专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

1. 发明授权

US08469268B2 System and method for disputing individual items that are the subject of a transaction 有权
公开(公告)号：US08469268B2
公开(公告)日：2013-06-25
申请号：US13594143
申请日：2012-08-24
申请人： Jason J. Hogg , Patrick Graf
发明人： Jason J. Hogg , Patrick Graf
IPC分类号： G06K5/00
CPC分类号： G06Q20/4012 , G06Q20/04 , G06Q20/10 , G06Q20/105 , G06Q20/12 , G06Q20/20 , G06Q20/204 , G06Q20/209 , G06Q20/24 , G06Q20/341 , G06Q20/357 , G06Q20/35785 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q20/40 , G06Q20/401 , G06Q20/4016 , G06Q20/403 , G06Q20/4037 , G06Q20/405 , G06Q30/016 , G06Q30/0185 , G06Q30/0208 , G06Q30/0214 , G06Q30/0226 , G06Q30/04 , G06Q30/06 , G06Q30/0633 , G06Q30/0637 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G07F7/08 , G07F7/1008 , G07F7/122 , G07G1/12 , G07G3/003
摘要： A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.

2. 发明授权

US08306914B2 Offsite financial account onboarding 有权
标题翻译：非现场财务帐户登机
公开(公告)号：US08306914B2
公开(公告)日：2012-11-06
申请号：US12986958
申请日：2011-01-07
申请人： Nicholas P. Johns , Jason J. Hogg , Cory Moreira
发明人： Nicholas P. Johns , Jason J. Hogg , Cory Moreira
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/108 , G06Q20/3221 , G06Q20/40 , G06Q40/00
摘要： Offsite financial account onboarding is provided which creates a more streamlined process for a customer. The customer accesses a money services businesss business electronic system to request financial account setup. The onboarding system establishes account access to a pooled custodial account managed by the money services businesss business based on preliminary identification (ID) data from the customer. With only preliminary ID data, account access limits are assigned which reduces the risk of fraud or criminal activity with the customer's account access. Because account access is established with just the preliminary ID data, the customer may fully obtain account access directly from a mobile device. The money services businesss business provides additional graduated access levels depending on additional ID data provided by the customer. Thus, depending on the type of ID data provided by the customer, the customer's account access will have corresponding access level rights to the custodial account.
摘要翻译：提供非现场财务帐户登机，为客户创造更加简化的流程。客户访问货币服务商业电子系统以请求财务帐户设置。入职系统根据客户的初步识别（ID）数据建立帐户访问由货币服务业务管理的汇集保管帐户。只有初步的ID数据，分配帐户访问限制，可以减少客户帐户访问的欺诈或犯罪活动的风险。由于仅通过初步的ID数据建立帐户访问，客户可以直接从移动设备获取帐户访问权限。货币服务业务根据客户提供的附加ID数据提供额外的毕业访问级别。因此，根据客户提供的ID数据的类型，客户的帐户访问将具有对保管帐户的相应访问级别权限。

3. 发明申请

US20120179608A1 OFFSITE FINANCIAL ACCOUNT ONBOARDING 有权
标题翻译： OFFSITE财务帐户关闭
公开(公告)号：US20120179608A1
公开(公告)日：2012-07-12
申请号：US12986958
申请日：2011-01-07
申请人： Nicholas P. Johns , Jason J. Hogg , Cory Moreira
发明人： Nicholas P. Johns , Jason J. Hogg , Cory Moreira
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/108 , G06Q20/3221 , G06Q20/40 , G06Q40/00
摘要： Offsite financial account onboarding is provided which creates a more streamlined process for a customer. The customer accesses a money services businesss business electronic system to request financial account setup. The onboarding system establishes account access to a pooled custodial account managed by the money services businesss business based on preliminary identification (ID) data from the customer. With only preliminary ID data, account access limits are assigned which reduces the risk of fraud or criminal activity with the customer's account access. Because account access is established with just the preliminary ID data, the customer may fully obtain account access directly from a mobile device. The money services businesss business provides additional graduated access levels depending on additional ID data provided by the customer. Thus, depending on the type of ID data provided by the customer, the customer's account access will have corresponding access level rights to the custodial account.
摘要翻译：提供非现场财务帐户登机，为客户创造更加简化的流程。客户访问货币服务商业电子系统以请求财务帐户设置。入职系统根据客户的初步识别（ID）数据建立帐户访问由货币服务业务管理的汇款保管帐户。只有初步的ID数据，分配帐户访问限制，可以减少客户帐户访问的欺诈或犯罪活动的风险。由于仅通过初步的ID数据建立帐户访问，客户可以直接从移动设备获取帐户访问权限。货币服务业务根据客户提供的附加ID数据提供额外的毕业访问级别。因此，根据客户提供的ID数据的类型，客户的帐户访问将具有对保管帐户的相应访问级别权限。

