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1. 发明授权

US07742991B2 Method & system for managing and preparing documentation for real estate transactions 有权
标题翻译：管理和准备房地产交易文件的方法和系统
公开(公告)号：US07742991B2
公开(公告)日：2010-06-22
申请号：US10678118
申请日：2003-10-06
申请人： Lee Salzmann , Joseph Mincone , John Mincone , Andre J. Hollinger
发明人： Lee Salzmann , Joseph Mincone , John Mincone , Andre J. Hollinger
IPC分类号： G06F17/60
CPC分类号： G06Q50/167 , G06Q20/3676 , G06Q20/382 , G06Q30/04 , G06Q40/02 , G06Q40/025 , G06Q50/188
摘要： A method and system for preparing and managing real estate transfers and financing, including a system for preparation, production and storage of relevant documentation and the data contained therein; a system for coordinating, reconciling and transferring funds; and a system of analyzing and tracking the progress of numerous real estate transactions. The invention uses a database to minimize the redundancy involved in the preparation of all documentation needed for real estate closings. Information input into the database is used to generate the documentation necessary to complete real estate transfers, including all forms required by relevant financial institutions and government agencies. Such documentation includes handwritten signatures, which are digitally scanned and incorporated into the documents. Also, ancillary documentation can be scanned into the system and combined with other customer data and documentation. Thus a “closing package” can be compiled which contains electronic versions of virtually any document needed for closing a real estate transaction. Further included are scheduling features for coordinating one or many real estate transactions and management reporting for keeping track of a plurality of real estate transaction.
摘要翻译：制定和管理房地产转让和融资的方法和系统，包括制定，生产和储存有关文件及其中所载资料的制度; 一个协调，调和和转移资金的制度; 以及分析和跟踪众多房地产交易进度的系统。本发明使用数据库来最小化编制房地产关闭所需的所有文件所涉及的冗余。输入数据库的信息用于产生完成房地产转让所需的文件，包括相关金融机构和政府机构要求的所有形式。这些文件包括手写签名，数字扫描并合并到文档中。此外，辅助文档可以扫描到系统中，并结合其他客户数据和文档。因此，可以编制“关闭包”，其中包含关闭房地产交易所需的几乎任何文档的电子版本。还包括用于协调一个或多个房地产交易和用于跟踪多个房地产交易的管理报告的调度功能。

2. 发明授权

US06711554B1 Method and system for managing and preparing documentation for real estate transactions 有权
标题翻译：管理和准备房地产交易文件的方法和系统
公开(公告)号：US06711554B1
公开(公告)日：2004-03-23
申请号：US09475978
申请日：1999-12-30
申请人： Lee Salzmann , Joseph Mincone , John Mincone , Andre J. Hollinger
发明人： Lee Salzmann , Joseph Mincone , John Mincone , Andre J. Hollinger
IPC分类号： G06F1760
CPC分类号： G06Q50/167 , G06Q20/3676 , G06Q20/382 , G06Q30/04 , G06Q40/02 , G06Q40/025 , G06Q50/188
摘要： A method and system for preparing and managing real estate transfers and financing, including a system for preparation, production and storage of relevant documentation and the data contained therein; a system for coordinating, reconciling and transferring funds; and a system of analyzing and tracking the progress of numerous real estate transactions. The invention uses a database to minimize the redundancy involved in the preparation of all documentation needed for real estate closings. Information input into the database is used to generate the documentation necessary to complete real estate transfers, including all forms required by relevant financial institutions and government agencies. Such documentation includes handwritten signatures, which are digitally scanned and incorporated into the documents. Also, ancillary documentation can be scanned into the system and combined with other customer data and documentation. Thus a “closing package” can be compiled which contains electronic versions of virtually any document needed for closing a real estate transaction. Further included are scheduling features for coordinating one or many real estate transactions and management reporting for keeping track of a plurality of real estate transaction.
摘要翻译：制定和管理房地产转让和融资的方法和系统，包括制定，生产和储存有关文件及其中所载资料的制度; 一个协调，调和和转移资金的制度; 以及分析和跟踪众多房地产交易进度的系统。本发明使用数据库来最小化编制房地产关闭所需的所有文件所涉及的冗余。输入数据库的信息用于生成完成房地产转让所需的文件，包括相关金融机构和政府机构要求的所有形式。这些文件包括手写签名，数字扫描并合并到文档中。此外，辅助文档可以扫描到系统中，并结合其他客户数据和文档。因此，可以编制“关闭包”，其中包含关闭房地产交易所需的几乎任何文档的电子版本。还包括用于协调一个或多个房地产交易和用于跟踪多个房地产交易的管理报告的调度功能。

