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1. 发明申请

US20120054069A1 CASH PAYMENT FOR REMOTE TRANSACTIONS 有权
标题翻译：现金支付远程交易
公开(公告)号：US20120054069A1
公开(公告)日：2012-03-01
申请号：US13215713
申请日：2011-08-23
申请人： Kurt Hansen , Earney E. Stoutenburg , Thomas B. Sayor
发明人： Kurt Hansen , Earney E. Stoutenburg , Thomas B. Sayor
IPC分类号： G06Q30/06
CPC分类号： G06Q20/40 , G06Q20/04 , G06Q20/10 , G06Q20/28 , G06Q30/06 , G06Q30/0613
摘要： Methods coordinate payment for a remote transaction with a first party. An identification of the first party is received at a host system. Acknowledgment of receipt of a cash payment from a second party is received. The cash payment is associated with the identification of the first party. A money transfer corresponding to the cash payment to the control of the first party is executed with a request for the first party to perform on previously agreed terms of the remote transaction.
摘要翻译：方法协调与第一方的远程交易的支付。主机系统接收到第一方的标识。收到第二方收到现金付款的确认。现金支付与第一方的识别有关。执行与第一方的控制相关的现金支付的货币转帐，请求第一方根据事先约定的远程交易条款执行。

2. 发明授权

US07673792B2 Method and system for performing money transfer transactions 有权
标题翻译：执行汇款交易的方法和系统
公开(公告)号：US07673792B2
公开(公告)日：2010-03-09
申请号：US11411296
申请日：2006-04-26
申请人： Earney E. Stoutenburg , Dean A. Seifert
发明人： Earney E. Stoutenburg , Dean A. Seifert
IPC分类号： G06F17/60
CPC分类号： G07F19/201 , G06Q20/00 , G06Q20/10 , G06Q20/1085 , G06Q20/20 , G06Q20/381 , G06Q20/40 , G06Q40/00 , G06Q40/02 , G07F19/20 , G07F19/203
摘要： A system for performing a money transfer receive transaction includes a receive transaction staging device which provides a recipient with access to a financial services institution in order to receive transaction details from the recipient. The system also includes a data base for storing transaction details and a receive control code, wherein the transaction details include a receive amount, and wherein the receive control code corresponds to the transaction details stored on the data base. The system further includes a receive transaction fulfillment device in communication with the data base to retrieve the receive control code and the transaction details from the data base based on the receive control code. The data base verifies the receive control code and authorizes the receive transaction fulfillment device to issue cash or another negotiable instrument corresponding to at least a portion of the receive amount.
摘要翻译：用于执行汇款接收交易的系统包括接收交易分段设备，其向接收者提供对金融服务机构的访问以从接收者接收交易细节。该系统还包括用于存储交易细节的数据库和接收控制代码，其中交易细节包括接收量，并且其中接收控制代码对应于存储在数据库上的交易细节。该系统还包括与数据库进行通信的接收交易履行设备，以便基于接收控制代码从数据库中检索接收控制代码和交易细节。数据库验证接收控制代码，并授权接收交易履行设备发行对应于接收量的至少一部分的现金或另一可转让票据。

3. 发明申请

US20080294564A1 SYSTEMS AND METHODS FOR PRICE MATCHING ON FUNDS TRANSFERS 有权
标题翻译：关于资金转移价格匹配的制度和方法
公开(公告)号：US20080294564A1
公开(公告)日：2008-11-27
申请号：US12176185
申请日：2008-07-18
申请人： Dean A. Seifert , Earney E. Stoutenburg
发明人： Dean A. Seifert , Earney E. Stoutenburg
IPC分类号： G06Q40/00 , G06Q10/00 , G06Q20/00
CPC分类号： G06Q20/00 , G06Q20/10 , G06Q20/20 , G06Q20/381 , G06Q30/08 , G06Q40/02 , G06Q40/04 , G06Q40/06 , G06Q50/188 , G07F19/20 , G07F19/201
摘要： Systems and methods for performing financial transfers. In some instances, the methods include providing a staged transaction system that includes at least two stages. Quotes are accessed for the first and for the second stage of the transaction. One quote associated with a stage of the transaction is selected and used to consummate the financial transfer. Other methods include marketing financial transfer transactions. Such marketing can include providing a flexible rate fixing mechanism; monitoring a financial transaction market; and fixing a rate based at least in part on monitoring the financial transaction market where the flexible rate fixing mechanism provides access to the fixed rate.
摘要翻译：执行财务转移的系统和方法。在一些情况下，所述方法包括提供包括至少两个阶段的分段交易系统。在交易的第一阶段和第二阶段访问报价。选择与交易阶段相关的一个报价，并用于完成财务转移。其他方法包括营销财务转移交易。这种营销可以包括提供灵活的费率固定机制; 监督金融交易市场; 并且至少部分地基于监测灵活费率固定机制提供对固定利率的访问的金融交易市场来确定利率。