4. 发明授权

US08132723B2 System and method for immediate issuance of transaction cards 有权
公开(公告)号：US08132723B2
公开(公告)日：2012-03-13
申请号：US13252975
申请日：2011-10-04
申请人： Jason J. Hogg , Patrick Graf
发明人： Jason J. Hogg , Patrick Graf
IPC分类号： G06K5/00
CPC分类号： G06Q20/4012 , G06Q20/04 , G06Q20/10 , G06Q20/105 , G06Q20/12 , G06Q20/20 , G06Q20/204 , G06Q20/209 , G06Q20/24 , G06Q20/341 , G06Q20/357 , G06Q20/35785 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q20/40 , G06Q20/401 , G06Q20/4016 , G06Q20/403 , G06Q20/4037 , G06Q20/405 , G06Q30/016 , G06Q30/0185 , G06Q30/0208 , G06Q30/0214 , G06Q30/0226 , G06Q30/04 , G06Q30/06 , G06Q30/0633 , G06Q30/0637 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G07F7/08 , G07F7/1008 , G07F7/122 , G07G1/12 , G07G3/003
摘要： A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.

5. 发明申请

US20110246365A1 SECURE EXCHANGE OF INDICIA OF VALUE AND ASSOCIATED INFORMATION 有权
标题翻译：价值指数和相关信息的安全交换
公开(公告)号：US20110246365A1
公开(公告)日：2011-10-06
申请号：US13026024
申请日：2011-02-11
申请人： Jason J. Hogg , Winter P. Ng
发明人： Jason J. Hogg , Winter P. Ng
IPC分类号： G06Q40/00
CPC分类号： G06Q20/28 , G06Q20/065 , G06Q20/40 , G06Q30/02 , G06Q30/0207
摘要： Secure exchange of value and associated information in financial transactions involving beneficial offers available for customers is provided. Various offers, including discounts, prepaid amounts, and the like may be purchased by customers for use with various merchants. A third party issuer obtains information from the customer in selling the offers and issues some kind of indicium of value having a representation of the value of the offer associated therein. Record of the indicia are maintained and either transmitted to the merchant or kept by the issuer or associated financial institutions. When the customer redeems the offer by presenting the indicium to the merchant, the merchant may either authenticate the indicium using the records received by the issuer, or establish communication with the issuer for the issuer to authenticate the indicium, either by itself or in cooperation with one or more related financial institutions.
摘要翻译：提供了有价值和有关信息的交换，涉及到可用于客户的有益报价的金融交易。各种报价，包括折扣，预付金额等可由客户购买，供各种商家使用。第三方发行人在出售要约时获得客户的信息，并发出某种价值标记，表示与之相关的报价。标记的记录被保存，并传送给商人或由发行人或相关金融机构保管。当客户通过向商家提供标记来兑换报价时，商家可以使用发行人接收到的记录来对报价进行认证，或者与发行人建立通信，以使发行者本身或者与一个或多个相关金融机构。

6. 发明申请

US20100325053A1 SYSTEM AND METHOD FOR NEW EXECUTION AND MANAGEMENT OF FINANCIAL AND DATA TRANSACTIONS 有权
标题翻译：财务和数据交易的新的执行和管理的系统和方法
公开(公告)号：US20100325053A1
公开(公告)日：2010-12-23
申请号：US12827807
申请日：2010-06-30
申请人： Jason J. Hogg , Patrick Graf
发明人： Jason J. Hogg , Patrick Graf
IPC分类号： G06Q20/00 , H04L9/32 , H04L9/28 , H04L9/30
CPC分类号： G06Q20/4012 , G06Q20/04 , G06Q20/10 , G06Q20/105 , G06Q20/12 , G06Q20/20 , G06Q20/204 , G06Q20/209 , G06Q20/24 , G06Q20/341 , G06Q20/357 , G06Q20/35785 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q20/40 , G06Q20/401 , G06Q20/4016 , G06Q20/403 , G06Q20/4037 , G06Q20/405 , G06Q30/016 , G06Q30/0185 , G06Q30/0208 , G06Q30/0214 , G06Q30/0226 , G06Q30/04 , G06Q30/06 , G06Q30/0633 , G06Q30/0637 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G07F7/08 , G07F7/1008 , G07F7/122 , G07G1/12 , G07G3/003
摘要： A system and method for execution of financial and data transactions includes a point-of-sale device configured to execute a transaction in which at least one good or service is sold to an individual having a card with a storage medium encoding a card number. The transaction is completed after said point-of-sale device receives a data transmission authorizing said transaction. The point-of-sale device is configured to communicate via the Internet with a first computing system. The first computing system stores a set of instructions that cause the first computing system to evaluate the transaction to determine whether the transaction is to be authorized, and to send a transmission authorizing the transaction via the open network to said point-of-sale device.
摘要翻译：用于执行财务和数据交易的系统和方法包括销售点设备，其被配置为执行交易，其中至少一个商品或服务被销售给具有编码卡号的存储介质的具有卡的个人。所述交易在所述销售点设备接收授权所述交易的数据传输之后完成。销售点设备被配置为经由因特网与第一计算系统进行通信。第一计算系统存储一组指令，其使得第一计算系统评估交易以确定交易是否被授权，并且通过开放网络将授权交易的传输发送到所述销售点设备。

