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1. 发明授权

US08616442B1 Automated banking machine that operates responsive to data bearing records 有权
公开(公告)号：US08616442B1
公开(公告)日：2013-12-31
申请号：US13317612
申请日：2011-10-24
申请人： Keith Carpenter , Martin J. Brown , Jonathan Soudry , James Meek , Todd Galloway , Robert W. Barnett , Mike R. Ryan , David A. Peters , Rafael Feijo
发明人： Keith Carpenter , Martin J. Brown , Jonathan Soudry , James Meek , Todd Galloway , Robert W. Barnett , Mike R. Ryan , David A. Peters , Rafael Feijo
IPC分类号： G07F19/00
摘要： An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks and dispense cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be credited to a user account corresponding to card data or may be dispensed to the user from the banking machine responsive to one or more deposited checks.

2. 发明授权

US08613388B2 Check accepting and cash dispensing automated banking machine system and method 有权
标题翻译：检查接收和现金分发自动银行机系统和方法
公开(公告)号：US08613388B2
公开(公告)日：2013-12-24
申请号：US13428007
申请日：2012-03-23
申请人： Thomas A. VanKirk , Jon E. Washington , Brian Jones , William D. Beskitt , Harry Thomas Graef , David A. Peters , Damon J. Blackford , Dale H. Blackson , Edward L. Laskowski , Songtao Ma , Tim Crews , Wayne Warren , Martin J. Brown , Todd Galloway , Kenneth Turocy , Douglas T. Dominick , Jasen J. Smolk , Brian E. Lucas , Bradley Lightner , James Meek , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , Victor Bell , William McCarthy , Matthew Pahl , Keith Carpenter , Laura Drozda
发明人： Thomas A. VanKirk , Jon E. Washington , Brian Jones , William D. Beskitt , Harry Thomas Graef , David A. Peters , Damon J. Blackford , Dale H. Blackson , Edward L. Laskowski , Songtao Ma , Tim Crews , Wayne Warren , Martin J. Brown , Todd Galloway , Kenneth Turocy , Douglas T. Dominick , Jasen J. Smolk , Brian E. Lucas , Bradley Lightner , James Meek , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , Victor Bell , William McCarthy , Matthew Pahl , Keith Carpenter , Laura Drozda
IPC分类号： G07F19/00
CPC分类号： G06Q20/042 , G06Q20/1085 , G07D11/0084 , G07F19/20
摘要： An automated banking machine operates responsive to data read from user cards to accept checks and dispense cash to authorized machine users. The machine can compare image data and magnetic data obtained from a check to determine the genuineness of the check. The machine can also determine whether a machine user is authorized to exchange a check for cash. A cash dispenser can be operated to dispense cash to a machine user in exchange for a deposited check. The machine dispenses the cash responsive to communications with a transaction host.
摘要翻译：一种自动银行业务器响应于从用户卡读取的数据来接受对被授权的机器用户的支票和现金的操作。该机器可以比较从支票获取的图像数据和磁数据，以确定支票的真实性。机器还可以确定机器用户是否有权交换支票以支付现金。可以使用自动取款机将现金分配给机器用户以换取存放支票。该机器响应于与交易主机的通信而分配现金。

3. 发明授权

US08047429B1 Check accepting and cash dispensing automated banking machine system and method controlled by records bearing check maker identity data 有权
标题翻译：检查接收和现金分配自动银行机系统和由记录承载检查人员身份数据记录的方法
公开(公告)号：US08047429B1
公开(公告)日：2011-11-01
申请号：US12658864
申请日：2010-02-16
申请人： Wayne Warren , Dale H. Blackson , Tim Crews , Victor Bell , William McCarthy , Matthew Pahl , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Edward L. Laskowski
发明人： Wayne Warren , Dale H. Blackson , Tim Crews , Victor Bell , William McCarthy , Matthew Pahl , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Edward L. Laskowski
IPC分类号： G07F19/00
CPC分类号： G06Q20/042 , G06Q20/108 , G06Q20/1085 , G06Q40/00 , G07F19/20
摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is dispensed to the user from the ATM in exchange for the deposited check.
摘要翻译：自动银行机系统和方法包括接收对用户的支票和现金的ATM。操作ATM以从存放的检查中获得图像和磁性数据，以确定检查的真实性和用户接收用于这种检查的现金的权限。现金从ATM中分配给用户，以换取押金支票。