4. 发明申请

US20080215487A1 METHOD AND SYSTEM FOR PERFORMING MONEY TRANSFER TRANSACTIONS 失效
标题翻译：执行货币转移交易的方法和系统
公开(公告)号：US20080215487A1
公开(公告)日：2008-09-04
申请号：US12040104
申请日：2008-02-29
申请人： Earney E. Stoutenburg , Dean A. Seifert
发明人： Earney E. Stoutenburg , Dean A. Seifert
IPC分类号： G06Q20/00 , G06Q40/00
CPC分类号： G07F19/201 , G06Q20/00 , G06Q20/10 , G06Q20/1085 , G06Q20/20 , G06Q20/381 , G06Q20/40 , G06Q40/00 , G06Q40/02 , G07F19/20 , G07F19/203
摘要： A method of performing a send money transfer transaction through a financial services institution includes storing transaction details on a data base, wherein the transaction details include a desired amount of money to be sent; establishing a code that corresponds to the transaction details stored on the data base; entering the code into an electronic transaction fulfillment device in communication with the data base to retrieve the transaction details from the data base; and determining a collect amount based on the transaction details. A system for performing a send money transfer transaction is also disclosed.
摘要翻译：通过金融服务机构执行汇款交易交易的方法包括将交易细节存储在数据库上，其中交易细节包括要发送的期望金额; 建立对应于存储在数据库上的交易细节的代码; 将代码输入到与数据库通信的电子交易履行装置，以从数据库中检索交易细节; 以及基于交易细节确定收集金额。还公开了一种执行汇款交易交易的系统。

5. 发明授权

US06829588B1 Electronic payroll system & method 有权
标题翻译：电子工资单制和方法
公开(公告)号：US06829588B1
公开(公告)日：2004-12-07
申请号：US09416518
申请日：1999-10-08
申请人： Earney E. Stoutenburg , Dean A. Seifert
发明人： Earney E. Stoutenburg , Dean A. Seifert
IPC分类号： G06F1760
CPC分类号： G07F7/1008 , G06Q20/10 , G06Q20/346 , G06Q40/02 , G06Q40/12
摘要： A system and method for managing a company payroll is disclosed. The system and method provide for issuing an employee an identifier. The employee may access the account at a remote payroll distribution device by disclosing the identifier. The remote payroll distribution device enables the employee to withdraw a sum of money up to the total amount of money in the account, as well as print tax withholding information as typically displayed on a check stub. Other features include printing checks for payment to various establishments which effectively eliminates the need for bank checks.
摘要翻译：公开了一种用于管理公司工资单的系统和方法。该系统和方法提供向员工发放标识符。员工可以通过披露标识符来访问远程工资分配设备上的帐户。远程工资单分配装置使得雇员可以提取一笔金额，直至帐户中的总金额以及通常显示在支票存根上的打印税预扣信息。其他功能包括打印支票到各种机构，有效地消除了银行支票的需要。

6. 发明授权

US06761309B2 Method and system for performing money transfer transactions 有权
标题翻译：执行汇款交易的方法和系统
公开(公告)号：US06761309B2
公开(公告)日：2004-07-13
申请号：US10289802
申请日：2002-11-07
申请人： Earney E. Stoutenburg , Dean A. Seifert
发明人： Earney E. Stoutenburg , Dean A. Seifert
IPC分类号： G06F1760
CPC分类号： G07F19/201 , G06Q20/00 , G06Q20/10 , G06Q20/1085 , G06Q20/20 , G06Q20/381 , G06Q20/40 , G06Q40/00 , G06Q40/02 , G07F19/20 , G07F19/203
摘要： A method of performing a send money transfer transaction through a financial services institution includes storing transaction details on a data base, wherein the transaction details include a desired amount of money to be sent, establishing a code that corresponds to the transaction details stored on the data base, entering the code into an electronic transaction fulfillment device in communication with the data base to retrieve the transaction details from the data base; and determining a collect amount based on the transaction details. A system for performing a send money transfer transaction is also disclosed.
摘要翻译：通过金融服务机构执行汇款交易交易的方法包括在数据库上存储交易细节，其中交易细节包括要发送的期望金额的金额，建立与存储在数据上的交易细节相对应的代码将代码输入到与数据库通信的电子交易履行设备，以从数据库中检索交易细节; 以及基于交易细节确定收集金额。还公开了一种执行汇款交易交易的系统。

7. 发明申请

US20120233040A1 Electronic Acknowledgement of Receipt of Inventory 有权
标题翻译：电子确认收货清单
公开(公告)号：US20120233040A1
公开(公告)日：2012-09-13
申请号：US13480174
申请日：2012-05-24
申请人： EARNEY E. STOUTENBURG , DAVID R. BAUMGARTNER , THERESA L. ANUSZEWSKI , ROSS G. KINNEY , DAVID A. OWEN
发明人： EARNEY E. STOUTENBURG , DAVID R. BAUMGARTNER , THERESA L. ANUSZEWSKI , ROSS G. KINNEY , DAVID A. OWEN
IPC分类号： G06Q10/08
CPC分类号： G06Q20/203 , G06Q10/087
摘要： A method for tracking status of an inventory shipment sent to a recipient includes monitoring whether the recipient has transmitted an electronic acknowledgment of the status of the shipment; and automatically transmitting a message to the recipient requesting acknowledgment of receipt of inventory if the electronic acknowledgment is not transmitted by the recipient within a first predetermined amount of time.
摘要翻译：跟踪发送到接收者的库存货物的状态的方法包括监视接收者是否已经发送了关于装运状态的电子确认; 以及如果在第一预定时间内没有由接收者发送电子确认，则自动向接收者发送消息，请求确认接收到库存。