7. 发明授权

US07617972B2 System and method for disputing individual items that are the subject of a transaction 有权
标题翻译：对作为交易主题的个别商品进行争议的系统和方法
公开(公告)号：US07617972B2
公开(公告)日：2009-11-17
申请号：US11487139
申请日：2006-07-14
申请人： Jason J. Hogg , Patrick Graf
发明人： Jason J. Hogg , Patrick Graf
IPC分类号： G06K5/00
CPC分类号： G06Q20/4012 , G06Q20/04 , G06Q20/10 , G06Q20/105 , G06Q20/12 , G06Q20/20 , G06Q20/204 , G06Q20/209 , G06Q20/24 , G06Q20/341 , G06Q20/357 , G06Q20/35785 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q20/40 , G06Q20/401 , G06Q20/4016 , G06Q20/403 , G06Q20/4037 , G06Q20/405 , G06Q30/016 , G06Q30/0185 , G06Q30/0208 , G06Q30/0214 , G06Q30/0226 , G06Q30/04 , G06Q30/06 , G06Q30/0633 , G06Q30/0637 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G07F7/08 , G07F7/1008 , G07F7/122 , G07G1/12 , G07G3/003
摘要： A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.
摘要翻译：用于争论作为交易主题的个体项目的系统和方法包括在数据库中存储将多个商品或服务出售给具有通过其获取货币的交易卡的个人的交易的记录可以获得资金，使得交易由交易标识符标识。此外，识别作为交易的主题的每个商品或服务的信息与所述交易标识符相关联。与交易标识符相关联的商品或服务之一相关联的成本是有争议的，而不会与所述交易标识符相关联的所有商品或服务的成本产生争议。

8. 外观设计

USD553676S1 Transaction card 有权
标题翻译：交易卡
公开(公告)号：USD553676S1
公开(公告)日：2007-10-23
申请号：US29265739
申请日：2006-09-06
申请人： Jason J. Hogg
设计人： Jason J. Hogg

9. 发明授权

US09818103B2 Secure exchange of indicia of value and associated information 有权
公开(公告)号：US09818103B2
公开(公告)日：2017-11-14
申请号：US13026024
申请日：2011-02-11
申请人： Jason J. Hogg , Winter P. Ng
发明人： Jason J. Hogg , Winter P. Ng
IPC分类号： G06Q40/00 , G06Q20/28 , G06Q20/06 , G06Q20/40 , G06Q30/02
CPC分类号： G06Q20/28 , G06Q20/065 , G06Q20/40 , G06Q30/02 , G06Q30/0207
摘要： Secure exchange of value and associated information in financial transactions involving beneficial offers available for customers is provided. Various offers, including discounts, prepaid amounts, and the like may be purchased by customers for use with various merchants. A third party issuer obtains information from the customer in selling the offers and issues some kind of indicium of value having a representation of the value of the offer associated therein. Record of the indicia are maintained and either transmitted to the merchant or kept by the issuer or associated financial institutions. When the customer redeems the offer by presenting the indicium to the merchant, the merchant may either authenticate the indicium using the records received by the issuer, or establish communication with the issuer for the issuer to authenticate the indicium, either by itself or in cooperation with one or more related financial institutions.

10. 发明授权

US08413896B2 System and method for new execution and management of financial and data transactions 有权
公开(公告)号：US08413896B2
公开(公告)日：2013-04-09
申请号：US12827807
申请日：2010-06-30
申请人： Jason J. Hogg , Patrick Graf
发明人： Jason J. Hogg , Patrick Graf
IPC分类号： G06K5/00 , G06K19/06 , G06Q20/00 , G06Q30/00 , G07G1/14
CPC分类号： G06Q20/4012 , G06Q20/04 , G06Q20/10 , G06Q20/105 , G06Q20/12 , G06Q20/20 , G06Q20/204 , G06Q20/209 , G06Q20/24 , G06Q20/341 , G06Q20/357 , G06Q20/35785 , G06Q20/382 , G06Q20/3823 , G06Q20/3829 , G06Q20/40 , G06Q20/401 , G06Q20/4016 , G06Q20/403 , G06Q20/4037 , G06Q20/405 , G06Q30/016 , G06Q30/0185 , G06Q30/0208 , G06Q30/0214 , G06Q30/0226 , G06Q30/04 , G06Q30/06 , G06Q30/0633 , G06Q30/0637 , G06Q40/00 , G06Q40/02 , G06Q40/025 , G07F7/08 , G07F7/1008 , G07F7/122 , G07G1/12 , G07G3/003
摘要： A system and method for execution of financial and data transactions includes a point-of-sale device configured to execute a transaction in which at least one good or service is sold to an individual having a card with a storage medium encoding a card number. The transaction is completed after said point-of-sale device receives a data transmission authorizing said transaction. The point-of-sale device is configured to communicate via the Internet with a first computing system. The first computing system stores a set of instructions that cause the first computing system to evaluate the transaction to determine whether the transaction is to be authorized, and to send a transmission authorizing the transaction via the open network to said point-of-sale device.

你已经成功收藏专利！

检索式保存成功!

IPRDB

热门服务

关于我们

友情链接

联系方式