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1. 发明授权

US08651373B1 ATM that allows a user to select a desired transaction by touch dragging a displayed icon that represents the desired transaction 失效
标题翻译： ATM允许用户通过触摸拖动表示所需交易的显示图标来选择期望的交易
公开(公告)号：US08651373B1
公开(公告)日：2014-02-18
申请号：US13455175
申请日：2012-04-25
申请人： James Block , H. Thomas Graef , Paul D. Magee , Donald S. Nelson, Jr. , James Meek , Daniel S. McIntyre , Mark DePietro , Natarajan Ramachandran
发明人： James Block , H. Thomas Graef , Paul D. Magee , Donald S. Nelson, Jr. , James Meek , Daniel S. McIntyre , Mark DePietro , Natarajan Ramachandran
IPC分类号： G06Q40/00 , G07D11/00 , G07F19/00
CPC分类号： G06Q20/1085 , G06Q40/00 , G07F19/20
摘要： An automated banking machine allows an authorized user to carry out transactions such as withdrawing cash, making a deposit, cashing a check, and transferring funds between accounts. The machine provides a transaction selection screen through a touch screen display. The transaction selection screen includes a plurality of visually different icons. Each icon represents a different transaction that is available to the current machine user. The user can select a particular transaction by dragging its representative icon with a contacting finger. Upon selection of the particular transaction, a display screen unique to that particular transaction is then provided through the touch screen display.
摘要翻译：自动银行机器允许授权用户进行交易，例如提取现金，存款，兑现支票以及在账户之间转账。该机器通过触摸屏显示器提供交易选择屏幕。交易选择屏幕包括多个视觉上不同的图标。每个图标表示当前机器用户可用的不同事务。用户可以通过用接触手指拖动其代表性图标来选择特定交易。在选择特定交易时，然后通过触摸屏显示器提供该特定交易特有的显示屏幕。

2. 发明授权

US08381970B2 Banking system operated responsive to data read from data bearing records 失效
标题翻译：银行系统响应于从数据记录中读取的数据
公开(公告)号：US08381970B2
公开(公告)日：2013-02-26
申请号：US13567022
申请日：2012-08-04
申请人： James Meek , Allan R. Bakerink , Bartholomew J. Frazzitta , Randolph C. Benore , Daniel S. McIntyre , Mark DePietro
发明人： James Meek , Allan R. Bakerink , Bartholomew J. Frazzitta , Randolph C. Benore , Daniel S. McIntyre , Mark DePietro
IPC分类号： G06F17/60
CPC分类号： G06K9/60 , G06K9/00442 , G06Q20/105 , G06Q20/108 , G06Q20/1085 , G06Q20/40145 , G06Q30/02 , G06Q30/0201 , G06Q30/0241 , G07F19/20 , G07F19/201 , G07F19/211 , H04N7/18
摘要： A system includes automated banking machines that operate responsive to data read from data bearing records. Transactions can be carried out through communication with local and remote service providers. An automated banking machine is operable to conduct transactions for machine users responsive to data read from user cards and communication with a transaction host. The machine is operable to provide output signals which drive external displays. The machine is operable to receive visual and/or audio content from remote content sources, store data corresponding to the content, and then output the content through the external displays.
摘要翻译：系统包括响应于从数据记录读取的数据进行操作的自动银行机。可以通过与本地和远程服务提供商的通信来进行交易。自动银行机可操作以响应于从用户卡读取的数据和与交易主机的通信来对机器用户进行交易。该机器可操作以提供驱动外部显示器的输出信号。该机器可操作以从远程内容源接收视频和/或音频内容，存储对应于内容的数据，然后通过外部显示器输出内容。

3. 发明申请

US20120223135A1 Banking System Operated Responsive to Data Read from Data Bearing Records 有权
标题翻译：数据记录数据读取的银行系统响应
公开(公告)号：US20120223135A1
公开(公告)日：2012-09-06
申请号：US13469489
申请日：2012-05-11
申请人： James Meek , Allan R. Bakerink , Bartholomew J. Frazzitta , Randolph C. Benore , Daniel S. McIntyre , Mark DePietro
发明人： James Meek , Allan R. Bakerink , Bartholomew J. Frazzitta , Randolph C. Benore , Daniel S. McIntyre , Mark DePietro
IPC分类号： G07F19/00 , G06Q40/02
CPC分类号： G06Q30/02 , G06Q20/10 , G06Q30/0269 , G06Q40/02 , G07F19/20 , G07F19/201 , G07F19/211 , H04N7/18
摘要： An exemplary system includes an automated banking machine which is operable to conduct transactions including cash dispensing for users responsive to communication with a transaction host. The machine is also operative to provide output signals which drive external displays which are separate from the machine. The machine is operable to receive visual and audio content from one or more broadcast content sources and to store the content in the machine. The content is then output through the external displays. The machine is also operative to receive and store a plurality of advertising messages. The advertising messages are output in a targeted manner to users of the machine.
摘要翻译：示例性系统包括自动银行机，其可操作以响应于与交易主机的通信来执行包括用户的现金分配的交易。该机器还可操作以提供驱动与机器分离的外部显示器的输出信号。该机器可操作以从一个或多个广播内容源接收视频和音频内容并将内容存储在机器中。然后通过外部显示器输出内容。该机器还可操作以接收和存储多个广告消息。广告信息以有针对性的方式输出给机器的用户。