4. 发明申请

US20100176190A1 Check accepting and cash dispensing automated banking machine system and method 有权
标题翻译：检查接收和现金分发自动银行机系统和方法
公开(公告)号：US20100176190A1
公开(公告)日：2010-07-15
申请号：US12661276
申请日：2010-03-12
申请人： Thomas A. VanKirk , Jon E. Washington , Brian Jones , William D. Beskitt , Harry Thomas Graef , David A. Peters , Damon J. Blackford , Dale H. Blackson , Edward L. Laskowski , Songtao Ma , Tim Crews , Wayne Warren , Martin J. Brown , Todd Galloway , Kenneth Turocy , Douglas T. Dominik , Jason J. Smolk , Brian E. Lucas , Bradley Lightner , James Meek , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , Victor Bell , William McCarthy , Matthew Pahl , Keith Carpenter , Laura Drozda
发明人： Thomas A. VanKirk , Jon E. Washington , Brian Jones , William D. Beskitt , Harry Thomas Graef , David A. Peters , Damon J. Blackford , Dale H. Blackson , Edward L. Laskowski , Songtao Ma , Tim Crews , Wayne Warren , Martin J. Brown , Todd Galloway , Kenneth Turocy , Douglas T. Dominik , Jason J. Smolk , Brian E. Lucas , Bradley Lightner , James Meek , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , Victor Bell , William McCarthy , Matthew Pahl , Keith Carpenter , Laura Drozda
IPC分类号： G07F19/00 , G06K5/00
CPC分类号： G07D11/0084 , G06Q20/042 , G06Q20/1085 , G07F19/20
摘要： An automated banking machine that operates responsive to data read from user cards which accepts checks and dispenses cash to users. The machine operates to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user in exchange for the deposited check. The machine dispenses cash responsive to communications with a transaction host.
摘要翻译：一种自动银行机器，其响应于从用户卡读取的数据进行操作，该数据接收检查并向用户分配现金。该机器用于从存放的检查中获取图像和磁性数据，以确定检查的真实性以及用户接受这种检查的现金的权限。可以将现金分配给用户以换取已存的支票。该机器响应于与交易主机的通信而分配现金。

5. 发明授权

US07314163B1 Check accepting and cash dispensing automated banking machine system and method 有权
标题翻译：检查接收和现金分发自动银行机系统和方法
公开(公告)号：US07314163B1
公开(公告)日：2008-01-01
申请号：US11787406
申请日：2007-04-16
申请人： Tim Crews , Keith Carpenter , Mike Ryan , Laura Drozda , Wayne Warren , Victor Bell , William McCarthy , Matthew Pahl , Martin J. Brown , Dale H. Blackson , Todd Galloway , Robert W. Barnett , James R. Kay , Mark A. Ward , David A. Peters , Edward L. Laskowski , H. Thomas Graef
发明人： Tim Crews , Keith Carpenter , Mike Ryan , Laura Drozda , Wayne Warren , Victor Bell , William McCarthy , Matthew Pahl , Martin J. Brown , Dale H. Blackson , Todd Galloway , Robert W. Barnett , James R. Kay , Mark A. Ward , David A. Peters , Edward L. Laskowski , H. Thomas Graef
IPC分类号： G06F19/00
CPC分类号： G07F19/202 , G06Q20/042 , G06Q20/40 , G07F19/20
摘要： An automated banking machine system includes ATMs that can accept checks. Cash may be dispensed from an ATM to the user in exchange for a check. Cancellation indicia can be marked on the check by the ATM. The ATM can acquire image data and magnetic data from a received check to determine the genuineness of the check and the authority of the user to cash the check. A check imaging device of the ATM can generate a digital image of a received check. The check image data can be stored in correlated relation with the related transaction data. The ATM can also modify the check image data to produce a modified check image that excludes sensitive check information, such as the user's account number in the micr line. The ATM can then print this modified check image on the user's transaction receipt.
摘要翻译：自动银行机系统包括可以接受支票的ATM。可以从ATM向用户分配现金以换取支票。取消指示可以在ATM的支票上标明。 ATM可以从接收到的支票获取图像数据和磁数据，以确定支票的真实性和用户现金支票的权限。 ATM的检查成像装置可以生成接收到的支票的数字图像。检查图像数据可以与相关的交易数据相关联地存储。 ATM还可以修改检查图像数据以产生修改的检查图像，其排除敏感检查信息，例如微行中的用户帐号。然后ATM可以在用户的交易收据上打印该修改的检查图像。

6. 发明授权

US5671375A Method for communicating between a microprocessor and an interface circuit 失效
标题翻译：用于在微处理器和接口电路之间进行通信的方法
公开(公告)号：US5671375A
公开(公告)日：1997-09-23
申请号：US578763
申请日：1995-12-26
申请人： Troy L. Stockstad , Matthew F. Bacchi , Martin J. Brown
发明人： Troy L. Stockstad , Matthew F. Bacchi , Martin J. Brown
IPC分类号： H02J7/00 , G06F13/00
CPC分类号： H02J7/0004 , H02J7/0026
摘要： A protocol between a microprocessor (21) and an interface circuit (11). The interface circuit (11) transmits an enable signal (124) to the microprocessor (21). Upon receiving the enable signal (124), the microprocessor (21) transmits a set of pulses of a window signal (125) to the interface circuit (11), which in turn provides the microprocessor (21) with information concerning a circuit element (36) through a data signal (127). The microprocessor (21) initiates a command by transmitting a pulse of a command signal (126) to the interface circuit (11). The interface circuit (11) accepts and executes the command only if a predetermined chronological condition between the pulse of the command signal (126) and a corresponding pulse of the window signal (125) is satisfied. The microprocessor (21) identifies a malfunctioning interface circuit (11) by timing the enable signal (124) received from the interface circuit (11).
摘要翻译：微处理器（21）和接口电路（11）之间的协议。接口电路（11）向微处理器（21）发送使能信号（124）。一旦接收到使能信号（124），微处理器（21）将窗口信号（125）的一组脉冲发送到接口电路（11），接口电路（11）又向微处理器（21）提供关于电路元件 36）通过数据信号（127）。微处理器（21）通过向接口电路（11）发送命令信号（126）的脉冲来发起命令。仅当满足命令信号（126）的脉冲和窗口信号（125）的对应脉冲之间的预定时间顺序条件时，接口电路（11）才接受并执行该命令。微处理器（21）通过定时从接口电路（11）接收的使能信号（124）来识别故障接口电路（11）。

