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    • 4. 发明申请
    • SYSTEM, METHOD, AND ARTICLE FOR MOBILE PAYMENT AND PERSONAL IDENTIFICATION
    • 用于移动支付和个人身份识别的系统,方法和文章
    • US20160283946A1
    • 2016-09-29
    • US15082924
    • 2016-03-28
    • Giovanni Laporta
    • Giovanni Laporta
    • G06Q20/40G06K9/00G06Q20/32
    • G06Q20/40145G06Q20/322
    • What is provided is a system, method, and article of manufacture for verifying a user and authenticating a mobile transaction in a more convenient and accurate manner. In some examples, the method comprises registering a user's personal information with the system through a unique identifier; transmitting a request to perform an action, such as a payment transaction, an electronic signing of a document, a remote login into the system, and a transfer of images and/or videos in real-time, corresponding to the unique identifier; capturing biometric information from an image or video of the user; analyzing the biometric information captured from the first user to determine whether the user is a real person; obtaining an indication that the user is verified as a real person; and initiating completion of the action in response to obtaining the indication that the user is verified as a real person.
    • 提供了用于验证用户并以更方便和准确的方式认证移动交易的系统,方法和制品。 在一些示例中,该方法包括通过唯一标识符将用户的个人信息与系统注册; 发送对应于唯一标识符的请求,执行诸如支付交易,文档的电子签名,远程登录到系统中的请求,以及实时地传输图像和/或视频; 从用户的图像或视频捕获生物特征信息; 分析从第一用户捕获的生物特征信息,以确定用户是否是真人; 获得用户被验证为真实人物的指示; 以及响应于获得用户被验证为真实人物的指示而开始动作的完成。