4. 发明申请

US20120205442A1 Banking System Operated Responsive to Data Read from Data Bearing Records 失效
标题翻译：数据记录数据读取的银行系统响应
公开(公告)号：US20120205442A1
公开(公告)日：2012-08-16
申请号：US13450957
申请日：2012-04-19
申请人： James Meek , Allan R. Bakerink , Bartholomew J. Frazzitta , Randolph C. Benore , Daniel S. McIntyre , Mark DePietro
发明人： James Meek , Allan R. Bakerink , Bartholomew J. Frazzitta , Randolph C. Benore , Daniel S. McIntyre , Mark DePietro
IPC分类号： G07F19/00 , G06Q40/02
CPC分类号： G06K9/60 , G06K9/00442 , G06Q20/105 , G06Q20/108 , G06Q20/1085 , G06Q20/40145 , G06Q30/02 , G06Q30/0201 , G06Q30/0241 , G07F19/20 , G07F19/201 , G07F19/211 , H04N7/18
摘要： A banking system includes automated banking machines that operate responsive to data read from data bearing records. Transactions may also be carried out through communication with local and remote service providers. An automated banking machine is operative to conduct transactions including cash dispensing for users, responsive to data read from user cards and communication with a transaction host. The machine is also operative to provide output signals which drive external displays. A machine processor is operative to cause the machine to receive visual and/or audio content from content sources and to store data corresponding to the content. The content is then output through the external displays.
摘要翻译：银行系统包括响应于从数据记录读取的数据而操作的自动银行机。交易也可以通过与本地和远程服务提供商的通信进行。一种自动银行机器可操作以响应于从用户卡读取的数据和与交易主机的通信来进行包括用户现金分配的交易。该机器还可以提供驱动外部显示器的输出信号。机器处理器可操作以使机器从内容源接收视觉和/或音频内容并存储对应于内容的数据。然后通过外部显示器输出内容。

5. 发明授权

US08172133B1 Automated banking machine system and method 有权
标题翻译：自动银行机系统及方法
公开(公告)号：US08172133B1
公开(公告)日：2012-05-08
申请号：US12925114
申请日：2010-10-14
申请人： Mark D. Smith , James Meek , Allan R. Bakerink , Randolph C. Benore , Daniel S. McIntyre , Mark DePietro
发明人： Mark D. Smith , James Meek , Allan R. Bakerink , Randolph C. Benore , Daniel S. McIntyre , Mark DePietro
IPC分类号： G07F19/00
CPC分类号： G07F19/201 , G06Q30/02 , G07F19/20 , G07F19/211
摘要： A banking transaction processing system includes customer stations and at least one server provider station. The customer stations include automated banking machines. Each automated banking machine includes a card reader that reads indicia on user cards corresponding to financial accounts. Each automated banking machine also includes a cash dispenser. Service providers at service provider stations are enabled to communicate with customers at automated banking machines to help carry out transactions. Customers at automated banking machines may also carry out banking transactions without the involvement of service providers. Pneumatic tube transport systems may be used for moving items between local service providers and customers. In some embodiments, computers operating facial image transformation software and vocal sound transformation software enable outputs at customer stations which correspond to facial images and vocal sounds that customers may find more acceptable than those produced by the actual service provider.
摘要翻译：银行交易处理系统包括客户站和至少一个服务器提供者站。客户站包括自动银行机。每个自动银行机器包括读卡器，其读取对应于财务帐户的用户卡上的标记。每个自动银行机还包括一个自动提款机。服务提供商站的服务提供商能够与自动银行机上的客户进行通信，以帮助进行交易。自动银行业务的客户也可以在没有服务提供商参与的情况下进行银行交易。气动管道运输系统可用于在本地服务提供商和客户之间移动物品。在一些实施例中，操作面部图像转换软件和声音声音转换软件的计算机使客户站处的输出能够对应于面部图像和声音，客户可能发现其比实际服务提供商产生的声音更可接受。

