专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

81. 发明授权

US08893962B2 Automated banking system controlled responsive to data bearing records 有权
标题翻译：自动银行系统受控于数据记录
公开(公告)号：US08893962B2
公开(公告)日：2014-11-25
申请号：US14189124
申请日：2014-02-25
申请人： Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
发明人： Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
IPC分类号： G06F17/00 , G06F1/00 , G06K5/00 , G06Q40/00 , G06F1/32 , G07F19/00
CPC分类号： G07F19/209 , G06F1/32 , G06F1/3293 , G06Q20/1085 , G07F19/20 , G07F19/206 , G07F19/207 , Y02D10/122 , Y10S902/08
摘要： An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
摘要翻译：自动银行业务器响应从与授权用户或财务账户数据相对应的数据承载记录读取的数据。自动银行机包括用于从用户卡读取数据的读卡器。自动银行机器引起与财务帐户相关的财务转移，这些转账对应于从用户卡读取的数据。自动银行机还包括控制诸如读卡器的交易功能设备的电力供应以避免超过电力供应能力的设备。

82. 发明授权

US08579191B2 Automated banking system controlled responsive to data bearing records 有权
公开(公告)号：US08579191B2
公开(公告)日：2013-11-12
申请号：US13324252
申请日：2011-12-13
申请人： Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
发明人： Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
IPC分类号： G06F17/00 , G06F1/00 , G06Q40/00 , G06K5/00
CPC分类号： G07F19/209 , G06F1/32 , G06F1/3293 , G06Q20/1085 , G07F19/20 , G07F19/206 , G07F19/207 , Y02D10/122 , Y10S902/08
摘要： An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.

83. 发明授权

US08418917B1 Banking machine controlled responsive to data read from data bearing records 有权
公开(公告)号：US08418917B1
公开(公告)日：2013-04-16
申请号：US13404643
申请日：2012-02-24
申请人： David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach
发明人： David N. Lewis , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Tim Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach
IPC分类号： G06Q40/00 , G07D11/00 , G07F19/00
CPC分类号： G06K7/0004 , G06K13/08 , G06Q20/102 , G06Q20/105 , G06Q20/1085 , G06Q20/32 , G06Q20/3227 , G06Q20/3274 , G06Q20/352 , G06Q20/385 , G06Q30/0237 , G07F7/10 , G07F7/1075 , G07F19/20 , G07F19/205
摘要： A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.

84. 发明申请

US20120312870A1 Automated Banking System Controlled Responsive to Data Bearing Records 有权
标题翻译：自动化银行系统受控于数据轴承记录
公开(公告)号：US20120312870A1
公开(公告)日：2012-12-13
申请号：US13567023
申请日：2012-08-04
申请人： Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
发明人： Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
IPC分类号： G07F19/00
CPC分类号： G07F19/209 , G06F1/32 , G06F1/3293 , G06Q20/1085 , G07F19/20 , G07F19/206 , G07F19/207 , Y02D10/122 , Y10S902/08
摘要： An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
摘要翻译：自动银行业务器响应从与授权用户或财务账户数据相对应的数据承载记录读取的数据。自动银行机包括用于从用户卡读取数据的读卡器。自动银行机器引起与财务帐户相关的财务转移，这些转账对应于从用户卡读取的数据。自动银行机还包括控制诸如读卡器的交易功能设备的电力供应以避免超过电力供应能力的设备。

85. 发明授权

US08286867B1 Banking system controlled responsive to data bearing records 有权
标题翻译：控制数据记录的银行系统
公开(公告)号：US08286867B1
公开(公告)日：2012-10-16
申请号：US13334124
申请日：2011-12-22
申请人： Martin J Brown , Todd Galloway , Robert W Barnett , Mike R. Ryan , James R Kay , Mark A Ward , David A Peters , Songtao Ma , Sangeeta Huria , Eric Klein , Tim Crews
发明人： Martin J Brown , Todd Galloway , Robert W Barnett , Mike R. Ryan , James R Kay , Mark A Ward , David A Peters , Songtao Ma , Sangeeta Huria , Eric Klein , Tim Crews
IPC分类号： G06K7/00
CPC分类号： G07D7/04 , G06Q20/042 , G06Q40/02 , G07D7/12 , G07D7/206 , G07D11/0087 , G07F19/20 , G07F19/202 , G07F19/205
摘要： An automated banking machine operates to carry out financial transfers responsive to data read form data bearing records. The machine includes a card reader that operates to read data from user cards. The card data corresponds to financial accounts. The automated banking machine further includes a cash dispenser and a receipt printer. The machine is operative to dispense cash to an authorized user based on identifying data including read card data, and to cause a financial transfer from an account corresponding to read card data through communication with at least one remote computer. The machine includes a check acceptor that operates to determine magnetic symbols included on checks. Cash may be dispensed in exchange for a check received through operation of the check acceptor of the machine.
摘要翻译：一个自动银行机器可以根据数据读取形式的数据记录进行财务转移。该机器包括读卡器，用于从用户卡读取数据。卡数据对应于财务账户。自动银行机还包括自动提款机和收据打印机。该机器可操作地基于识别包括读卡数据的数据向授权用户分配现金，并且通过与至少一个远程计算机的通信，从对应于读卡数据的账户进行财务转账。该机器包括检验受体，用于确定检查中包括的磁性符号。可以通过操作机器的支票接受者来收到支票来兑换现金。

