods and systems permit registration of a service provider and permit eligibility information to be provided to the service provider. Registration information is received over a financial network from a point-of-sale terminal. The registration information has an identifier associated with the point-of-sale terminal and an identification of the service provider. The identifier is associated with information identifying a device disposed at a location of the service provider in a database, permitting a communication path to the device to be established. A confirmation of registration of the point-of-sale terminal is transmitted to the device over the communication path.
摘要翻译：方法和系统允许服务提供商的注册，并允许向服务提供商提供资格信息。从销售点终端通过金融网络接收注册信息。注册信息具有与销售点终端相关联的标识符和服务提供商的标识。标识符与识别设置在数据库中的服务提供商的位置处的设备的信息相关联，允许建立到设备的通信路径。销售点终端的注册确认通过通信路径发送到设备。

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