6. 发明授权

US07932921B1 Transaction system 失效
标题翻译：交易系统
公开(公告)号：US07932921B1
公开(公告)日：2011-04-26
申请号：US08889033
申请日：1997-07-07
申请人： Bartholomew J. Frazzitta , Randolph C. Benore , Daniel S. McIntyre , Mark A DePietro , Jeffrey M Kalman
发明人： Bartholomew J. Frazzitta , Randolph C. Benore , Daniel S. McIntyre , Mark A DePietro , Jeffrey M Kalman
IPC分类号： H04N9/47
CPC分类号： G07F19/20 , G07F19/201 , H04N7/18
摘要： A system for carrying out transactions (10) includes customer stations (18) and a service provider station (14). The system is operated in a building (12) or other facility in which a service provider operates the service provider station in a secure room (36). Audio and video communications are established between customers at the customer stations and the service provider at the service provider station. Items are exchanged between customers and the service provider through carriers (26) transmitted through a pneumatic tube system (22). A video material presentation device (50) provides promotional or other video material which is presented on displays at the customer stations. Video material is presented to customers when the customer terminal is not in communication with the service provider terminal. The customer stations are readily installed and configured in the transaction facility to maximize the floor space available for other purposes.
摘要翻译：用于执行交易（10）的系统包括客户站（18）和服务提供者站（14）。该系统在建筑物（12）或服务提供者在安全室（36）中操作服务提供者站）的其他设施中操作。音频和视频通信在客户站的客户和服务提供商的服务提供商之间建立。通过气动管道系统（22）传送的承运人（26）在客户和服务提供者之间交换物品。视频材料呈现装置（50）提供在客户站上显示的宣传或其他视频资料。当客户终端不与服务提供商终端通信时，向客户呈现视频资料。客户站易于安装和配置在交易设施中，以最大化可用于其他目的的占地面积。

7. 发明授权

US08348150B1 In wall rotating device for exchanging items between service provider and drive-through lane customer 有权
标题翻译：在墙壁旋转装置中，用于在服务提供商和直通车客户之间交换物品
公开(公告)号：US08348150B1
公开(公告)日：2013-01-08
申请号：US12006550
申请日：2008-01-02
申请人： Randolph C. Benore , Robert V. Artino , Daniel S. McIntyre , Rodney J. Reese
发明人： Randolph C. Benore , Robert V. Artino , Daniel S. McIntyre , Rodney J. Reese
IPC分类号： G06Q40/00 , G07D11/00 , G07F19/00 , E06B7/32
CPC分类号： G07G1/0018 , B65G51/30 , G07F17/0092 , G07G1/0036
摘要： A system operated responsive to data included on data bearing cards enables carrying out transactions between a service provider and a customer. Customers may be located within a vehicle in a drive-through lane adjacent to a building which houses a service provider station. Financial accounts may be assessed charges for items based on data read from cards. The customer and service provider may exchange items through a pneumatic tube conveyor system. Alternatively items may be exchanged through a rotating device which provides for selectively positioning items at delivery stations at different vertical heights. The service provider positions items at a suitable level for exchange with the customer based on the height associated with the user in their vehicle.
摘要翻译：响应于包含在数据承载卡上的数据操作的系统能够在服务提供商和客户之间执行交易。客户可能位于与容纳服务提供商站的建筑物相邻的驱动通道中的车辆内。财务帐户可以根据从卡上读取的数据对项目进行评估。客户和服务提供商可以通过气动管道输送机系统交换物品。或者，可以通过旋转装置来交换物品，该旋转装置提供在不同垂直高度处的输送站处选择性地定位物品。服务提供商根据与车辆中的用户相关联的高度，将物品定位在适当的水平上以与客户交换。

