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81. 发明授权

US07747476B2 Transaction tracking, managing, assessment, and auditing data processing system and network 有权
标题翻译：事务跟踪，管理，评估和审计数据处理系统和网络
公开(公告)号：US07747476B2
公开(公告)日：2010-06-29
申请号：US10868682
申请日：2004-06-15
申请人： Stephen Dale Messer
发明人： Stephen Dale Messer
IPC分类号： G06F17/60
CPC分类号： G06F17/3089 , G06F21/10 , G06Q10/0635 , G06Q20/00 , G06Q20/02 , G06Q20/023 , G06Q20/12 , G06Q20/20 , G06Q30/0185 , G06Q30/02 , G06Q30/0226 , G06Q30/0248 , G06Q30/0255 , G06Q30/0273 , G06Q30/0277 , G06Q30/0609 , G06Q30/0613 , G06Q30/0617 , G06Q30/0619 , H04L29/06 , H04L67/02 , H04L69/329
摘要： An improved processing system for tracking commerce on the Internet provides for subvariable processing and includes web page scanning to discern fraud or improper content to insure proper promotion of select products within the network environment.
摘要翻译：用于在互联网上跟踪商业的改进的处理系统提供了亚变量处理，并且包括网页扫描以辨别欺诈或不正当内容，以确保在网络环境中适当地推广选择的产品。

82. 发明授权

US07707071B2 Systems and methods for online selection of service providers and management of service accounts 有权
标题翻译：用于在线选择服务提供商的系统和方法以及服务帐户的管理
公开(公告)号：US07707071B2
公开(公告)日：2010-04-27
申请号：US11553386
申请日：2006-10-26
申请人： Rod Rigole
发明人： Rod Rigole
IPC分类号： G06Q30/00
CPC分类号： G06Q30/02 , G06Q10/087 , G06Q20/202 , G06Q20/203 , G06Q30/0202 , G06Q30/0226 , G06Q30/0239 , G06Q30/0247 , G06Q30/0277 , G06Q30/0601 , G06Q30/0605 , G06Q30/0613 , G06Q30/0617 , G06Q30/0619 , G06Q30/0625 , G06Q30/0633 , G06Q30/0641
摘要： An interchange party computer system (IPCS) having means for presenting user interfaces to consumer computer systems and capturing data input through the user interfaces, the IPCS being associated with at least one database holding data representing a plurality of consumer profiles, the profiles including consumer profiles expressing service selection attributes for a plurality of service sectors, and at least one database holding data for a plurality of service programs under a plurality of service sectors, each sector being represented by service programs from a plurality of service providers, the IPCS including (a) a Service Comparison/Selection; (b) an Automatic Bill Payment Module; (c) an Automated Services Monitoring Module; (d) an Automated Best Services Selection Module; (e) a Services Search Module; (f) an Incentive Program Module; (g) a Data Mining Module; and/or (h) a Pooling Module.
摘要翻译：一种具有用于向用户计算机系统呈现用户界面并捕获通过用户界面输入的数据的装置的计算机系统（IPCS），所述IPCS与保存表示多个消费者简档的数据的至少一个数据库相关联，所述简档包括消费者资料表示多个服务扇区的服务选择属性，以及保存多个服务扇区下的多个服务程序的数据的至少一个数据库，每个扇区由来自多个服务提供商的服务程序表示，IPCS包括（a ）服务比较/选择; （b）自动账单支付模块; （c）自动化服务监控模块; （d）自动最佳服务选择模块; （e）服务搜索模块; （f）奖励计划单元; （g）数据挖掘模块; 和/或（h）池化模块。

83. 发明授权

US07614552B2 Marketplace system that supports user-to-user sales via a definitive product catalog 有权
标题翻译：通过最终产品目录支持用户到用户销售的市场系统
公开(公告)号：US07614552B2
公开(公告)日：2009-11-10
申请号：US12332246
申请日：2008-12-10
申请人： Neil C. Roseman , Paul Kotas , Jeffrey P. Bezos , Bruce C. Moore , Richard L. Dalzell , Jeffrey M. Blackburn
发明人： Neil C. Roseman , Paul Kotas , Jeffrey P. Bezos , Bruce C. Moore , Richard L. Dalzell , Jeffrey M. Blackburn
IPC分类号： G06K15/00 , G06F17/30
CPC分类号： G06Q30/02 , G06Q30/0619 , G06Q30/0641 , Y10S707/99945 , Y10S707/99948
摘要： An electronic marketplace system embodies various inventions for assisting users in listing products for sale, locating the listings for a product, and performing related actions. A user wishing to sell a product can browse to an existing description of the product in an electronic catalog and then select an option to create a corresponding listing. To create the listing for the selected product, the user preferably specifies the product's condition and a selling price. The pending listings for a product are preferably displayed or summarized on the product's detail page in the catalog. When no such listings exist, an option to preorder the product from an unspecified seller may be provided. In one embodiment, the electronic catalog also serves as a retail sales catalog of a merchant.
摘要翻译：电子市场系统体现了各种发明，用于帮助用户列出出售产品，定位产品的列表以及执行相关动作。希望销售产品的用户可以浏览电子目录中产品的现有描述，然后选择一个选项来创建相应的列表。要创建所选产品的列表，用户最好指定产品的状态和销售价格。产品的待处理商品最好在产品目录中的详细信息页面上显示或汇总。当没有这样的列表存在时，可以提供从未指定的卖家预订产品的选项。在一个实施例中，电子目录也用作商家的零售销售目录。