3. 发明申请

US20100312712A1 Method and System for Managing and Preparing Documentation for Real Estate Transactions 失效
标题翻译：管理和准备房地产交易文件的方法和系统
公开(公告)号：US20100312712A1
公开(公告)日：2010-12-09
申请号：US12776547
申请日：2010-05-10
申请人： Lee Salzmann , Joseph Mincone , John Mincone , Andre J. Hollinger
发明人： Lee Salzmann , Joseph Mincone , John Mincone , Andre J. Hollinger
IPC分类号： G06Q50/00 , G06Q40/00
CPC分类号： G06Q50/167 , G06Q20/3676 , G06Q20/382 , G06Q30/04 , G06Q40/02 , G06Q40/025 , G06Q50/188
摘要： A method and system for preparing and managing real estate transfers and financing, including a system for preparation, production and storage of relevant documentation and the data contained therein; a system for coordinating, reconciling and transferring funds; and a system of analyzing and tracking the progress of numerous real estate transactions. The invention uses a database to minimize the redundancy involved in the preparation of all documentation needed for real estate closings. Information input into the database is used to generate the documentation necessary to complete real estate transfers, including all forms required by relevant financial institutions and government agencies. Such documentation includes handwritten signatures, which are digitally scanned and incorporated into the documents. Also, ancillary documentation can be scanned into the system and combined with other customer data and documentation. Thus a “closing package” can be compiled which contains electronic versions of virtually any document needed for closing a real estate transaction. Further included are scheduling features for coordinating one or many real estate transactions and management reporting for keeping track of a plurality of real estate transaction.
摘要翻译：制定和管理房地产转让和融资的方法和系统，包括制定，生产和储存有关文件及其中所载资料的制度; 一个协调，调和和转移资金的制度; 以及分析和跟踪众多房地产交易进度的系统。本发明使用数据库来最小化编制房地产关闭所需的所有文件所涉及的冗余。输入数据库的信息用于产生完成房地产转让所需的文件，包括相关金融机构和政府机构要求的所有形式。这些文件包括手写签名，数字扫描并合并到文档中。此外，辅助文档可以扫描到系统中，并结合其他客户数据和文档。因此，可以编制“关闭包”，其中包含关闭房地产交易所需的几乎任何文档的电子版本。还包括用于协调一个或多个房地产交易和用于跟踪多个房地产交易的管理报告的调度功能。

4. 发明申请

US20120109814A1 Method and System for Managing and Preparing Documentation for Real Estate Transactions 有权
标题翻译：管理和准备房地产交易文件的方法和系统
公开(公告)号：US20120109814A1
公开(公告)日：2012-05-03
申请号：US13294465
申请日：2011-11-11
申请人： Lee Salzmann , Joseph Mincone , John Mincone , Andre J. Hollinger
发明人： Lee Salzmann , Joseph Mincone , John Mincone , Andre J. Hollinger
IPC分类号： G06Q40/02
CPC分类号： G06Q50/167 , G06Q20/3676 , G06Q20/382 , G06Q30/04 , G06Q40/02 , G06Q40/025 , G06Q50/188
摘要： A system, method and computer product for facilitating closing of a loan is provide. In one embodiment, the method comprises receiving transaction information for the loan, storing the transaction information in a memory, preliminarily compiling one or more electronic documents with at least some of the transaction information, outputting for review by a first party to the loan, the one or more preliminarily compiled electronic documents, receiving an electronic signature indicating approval of at least one of the preliminarily compiled electronic documents by the first party, maintaining one or more financing terms associated with the loan, outputting electronic closing documents for the loan that comprise the at least one preliminary compiled electronic document with an electronic signature, and one or more documents sufficient to contractually bind the first party to the loan.
摘要翻译：提供一种便利关闭贷款的系统，方法和计算机产品。在一个实施例中，该方法包括接收贷款的交易信息，将交易信息存储在存储器中，用至少一些交易信息预先编译一个或多个电子文档，输出供第一方审阅贷款，一个或多个初步编制的电子文件，接收由第一方指示批准至少一个初步编制的电子文件的电子签字，维持与该贷款相关联的一个或多个融资条件，输出用于贷款的电子关闭文件，至少一个具有电子签名的初步编制的电子文件，以及足以将第一方合同约束到贷款的一个或多个文件。

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