8. 发明授权

US08177126B2 Banking system operated responsive to data read from data bearing records 有权
标题翻译：银行系统响应于从数据记录中读取的数据
公开(公告)号：US08177126B2
公开(公告)日：2012-05-15
申请号：US13066323
申请日：2011-04-12
申请人： James Meek , Allan R. Bakerink , Bartholomew J. Frazzitta , Randolph C. Benore , Daniel S. McIntyre , Mark DePietro
发明人： James Meek , Allan R. Bakerink , Bartholomew J. Frazzitta , Randolph C. Benore , Daniel S. McIntyre , Mark DePietro
IPC分类号： G06Q40/00 , G07D11/00 , G07F19/00 , G06K5/00
CPC分类号： G06Q30/02 , G06Q20/10 , G07F19/20 , G07F19/201 , G07F19/211 , H04N7/18
摘要： An exemplary system includes an automated banking machine (322) which is operable to conduct transactions including cash dispensing for users responsive to communication with a transaction host (336). The machine is also operative to provide output signals which drive external displays (328, 330) which are separate from the machine. The machine is operable to receive visual and audio content from one or more broadcast content sources (342, 343) and to store the content in the machine. The content is then output through the external displays. The machine is also operative to receive and store a plurality of advertising messages. The advertising messages are output in a targeted manner to users of the machine.
摘要翻译：示例性系统包括自动银行机（322），其可操作以响应于与交易主机的通信（336）进行交易，包括用户的现金分配。该机器还可操作以提供驱动与机器分离的外部显示器（328,330）的输出信号。该机器可操作以从一个或多个广播内容源（342,343）接收视频和音频内容，并将内容存储在机器中。然后通过外部显示器输出内容。该机器还可操作以接收和存储多个广告消息。广告信息以有针对性的方式输出给机器的用户。

9. 发明授权

US08132716B1 Automated banking machine system and method 有权
标题翻译：自动银行机系统及方法
公开(公告)号：US08132716B1
公开(公告)日：2012-03-13
申请号：US12928626
申请日：2010-12-14
申请人： Mark D. Smith , James Meek , Allan R. Bakerink , Randolph C. Benore , Daniel S. McIntyre , Mark DePietro
发明人： Mark D. Smith , James Meek , Allan R. Bakerink , Randolph C. Benore , Daniel S. McIntyre , Mark DePietro
IPC分类号： G07F19/00
CPC分类号： G07F19/201 , G06Q40/02 , G07F19/20 , G07F19/211
摘要： A banking transaction system includes customer stations and a server provider station. The customer stations include automated banking machines. Each machine includes a cash dispenser and a card reader that reads financial account indicia from user cards. A service provider at the service provider station is able to communicate with a customer at a machine to help carry out a banking transaction. The customer may also carry out a banking transaction without involvement of the service provider. A pneumatic tube transport can move items between a service provider and customers. Computers operating facial image transformation software and vocal sound transformation software allow computer-generated outputs at customer stations of facial images and vocal sounds that customers may find more acceptable than those produced by the actual service provider.
摘要翻译：银行交易系统包括客户站和服务器提供商站。客户站包括自动银行机。每台机器都包括一个自动提款机和一个读卡器，从用户卡读取金融帐户标记。服务提供商站的服务提供商能够与机器上的客户进行通信，以帮助执行银行交易。客户也可以在不参与服务提供商的情况下进行银行交易。气动管道运输可以在服务提供商和客户之间移动物品。操作面部图像转换软件和声音转换软件的计算机允许客户站的客户站的计算机生成的输出与客户可能比实际服务提供商所生成的更可接受。

10. 发明授权

US09412114B2 Banking system operated responsive to data read from data bearing records 有权
标题翻译：银行系统响应于从数据记录中读取的数据
公开(公告)号：US09412114B2
公开(公告)日：2016-08-09
申请号：US13469489
申请日：2012-05-11
申请人： James Meek , Allan R. Bakerink , Bartholomew J. Frazzitta , Randolph C. Benore , Daniel S. McIntyre , Mark DePietro
发明人： James Meek , Allan R. Bakerink , Bartholomew J. Frazzitta , Randolph C. Benore , Daniel S. McIntyre , Mark DePietro
IPC分类号： G06K5/00 , G06Q40/00 , G07F11/00 , G07D11/00 , G06Q30/02 , G06Q20/10 , G07F19/00 , H04N7/18
CPC分类号： G06Q30/02 , G06Q20/10 , G06Q30/0269 , G06Q40/02 , G07F19/20 , G07F19/201 , G07F19/211 , H04N7/18
摘要： An exemplary system includes an automated banking machine which is operable to conduct transactions including cash dispensing for users responsive to communication with a transaction host. The machine is also operative to provide output signals which drive external displays which are separate from the machine. The machine is operable to receive visual and audio content from one or more broadcast content sources and to store the content in the machine. The content is then output through the external displays. The machine is also operative to receive and store a plurality of advertising messages. The advertising messages are output in a targeted manner to users of the machine.
摘要翻译：示例性系统包括自动银行机，其可操作以响应于与交易主机的通信来执行包括用户的现金分配的交易。该机器还可操作以提供驱动与机器分离的外部显示器的输出信号。该机器可操作以从一个或多个广播内容源接收视频和音频内容并将内容存储在机器中。然后通过外部显示器输出内容。该机器还可操作以接收和存储多个广告消息。广告信息以有针对性的方式输出给机器的用户。

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