84. 发明申请

US20090265211A1 METHOD AND SYSTEM FOR DETECTING FRAUD 有权
标题翻译：检测欺诈的方法和系统
公开(公告)号：US20090265211A1
公开(公告)日：2009-10-22
申请号：US12491801
申请日：2009-06-25
申请人： Jason W. May , Ian Flint
发明人： Jason W. May , Ian Flint
IPC分类号： G06Q20/00 , G06Q10/00 , G06Q30/00 , G06Q40/00 , G06F15/16
CPC分类号： G06Q20/4016 , G06Q20/02 , G06Q20/04 , G06Q20/206 , G06Q20/40 , G06Q20/401 , G06Q20/403 , G06Q30/04 , G06Q30/0619 , G06Q40/12 , G07G3/003
摘要： A system and method for detecting fraud when facilitating a payment transaction over a global wide area network. The method comprises receiving a sale information, receiving a payment information from a buyer, and analyzing a transaction information for fraud. If the analyzing indicates fraud, an enhanced transaction information is communicated to a human for fraud analysis. In one embodiment, the method comprises performing rule-based analyses to determine whether the transaction appears to be fraudulent. Rule-based analyses may include suspect data rules and velocity rules. Velocity rules generally determine whether there has been excessive activity that may lead to a conclusion that the transaction may be fraudulent. Suspect data rules are used to determine whether the billing, shipping, selling addresses, telephone numbers, and account numbers, and other data are in a syntactically correct format and whether they exist. In one embodiment, the method further comprises performing simple screening of the transaction information. In one embodiment, the method further comprises seeking approval from a third party such as a financial institution based on the payment information. The method may be implemented as part of a system that includes personal computers, server computers, and other personal computing devices, some of which may communicate over the Internet, and others which may communicate via dedicated communication lines.
摘要翻译：一种用于在促进全球广域网上的支付交易时检测欺诈的系统和方法。该方法包括接收销售信息，从买方接收支付信息，并分析交易信息以进行欺诈。如果分析指示欺诈，则将增强的交易信息传达给人以进行欺诈分析。在一个实施例中，该方法包括执行基于规则的分析以确定该交易是否是欺诈性的。基于规则的分析可能包括可疑数据规则和速度规则。速度规则通常决定是否存在可能导致交易可能是欺诈性的结论的过度活动。可疑数据规则用于确定计费，运输，销售地址，电话号码和帐号以及其他数据是否具有语法正确的格式，以及是否存在。在一个实施例中，该方法还包括执行交易信息的简单筛选。在一个实施例中，该方法还包括基于支付信息来寻求诸如金融机构的第三方的批准。该方法可以被实现为包括个人计算机，服务器计算机和其他个人计算设备的系统的一部分，其中一些可以通过因特网通信，以及可以经由专用通信线路进行通信的其他个人计算设备。

85. 发明授权

US07606740B2 Method of acquiring products from vendor websites 有权
标题翻译：从供应商网站获取产品的方法
公开(公告)号：US07606740B2
公开(公告)日：2009-10-20
申请号：US10867909
申请日：2004-06-15
申请人： David Greaves , Thomas Creaven
发明人： David Greaves , Thomas Creaven
IPC分类号： G06Q30/00
CPC分类号： G06Q30/0613 , G06Q30/02 , G06Q30/0201 , G06Q30/0601 , G06Q30/0619 , G06Q30/0621 , G06Q30/0623 , G06Q30/0641
摘要： A method for retrieving product codes from a Vendor Website over a network and inserting the product codes into an Affiliate Website. A search of the Vendor Website is conducted based on a keyword list created by a registered affiliate and product codes are acquired including graphic data and descriptive text for products obtained in the search. A unique identification code is inserted into the product codes, which are stored in a products database and displayed along with manually activatable editing buttons which allow the registered affiliate to edit the products database. The products database is uploaded to a server to serve the products database along with the Affiliate Website so that viewers of the Affiliate Website can purchase the products.
摘要翻译：通过网络从供应商网站检索产品代码的方法，并将产品代码插入联盟网站。根据由注册会员创建的关键字列表进行对供应商网站的搜索，并且获取产品代码，包括搜索中获得的产品的图形数据和描述性文本。产品代码中插入一个唯一的识别代码，它们存储在产品数据库中，并与手动激活的编辑按钮一起显示，允许注册的会员编辑产品数据库。产品数据库被上传到服务器，以便与联盟网站一起提供产品数据库，以便联盟网站的观众可以购买产品。

