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    • 3. 发明申请
    • Virtual Credit in Simulated Environments
    • 模拟环境中的虚拟信贷
    • US20130339223A1
    • 2013-12-19
    • US13902637
    • 2013-05-24
    • SEARETE LLC, a Limited Liability Corporation of the State of Delaware
    • Edward K.Y. JungRoyce A. LevienMark A. MalamudJohn D. Rinaldo, JR.
    • G06Q20/24
    • G06Q20/24G06Q30/06G06Q40/00
    • A method and system provides for the use of credit arrangements in simulated environments. A user can participate in credit transactions involving purchases of virtual products, virtual services, and virtual items of value. Feedback is provided to the user regarding results of the credit transactions. In some embodiments multiple users can make simulated purchases or incur simulated credit obligations that are posted to virtual accounts, and the multiple users can also make simulated compensation against balances due or obligations owed for said virtual accounts. The user is also provided with an opportunity of engaging in real-world financial transactions related to the virtual credit arrangement. In some implementations of the system and method, multiple players at different locations can use virtual charge accounts and/or real world financial accounts in connection with arranging or resolving a virtual credit transaction.
    • 一种方法和系统提供了在模拟环境中使用信用安排。 用户可以参与涉及购买虚拟产品,虚拟服务和虚拟物品的信用交易。 向用户提供关于信用交易结果的反馈。 在一些实施例中,多个用户可以进行模拟购买或者发布被发布到虚拟账户的模拟信用义务,并且多个用户还可以针对所述虚拟帐户所欠的欠款或义务进行模拟补偿。 还向用户提供了与虚拟信用安排相关的真实世界金融交易的机会。 在系统和方法的一些实现中,不同位置处的多个玩家可以使用虚拟费用账户和/或真实世界金融账户来配置或解决虚拟信用交易。