86. 发明授权

US08141774B2 Check accepting and cash dispensing automated banking machine system and method 有权
标题翻译：检查接收和现金分发自动银行机系统和方法
公开(公告)号：US08141774B2
公开(公告)日：2012-03-27
申请号：US13066074
申请日：2011-04-05
申请人： Thomas A. VanKirk , Jon E. Washington , Brian Jones , William D. Beskitt , Harry Thomas Graef , David A. Peters , Damon J. Blackford , Dale H. Blackson , Edward L. Laskowski , Songtao Ma , Tim Crews , Wayne Warren , Martin J. Brown , Todd Galloway , Kenneth Turocy , Douglas T. Dominick , Jason J. Smolk , Brian E. Lucas , Bradley Lightner , James Meek , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , Victor Bell , William McCarthy , Matthew Pahl , Keith Carpenter , Laura Drozda
发明人： Thomas A. VanKirk , Jon E. Washington , Brian Jones , William D. Beskitt , Harry Thomas Graef , David A. Peters , Damon J. Blackford , Dale H. Blackson , Edward L. Laskowski , Songtao Ma , Tim Crews , Wayne Warren , Martin J. Brown , Todd Galloway , Kenneth Turocy , Douglas T. Dominick , Jason J. Smolk , Brian E. Lucas , Bradley Lightner , James Meek , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , Victor Bell , William McCarthy , Matthew Pahl , Keith Carpenter , Laura Drozda
IPC分类号： G07F19/00
CPC分类号： G07D11/0084 , G06Q20/042 , G06Q20/1085 , G07F19/20
摘要： An automated banking machine operates responsive to data read from user cards to accept checks and dispense cash to authorized machine users. The machine can compare image data and magnetic data obtained from a check to determine the genuineness of the check. The machine can also determine whether a machine user is authorized to exchange a check for cash. A cash dispenser can be operated to dispense cash to a machine user in exchange for a deposited check. The machine dispenses the cash responsive to communications with a transaction host.
摘要翻译：一种自动银行业务器响应于从用户卡读取的数据来接受对被授权的机器用户的支票和现金的操作。该机器可以比较从支票获取的图像数据和磁数据，以确定支票的真实性。机器还可以确定机器用户是否有权交换支票以支付现金。可以使用自动取款机将现金分配给机器用户以换取存放支票。该机器响应于与交易主机的通信而分配现金。

87. 发明授权

US08118217B1 Automated banking machine that operates responsive to data bearing records 有权
标题翻译：自动银行业务响应数据记录运作
公开(公告)号：US08118217B1
公开(公告)日：2012-02-21
申请号：US12313370
申请日：2008-11-19
申请人： Songtao Ma , David A. Peters
发明人： Songtao Ma , David A. Peters
IPC分类号： G06Q40/00
CPC分类号： G07F19/20 , G06Q40/02 , G07D7/00 , G07D7/1205 , G07D7/121 , G07D7/20 , G07F19/201 , G07F19/202 , H04N1/56
摘要： An automated banking machine controlled responsive to data bearing records includes a card reader that reads identifying data from a user card. A host banking system authorizes operation of an automated banking machine responsive to computer verification of the identifying data. The automated banking machine can dispense cash to an authorized machine user in a cash dispensing transaction, and have the user's bank account charged for the cash amount dispensed. The automated banking machine may further acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the automated banking machine in exchange for the deposited check.
摘要翻译：响应于数据承载记录控制的自动银行机包括从用户卡读取识别数据的读卡器。主机银行系统授权操作自动银行机器，以响应识别数据的计算机验证。自动银行机器可以在现金分发交易中向现有授权的机器用户分配现金，并且为用户的银行账户支付现金金额。自动银行机器可以进一步从保存的支票获取图像和磁性数据，以确定支票的真实性和用户接收用于这种支票的现金的权限。可以从自动银行机器向用户分配现金，以换取支票。