86. 发明授权

US07493271B2 Mediation service method for collecting and selling pieces of selling price information that matches a request 失效
标题翻译：用于收集和销售符合请求的售价信息的调解服务方法
公开(公告)号：US07493271B2
公开(公告)日：2009-02-17
申请号：US09987667
申请日：2001-11-15
申请人： Naruto Entani
发明人： Naruto Entani
IPC分类号： G06Q30/00
CPC分类号： G06Q40/04 , G06Q30/0619 , G06Q30/0625
摘要： A system and method for mediating a providing selling information over a network is provided. The method includes receiving an information request that requests selling price information about a commodity from at least one information requester terminal, and communicating the information request to a plurality of information provider terminals; collecting pieces of selling price information that are received from part of the plurality of information provider terminals, and match the information request, in response to the information request, and generating collected selling price information that matches the information request; supplying the collected selling price information to the information requester terminal, and charging the information requester terminal a prescribed information supply fee and mediation commission; and performing processing for paying a prescribed informer fee to the part of the plurality of information provider terminals that provided the pieces of selling price information that match the information request.
摘要翻译：提供了一种通过网络中介提供销售信息的系统和方法。该方法包括接收从至少一个信息请求者终端请求关于商品的销售价格信息的信息请求，以及将信息请求传送到多个信息提供者终端; 收集从所述多个信息提供者终端的一部分接收的销售价格信息，并且响应于所述信息请求匹配所述信息请求，并且生成与所述信息请求匹配的收集的销售价格信息; 将收集的售价信息提供给信息请求者终端，并向信息请求者终端收取规定的信息提供费和调解佣金; 以及对提供与信息请求相匹配的销售价格信息的多个信息提供者终端的部分执行规定的告示者费用的处理。

87. 发明授权

US07451101B2 Method of and apparatus for commodity selling intermediation, and computer product 失效
标题翻译：商品销售中介的方法和装置，以及计算机产品
公开(公告)号：US07451101B2
公开(公告)日：2008-11-11
申请号：US10201970
申请日：2002-07-25
申请人： Yasuhiro Nishimura
发明人： Yasuhiro Nishimura
IPC分类号： G06Q30/00
CPC分类号： G06Q30/06 , G06Q30/0619 , G06Q30/0635 , G06Q30/0641 , G06Q40/04
摘要： The commodity selling intermediation apparatus includes a main control unit that causes a customer to input order information related to a plurality of commodities, compares totals of the prices of the plurality of ordered commodities in the shops with each other with reference to a shop commodity information database to show the customer the totals, causes the customer to select one of the shops as a selling agent, and places an order to the shop selected by the customer through a network on the basis of order contents of the commodities.
摘要翻译：商品销售中介装置包括：主控制单元，其使得客户输入与多个商品相关的订单信息，参考商店商品信息数据库，将商店中的多个订购商品的价格的总和相对于商店商品信息数据库向客户显示总计，使客户选择其中一个商店作为销售代理，并根据商品的订单内容，通过网络将订单下单由客户选择。

