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1. 发明申请

US20140366151A1 TOKENIZED PAYMENT PROCESSING SCHEMES 审中-公开
标题翻译：制定付款处理计划
公开(公告)号：US20140366151A1
公开(公告)日：2014-12-11
申请号：US14311654
申请日：2014-06-23
申请人： Kevin M. McGuire , Rush Taggart , John Alex Chapman
发明人： Kevin M. McGuire , Rush Taggart , John Alex Chapman
IPC分类号： G06F21/62
CPC分类号： H04L29/06 , G06F21/6245 , G06F21/6263 , G06F2221/2115 , G06Q20/12 , G06Q20/382 , G06Q20/385 , G06Q20/4012
摘要： A data-processing system, such as a payment processing system, including a tokenizer, such as a card encryption and storage system (CES) employing a tokenization feature. In one embodiment, the present invention provides a first-computer-implemented method for preventing the transmission of confidential information between a first computer and a second computer in communication with the first computer. The method includes the steps of: (a) the first computer receiving information for performing a transaction, the information including confidential information manually entered by a user; (b) the first computer sending the confidential information to a third computer; (c) the first computer receiving, from the third computer, a token having no algorithmic relationship to the confidential information; and (d) the first computer sending to the second computer (i) the information for performing the transaction, except for the confidential information, and (ii) the token.
摘要翻译：一种数据处理系统，诸如支付处理系统，包括标记器，诸如使用标记特征的卡加密和存储系统（CES）。在一个实施例中，本发明提供了一种用于防止在与第一计算机通信的第一计算机和第二计算机之间传送机密信息的第一计算机实现的方法。该方法包括以下步骤：（a）第一计算机接收用于执行交易的信息，该信息包括由用户手动输入的机密信息; （b）第一台计算机向第三台计算机发送机密信息; （c）第一计算机从第三计算机接收与机密信息没有算法关系的令牌; 和（d）第一计算机向第二计算机发送用于执行交易的信息（机密信息除外）和（ii）令牌。

2. 发明授权

US08763142B2 Tokenized payment processing schemes 失效
标题翻译：标记支付处理方案
公开(公告)号：US08763142B2
公开(公告)日：2014-06-24
申请号：US13215961
申请日：2011-08-23
申请人： Kevin M. McGuire , Rush Taggart , John Alex Chapman
发明人： Kevin M. McGuire , Rush Taggart , John Alex Chapman
IPC分类号： H04L29/06
CPC分类号： H04L29/06 , G06F21/6245 , G06F21/6263 , G06F2221/2115 , G06Q20/12 , G06Q20/382 , G06Q20/385 , G06Q20/4012
摘要： A payment processing system for accepting manually-entered payment-card numbers. Rather than entering a payment-card account number into an application module, the card number is instead captured and stored within a tokenizer prior to being sent to the application module. The tokenizer then returns a random token to the calling application as a pointer to the original payment-card number. The token has no algorithmic relationship with the original payment-card number, so that the payment-card number cannot be derived based on the token itself. Since the token is not considered cardholder data, the token may be used in an application module without the module or its connected hardware from being subject to regulatory standards compliance. Some embodiments involve browser-based schemes, and some embodiments involve PIN-entry device-based schemes.
摘要翻译：用于接受手动输入的支付卡号码的支付处理系统。而不是在应用模块中输入支付卡帐号，而是在发送到应用模块之前，将卡号捕获并存储在标记器中。然后，令牌化器将作为指向原始支付卡号码的指针的随机令牌返回给呼叫应用程序。令牌与原始支付卡号码没有算法关系，因此无法根据令牌本身导出支付卡号码。由于令牌不被视为持卡人数据，因此令牌可能在应用模块中使用，而模块或其连接的硬件不受遵守法规的要求。一些实施例涉及基于浏览器的方案，并且一些实施例涉及基于PIN输入设备的方案。

3. 发明申请

US20120166513A1 UNIFIED ACCESS TO RESOURCES 有权
标题翻译：统一获取资源
公开(公告)号：US20120166513A1
公开(公告)日：2012-06-28
申请号：US12979356
申请日：2010-12-28
申请人： Erik Fortune , Rylan Hawkins , Peter G. Constable , Ashish Gupta , Tim Wegner , Alex Chapman
发明人： Erik Fortune , Rylan Hawkins , Peter G. Constable , Ashish Gupta , Tim Wegner , Alex Chapman
IPC分类号： G06F15/16
CPC分类号： G06F17/30091
摘要： Architecture that provides a unified interface to access resources in different formats and in disparate resource locations for a process (e.g., consuming application). The unified interface is extensible such that users can add additional components to the unified interface to provide access to new resources and new resource references. The interface provides the capability to create a single comprehensive index of all available resources regardless of the resource format. Format-specific indexers are provided for the resources to find, enumerate, and process the resources into a structure suitable for processing by an indexing component into the index. A user can introduce new format-specific indexers for new resources and new resource references for processing by the indexing component into the index. The unified interface now provides access to the new resources and new resources references as well.
摘要翻译：提供统一接口的架构，以访问不同格式的资源以及用于进程（例如，消费应用程序）的不同资源位置。统一接口是可扩展的，用户可以向统一接口添加附加组件，以提供对新资源的访问和新的资源引用。该接口提供了创建所有可用资源的单个综合索引的能力，而不考虑资源格式。为资源提供特定于格式的索引器，用于查找，枚举和处理资源到适合由索引组件处理到索引中的结构。用户可以为新资源和新的资源引用引入特定于格式的索引器，以将索引组件处理成索引。统一接口现在也提供对新资源和新资源引用的访问。

