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1. 发明授权

US08108274B2 Interactive electronic bill payment system 有权
标题翻译：交互式电子账单支付系统
公开(公告)号：US08108274B2
公开(公告)日：2012-01-31
申请号：US10277205
申请日：2002-10-22
申请人： David Johnston , Mike Schmidt , Ilan Grosman , Bob Ransom
发明人： David Johnston , Mike Schmidt , Ilan Grosman , Bob Ransom
IPC分类号： G07F19/00 , G06F17/60
CPC分类号： G06Q30/04 , G06Q20/102 , G06Q40/02
摘要： A system for coordinating the submission and processing of a bill according to predictive payment data of a plan. The system comprises a provider interface and an integrated database for receiving a predictive payment plan submitted from the provider interface. The system also has a predictive payment request of the plan storable in the database, the request including a plurality of predictive payment parameters. An adjudication engine is coupled to the integrated database, and an insertion function is used for inserting the predictive payment parameters, when stored in the database, into an adjudication rule set of the adjudication engine. The adjudication rule set is used for eventual adjudication of the predictive payment data, wherein adjudication of the predictive payment data results in the generation of the bill. The system also has a workflow engine coupled to the integrated database for coordinating the processing of the electronic bill and for updating the bill information in response to the bill processing. A management system is coupled to the integrated database for monitoring the contents of the integrated database accessible by the provider interface, wherein the provider can coordinate real-time retrieval of submission and status details for bill information contained in the integrated database.
摘要翻译：根据计划的预测支付数据协调提交和处理账单的系统。该系统包括提供者接口和用于接收从提供者接口提交的预测性支付计划的集成数据库。系统还具有可存储在数据库中的计划的预测支付请求，该请求包括多个预测支付参数。裁定引擎耦合到集成数据库，并且插入功能被用于将预测支付参数在存储在数据库中时插入到裁定引擎的裁定规则集合中。判决规则集用于对预测支付数据的最终判定，其中预测支付数据的判断导致账单的生成。该系统还具有耦合到集成数据库的工作流引擎，用于协调电子账单的处理以及响应于账单处理来更新账单信息。管理系统耦合到集成数据库，用于监视由提供者接口可访问的集成数据库的内容，其中提供者可以协调对包含在综合数据库中的账单信息的提交和状态细节的实时检索。

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