88. 发明申请

US20080255966A1 Method and Apparatus For Facilitating Sales of Goods By Independent Parties 审中-公开
标题翻译：独立缔约方促进货物销售的方法和装置
公开(公告)号：US20080255966A1
公开(公告)日：2008-10-16
申请号：US12100106
申请日：2008-04-09
申请人： Joshua M. Kopelman , Srinivas Balijepalli
发明人： Joshua M. Kopelman , Srinivas Balijepalli
IPC分类号： G06Q30/00 , G06Q20/00
CPC分类号： G06Q30/0619 , G06Q30/02 , G06Q30/0207 , G06Q30/0283 , G06Q30/0601 , G06Q30/0613 , G06Q30/0617 , G06Q30/0623 , G06Q30/0625 , G06Q30/0629 , G06Q30/0641 , G06Q30/0643
摘要： A method for facilitating sales and pricing of independent parties' goods. The method removes price control from buyers and sellers by deriving a sale price from an index price using a method set by either the seller or a third party. The index price is provided by a party other than the buyer or seller. The sale price may be derived at a time of sale or at a time of registering the good for sale. The standard ID code of readily identifiable, fungible, durable goods is used by sellers to identify used goods to the marketeer. The marketeer exploits the nature of such goods by choosing the price of a comparable new good as an index price and deriving a discounted sale price for the used good from the price of a new good having essentially the same value due to its fungible, durable nature. A best price for a good is ensured by using as the index price a lowest price among a group of vendors for a comparable good.In a computer-implemented version of the method, a shopping agent program is used to query one or more vendors to determine a best price for a comparable good and a pricing agent program is used to derive a discounted sale price for the good from the best price for the new good.An apparatus for performing a computer-implemented version of the inventive method is also provided.
摘要翻译：促进独立方货物销售和定价的方法。该方法通过使用卖方或第三方设定的方法从指数价格中得出销售价格来消除买方和卖方的价格控制。指数价格由买方或卖方以外的一方提供。销售价格可以在销售时或注册销售时获得。易于识别，可替代，耐用的商品的标准ID代码被卖家用于向营销商识别二手商品。市场人员通过选择可比较的新产品的价格作为指数价格来利用这种商品的性质，并从具有相同价值的新产品的价格中获得使用商品的折扣销售价格，因为其可替代，耐用的性质。通过使用一组供应商中相当的优势的最低价格作为指数价格来确保良好的最佳价格。在计算机实现的方法的版本中，使用购物代理程序来查询一个或多个供应商以确定可比较商品的最佳价格，并且定价代理程序用于从最好的方式获得商品的折扣销售价格价格为新的好。还提供了一种用于执行本发明方法的计算机实现版本的装置。

89. 发明申请

US20080228588A1 E-Commerce System for the Purchasing Intermediation Type and Operating System for the Shopping-Mall Applied Thereof 审中-公开
标题翻译：购买商场采购中介类型和操作系统的电子商务系统应用
公开(公告)号：US20080228588A1
公开(公告)日：2008-09-18
申请号：US11994574
申请日：2006-06-28
申请人： Jung Ki Mihn , Kang Min Lee
发明人： Jung Ki Mihn , Kang Min Lee
IPC分类号： G06Q30/00 , G06Q20/00
CPC分类号： G06Q20/12 , G06Q20/04 , G06Q30/06 , G06Q30/0619 , G06Q30/0641 , G06Q40/00
摘要： The present invention relates to an electronic commerce system of a group-driven purchase broker type and a shopping mail operating system, wherein buyers can jointly purchase merchandise at a price lower than a regular price through a purchase broker group who negotiates prices with sellers, and sellers can make more profits owing to the increase of sales amount since a buyer does not individually purchase merchandise, but a plurality of buyers collectively purchase merchandise through the purchase broker group even though the sellers sell merchandise at a reduced price lower than the regular price. The electronic commerce system of the present invention comprises a shopping mall operating company; a sales client; a group client connected to the shopping mall operating company; a purchase client; and a wired/wireless communication network for connecting the shopping mall operating company, the sales client, the group client and the purchase client with one another.
摘要翻译：本发明涉及一种集团驱动的采购代理类型的电子商务系统和购物邮件操作系统，其中买方可以通过与卖家协商价格的购买经纪人团体以低于常规价格的价格共同购买商品，以及由于买方没有单独购买商品，卖家可以赚取更多的利润，而是通过采购经纪人集体购买商品，尽管卖家以比正常价格低的价格出售商品，销售额增加。本发明的电子商务系统包括一个购物中心运营公司; 销售客户; 连接到商场运营公司的集团客户; 购买客户; 以及用于将购物中心运营公司，销售客户，组客户和购买客户端彼此连接的有线/无线通信网络。

90. 发明申请

US20080215455A1 Comparison Shopping Via Financial Management Software 有权
标题翻译：通过财务管理软件比较购物
公开(公告)号：US20080215455A1
公开(公告)日：2008-09-04
申请号：US12104164
申请日：2008-04-16
申请人： Jacquelle D. Leggett , Mark E. Peters
发明人： Jacquelle D. Leggett , Mark E. Peters
IPC分类号： G06Q30/00
CPC分类号： G06Q30/00 , G06Q30/0619 , G06Q30/0623 , G06Q30/0625 , G06Q30/0629 , G06Q30/0639
摘要： The invention comprises a financial management program and one or more databases containing information on merchants and their products. The program interacts with the databases containing the product information to return the prices and availability of goods located in a designated area. The program compares prices from various merchants and displays the results to the consumer. The program also allows the consumer to compare the prices with a household budget an financial data, while keeping track of trends in the consumer's spending and buying habits.
摘要翻译：本发明包括一个财务管理程序和一个或多个包含商家及其产品信息的数据库。该程序与包含产品信息的数据库进行交互，以返回位于指定区域的商品的价格和可用性。该计划比较了各种商家的价格，并将结果显示给消费者。该计划还允许消费者将价格与家庭预算作为财务数据进行比较，同时跟踪消费者消费和购买习惯的趋势。

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