4. 发明授权

US07739234B1 Techniques for synchronizing data store tables 有权
标题翻译：技术用于同步数据存储表
公开(公告)号：US07739234B1
公开(公告)日：2010-06-15
申请号：US11304173
申请日：2005-12-15
申请人： Jason Figge , Michael Chaves , Dennis Tackett , Sean Pritchard , Anish Shah , Jeffrey Canna , Harold Lee , Alex Chapman , Anil Peres-da-Silva
发明人： Jason Figge , Michael Chaves , Dennis Tackett , Sean Pritchard , Anish Shah , Jeffrey Canna , Harold Lee , Alex Chapman , Anil Peres-da-Silva
IPC分类号： G06F17/00
CPC分类号： G06F17/30955
摘要： Techniques are presented for synchronizing data store tables. Elements of first tables are linked together to form dependent chains. The dependencies are not housed with the elements in the first tables; rather, the dependencies are housed in multiple second tables. Each second table maps one of the elements from one of the first tables to another of the elements in another of the first tables.
摘要翻译：提出了同步数据存储表的技术。第一个表的元素链接在一起以形成依赖链。依赖关系不包含在第一个表中的元素; 相反，依赖关系位于多个第二个表中。每个第二个表将其中一个元素从其中一个表映射到另一个第一个表中的另一个元素。

5. 发明申请

US20110307710A1 Tokenized Payment Processing Schemes 失效
标题翻译：令牌化付款处理方案
公开(公告)号：US20110307710A1
公开(公告)日：2011-12-15
申请号：US13215961
申请日：2011-08-23
申请人： Kevin M. McGuire , Rush Taggart , John Alex Chapman
发明人： Kevin M. McGuire , Rush Taggart , John Alex Chapman
IPC分类号： G06F21/00 , H04L9/32
CPC分类号： H04L29/06 , G06F21/6245 , G06F21/6263 , G06F2221/2115 , G06Q20/12 , G06Q20/382 , G06Q20/385 , G06Q20/4012
摘要： A payment processing system for accepting manually-entered payment-card numbers. Rather than entering a payment-card account number into an application module, the card number is instead captured and stored within a tokenizer prior to being sent to the application module. The tokenizer then returns a random token to the calling application as a pointer to the original payment-card number. The token has no algorithmic relationship with the original payment-card number, so that the payment-card number cannot be derived based on the token itself. Since the token is not considered cardholder data, the token may be used in an application module without the module or its connected hardware from being subject to regulatory standards compliance. Some embodiments involve browser-based schemes, and some embodiments involve PIN-entry device-based schemes.
摘要翻译：用于接受手动输入的支付卡号码的支付处理系统。而不是在应用模块中输入支付卡帐号，而是在发送到应用模块之前，将卡号捕获并存储在标记器中。然后，令牌化器将作为指向原始支付卡号码的指针的随机令牌返回给呼叫应用程序。令牌与原始支付卡号码没有算法关系，因此无法根据令牌本身导出支付卡号码。由于令牌不被视为持卡人数据，因此令牌可能在应用模块中使用，而模块或其连接的硬件不受遵守法规的要求。一些实施例涉及基于浏览器的方案，并且一些实施例涉及基于PIN输入设备的方案。

6. 发明授权

US09495371B2 Unified access to resources 有权
标题翻译：统一访问资源
公开(公告)号：US09495371B2
公开(公告)日：2016-11-15
申请号：US12979356
申请日：2010-12-28
申请人： Erik Fortune , Rylan Hawkins , Peter G. Constable , Ashish Gupta , Tim Wegner , Alex Chapman
发明人： Erik Fortune , Rylan Hawkins , Peter G. Constable , Ashish Gupta , Tim Wegner , Alex Chapman
IPC分类号： G06F15/16 , G06F17/30
CPC分类号： G06F17/30091
摘要： Architecture that provides a unified interface to access resources in different formats and in disparate resource locations for a process (e.g., consuming application). The unified interface is extensible such that users can add additional components to the unified interface to provide access to new resources and new resource references. The interface provides the capability to create a single comprehensive index of all available resources regardless of the resource format. Format-specific indexers are provided for the resources to find, enumerate, and process the resources into a structure suitable for processing by an indexing component into the index. A user can introduce new format-specific indexers for new resources and new resource references for processing by the indexing component into the index. The unified interface now provides access to the new resources and new resources references as well.
摘要翻译：提供统一接口的架构，以访问不同格式的资源以及用于进程（例如，消费应用程序）的不同资源位置。统一接口是可扩展的，用户可以向统一接口添加附加组件，以提供对新资源的访问和新的资源引用。该接口提供了创建所有可用资源的单个综合索引的能力，而不考虑资源格式。为资源提供特定于格式的索引器，用于查找，枚举和处理资源到适合由索引组件处理到索引中的结构。用户可以为新资源和新的资源引用引入特定于格式的索引器，以将索引组件处理成索引。统一接口现在也提供对新资源和新资源引用的访问。

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