8. 发明授权

US07717330B2 Systems and methods for price matching on funds transfers 有权
标题翻译：资金转移价格匹配的制度和方法
公开(公告)号：US07717330B2
公开(公告)日：2010-05-18
申请号：US12176185
申请日：2008-07-18
申请人： Dean A. Seifert , Earney E. Stoutenburg
发明人： Dean A. Seifert , Earney E. Stoutenburg
IPC分类号： G06F17/60
CPC分类号： G06Q20/00 , G06Q20/10 , G06Q20/20 , G06Q20/381 , G06Q30/08 , G06Q40/02 , G06Q40/04 , G06Q40/06 , G06Q50/188 , G07F19/20 , G07F19/201
摘要： Systems and methods for performing financial transfers. In some instances, the methods include providing a staged transaction system that includes at least two stages. Quotes are accessed for the first and for the second stage of the transaction. One quote associated with a stage of the transaction is selected and used to consummate the financial transfer. Other methods include marketing financial transfer transactions. Such marketing can include providing a flexible rate fixing mechanism; monitoring a financial transaction market; and fixing a rate based at least in part on monitoring the financial transaction market where the flexible rate fixing mechanism provides access to the fixed rate.
摘要翻译：执行财务转移的系统和方法。在一些情况下，所述方法包括提供包括至少两个阶段的分段交易系统。在交易的第一阶段和第二阶段访问报价。选择与交易阶段相关的一个报价，并用于完成财务转移。其他方法包括营销财务转移交易。这种营销可以包括提供灵活的费率固定机制; 监督金融交易市场; 并且至少部分地基于监测灵活费率固定机制提供对固定利率的访问的金融交易市场来确定利率。

9. 发明授权

US07654449B2 Method and system for performing money transfer transactions 失效
标题翻译：执行汇款交易的方法和系统
公开(公告)号：US07654449B2
公开(公告)日：2010-02-02
申请号：US12040104
申请日：2008-02-29
申请人： Earney E. Stoutenburg , Dean A. Seifert
发明人： Earney E. Stoutenburg , Dean A. Seifert
IPC分类号： G06F17/60
CPC分类号： G07F19/201 , G06Q20/00 , G06Q20/10 , G06Q20/1085 , G06Q20/20 , G06Q20/381 , G06Q20/40 , G06Q40/00 , G06Q40/02 , G07F19/20 , G07F19/203
摘要： A method of performing a send money transfer transaction through a financial services institution includes storing transaction details on a data base, wherein the transaction details include a desired amount of money to be sent; establishing a code that corresponds to the transaction details stored on the data base; entering the code into an electronic transaction fulfillment device in communication with the data base to retrieve the transaction details from the data base; and determining a collect amount based on the transaction details. A system for performing a send money transfer transaction is also disclosed.
摘要翻译：通过金融服务机构执行汇款交易交易的方法包括将交易细节存储在数据库上，其中交易细节包括要发送的期望金额; 建立对应于存储在数据库上的交易细节的代码; 将代码输入到与数据库通信的电子交易履行装置，以从数据库中检索交易细节; 以及基于交易细节确定收集金额。还公开了一种执行汇款交易交易的系统。

10. 发明申请

US20090026259A1 METHOD AND SYSTEM FOR PERFORMING MONEY TRANSFER TRANSACTIONS 审中-公开
标题翻译：执行货币转移交易的方法和系统
公开(公告)号：US20090026259A1
公开(公告)日：2009-01-29
申请号：US12246036
申请日：2008-10-06
申请人： Dean A. Seifert , Earney E. Stoutenburg , David A. Owen , Maura A. Fitzgerald
发明人： Dean A. Seifert , Earney E. Stoutenburg , David A. Owen , Maura A. Fitzgerald
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/00 , G06Q20/04 , G06Q20/10 , G06Q20/20 , G06Q20/382
摘要： A method for performing a money transfer receive transaction includes loading payout funds, corresponding to a desired amount of money to be transferred from a sender to a recipient, in a payout account associated with a payout card, such that the payout funds are electronically accessible by the recipient using the payout card. A system for performing a money transfer receive transaction is also provided.
摘要翻译：执行汇款接收交易的方法包括在与付款卡相关联的支付账户中加载对应于要从发送者转移到接收方的期望金额的支付资金，使得支付资金可电子访问收件人使用支付卡。还提供了用于执行汇款接收交易的系统。

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