88. 发明授权

US08002176B2 Automated banking machine operated responsive to data bearing records with improved resistance to fraud 有权
标题翻译：自动银行业务响应数据记录，改善抵制欺诈行为
公开(公告)号：US08002176B2
公开(公告)日：2011-08-23
申请号：US12288333
申请日：2008-10-17
申请人： Randall W. Jenkins , Songtao Ma , Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson
发明人： Randall W. Jenkins , Songtao Ma , Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson
IPC分类号： G06F17/60
CPC分类号： G07F19/20 , G06Q40/00 , G07F19/2055
摘要： An automated banking machine is controlled responsive to data read from data bearing records. The automated banking machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening and other transaction locations that may be susceptible to the installation of fraud devices. An anti-fraud sensing system is operative in the machine to sense the probable installation of unauthorized devices on the machine. Such unauthorized devices may include for example, fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, deposit input diversion devices or other fraud devices.
摘要翻译：响应于从数据记录读取的数据控制自动银行机。自动银行机包括读卡器，小键盘，自动提款机，现金出口，存款接收开口以及可能易于安装欺诈设备的其他交易位置。防欺诈感测系统在机器中操作以感测未经授权的设备在机器上的可能安装。这种未经授权的设备可以包括例如欺诈性读卡设备，欺诈性键盘输入拦截设备，现金出口陷阱设备，存款输入转移设备或其他欺诈设备。

89. 发明授权

US07946478B2 System controlled by data bearing records including automated banking machine 有权
标题翻译：系统由数据承载记录控制，包括自动银行机
公开(公告)号：US07946478B2
公开(公告)日：2011-05-24
申请号：US11983401
申请日：2007-11-08
申请人： William D. Beskitt , Damon J. Blackford , Thomas A. VanKirk , Mike R. Ryan , Jasen J. Smolk , Songtao Ma , David A. Peters , Stephen Stone , H. Thomas Graef
发明人： William D. Beskitt , Damon J. Blackford , Thomas A. VanKirk , Mike R. Ryan , Jasen J. Smolk , Songtao Ma , David A. Peters , Stephen Stone , H. Thomas Graef
IPC分类号： G07F19/00
CPC分类号： G07F19/202 , G06Q20/1085 , G07F19/20
摘要： A banking machine system controlled by data bearing records includes an automated banking machine which includes a deposit accepting device. Data read from a user card through operation of a card reader in the machine is used to determine if the data on the card corresponds to an authorized machine user. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.
摘要翻译：由数据承载记录控制的银行机系统包括自动银行机，其包括存款接收装置。通过操作机器中的读卡器从用户卡读取的数据用于确定卡上的数据是否对应于授权的机器用户。存款接收装置可操作以接收一堆纸张，并通过操作拾纸器将每张纸张与纸张分离。每个片材与片材路径对准并且通过包括至少一个磁读头，成像器和/或验证装置的分析装置进行分析。表格决定不将至少一个正本工作表的属性返回给机器的用户。确定至少有一张正本纸的属性被处理并存储在机器中。

90. 发明授权

US07931193B2 Check accepting and cash dispensing automated banking machine system and method 有权
标题翻译：检查接收和现金分发自动银行机系统和方法
公开(公告)号：US07931193B2
公开(公告)日：2011-04-26
申请号：US12661276
申请日：2010-03-12
申请人： Thomas A. VanKirk , Jon E. Washington , Brian Jones , William D. Beskitt , Harry Thomas Graef , David A. Peters , Damon J. Blackford , Dale H. Blackson , Edward L. Laskowski , Songtao Ma , Tim Crews , Wayne Warren , Martin J. Brown , Todd Galloway , Kenneth Turocy , Douglas T. Dominick , Jason J. Smolk , Brian E. Lucas , Bradley Lightner , James Meek , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , Victor Bell , William McCarthy , Matthew Pahl , Keith Carpenter , Laura Drozda
发明人： Thomas A. VanKirk , Jon E. Washington , Brian Jones , William D. Beskitt , Harry Thomas Graef , David A. Peters , Damon J. Blackford , Dale H. Blackson , Edward L. Laskowski , Songtao Ma , Tim Crews , Wayne Warren , Martin J. Brown , Todd Galloway , Kenneth Turocy , Douglas T. Dominick , Jason J. Smolk , Brian E. Lucas , Bradley Lightner , James Meek , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , Victor Bell , William McCarthy , Matthew Pahl , Keith Carpenter , Laura Drozda
IPC分类号： G07F19/00
CPC分类号： G07D11/0084 , G06Q20/042 , G06Q20/1085 , G07F19/20
摘要： An automated banking machine that operates responsive to data read from user cards which accepts checks and dispenses cash to users. The machine operates to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user in exchange for the deposited check. The machine dispenses cash responsive to communications with a transaction host.
摘要翻译：一种自动银行机器，其响应于从用户卡读取的数据进行操作，该数据接收检查并向用户分配现金。该机器用于从存放的检查中获取图像和磁性数据，以确定检查的真实性以及用户接受这种检查的现金的权限。可以将现金分配给用户以换取已存的支票。该机器响应于与交易主机的通信而分配现金。

你已经成功收藏专利！

检索式保存成功!

IPRDB

热门服务

关于我们

友情链接

联系方式