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    • 1. 发明申请
    • METHOD FOR IMPROVING SECURITY OF ONLINE TRANSACTIONS
    • 改善在线交易安全的方法
    • US20140258136A1
    • 2014-09-11
    • US14201785
    • 2014-03-07
    • Gregory Duane Ellis
    • Gregory Duane Ellis
    • G06Q20/40G06Q20/38
    • G06Q20/4014G06Q20/38215G06Q20/4016
    • The present invention provides a system, including a method and apparatus, for verifying, with a very high degree of certainty, the identity of an individual who desires to execute an online transaction for the purchase of goods or services. System function embodies a number of interconnected basic features. The first involves enabling a personal computerized device to be identified via user input data. The second involves the creation of a central, third-party identification database containing authentication information and having an authentication protocol. The third involves the provision of an individualized electronic certificate, which ties the identification of an individual computer or device user to the third-party identification database. The fourth involves the incorporation of the individualized electronic certificate in a particular individual computer or computerized device, which enables the establishment of the authentication protocol between the computerized device and the third-party website.
    • 本发明提供了一种包括一种方法和装置的系统,用于以非常高的确定性验证希望执行用于购买商品或服务的在线交易的个体的身份。 系统功能体现了一些互联的基本特征。 第一个涉及通过用户输入数据来识别个人计算机化设备。 第二个涉及创建包含认证信息并具有认证协议的中央第三方识别数据库。 第三个涉及提供个性化电子证书,其将个人计算机或设备用户的识别与第三方识别数据库相关联。 第四个涉及将个性化电子证书并入特定的单个计算机或计算机化设备中,这使得能够在计算机化设备和第三方网站之间建立认证协议。