7. 发明授权

US08628005B1 Check accepting and cash dispensing automated banking machine system and method 有权
标题翻译：检查接收和现金分发自动银行机系统和方法
公开(公告)号：US08628005B1
公开(公告)日：2014-01-14
申请号：US13200964
申请日：2011-10-05
申请人： Wayne Warren , Dale H. Blackson , Edward L. Laskowski , Tim Crews , Victor Bell , William McCarthy , Matthew Pahl , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters
发明人： Wayne Warren , Dale H. Blackson , Edward L. Laskowski , Tim Crews , Victor Bell , William McCarthy , Matthew Pahl , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters
IPC分类号： G07F19/00
CPC分类号： G07F19/202 , G07F7/04 , G07F7/12 , G07F19/20
摘要： An automated banking machine system and method includes automated banking machines that operate responsive to data bearing records and accept checks and dispense cash to users. The automated banking machines are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is dispensed to the user from the machine in exchange for the deposited check.
摘要翻译：自动银行机系统和方法包括自动银行机器，其响应于数据承载记录并接受对用户的支票和分配现金操作。自动银行机器被操作以从存入的支票中获得图像和磁数据，以确定支票的真实性和用户接收用于这种支票的现金的权限。从机器向用户分配现金，以换取押金支票。

8. 发明申请

US20120175415A1 Check Accepting and Cash Dispensing Automated Banking Machine System and Method 有权
标题翻译：检查接收和现金分配自动银行机系统和方法
公开(公告)号：US20120175415A1
公开(公告)日：2012-07-12
申请号：US13428007
申请日：2012-03-23
申请人： Thomas A. VanKirk , Jon E. Washington , Brian Jones , William D. Beskitt , Harry Thomas Graef , David A. Peters , Damon J. Blackford , Dale H. Blackson , Edward L. Laskowski , Songtao Ma , Tim Crews , Wayne Warren , Martin J. Brown , Todd Galloway , Kenneth Turocy , Douglas T. Dominick , Jasen J. Smolk , Brian E. Lucas , Bradley Lightner , James Meek , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , Victor Bell , William McCarthy , Matthew Pahl , Keith Carpenter , Laura Drozda
发明人： Thomas A. VanKirk , Jon E. Washington , Brian Jones , William D. Beskitt , Harry Thomas Graef , David A. Peters , Damon J. Blackford , Dale H. Blackson , Edward L. Laskowski , Songtao Ma , Tim Crews , Wayne Warren , Martin J. Brown , Todd Galloway , Kenneth Turocy , Douglas T. Dominick , Jasen J. Smolk , Brian E. Lucas , Bradley Lightner , James Meek , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , Victor Bell , William McCarthy , Matthew Pahl , Keith Carpenter , Laura Drozda
IPC分类号： G07F19/00 , G06Q40/02
CPC分类号： G06Q20/042 , G06Q20/1085 , G07D11/0084 , G07F19/20
摘要： An automated banking machine operates responsive to data read from user cards to accept checks and dispense cash to authorized machine users. The machine can compare image data and magnetic data obtained from a check to determine the genuineness of the check. The machine can also determine whether a machine user is authorized to exchange a check for cash. A cash dispenser can be operated to dispense cash to a machine user in exchange for a deposited check. The machine dispenses the cash responsive to communications with a transaction host.
摘要翻译：一种自动银行业务器响应于从用户卡读取的数据来接受对被授权的机器用户的支票和现金的操作。该机器可以比较从支票获取的图像数据和磁数据，以确定支票的真实性。机器还可以确定机器用户是否有权交换支票以支付现金。可以使用自动取款机将现金分配给机器用户以换取存放支票。该机器响应于与交易主机的通信而分配现金。

9. 发明申请

US20120023018A1 Automated banking machine 失效
标题翻译：自动银行机
公开(公告)号：US20120023018A1
公开(公告)日：2012-01-26
申请号：US13200265
申请日：2011-09-22
申请人： Keith Carpenter , Craig Hockman , Willis Miller , Laura Drozda , Paul Burns , Thomas B. Phillips , John C. Valcore , H. Thomas Graef , Edward L. Laskowski , James Meek , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Greg Miller , Arindam Laha , Joe Altier
发明人： Keith Carpenter , Craig Hockman , Willis Miller , Laura Drozda , Paul Burns , Thomas B. Phillips , John C. Valcore , H. Thomas Graef , Edward L. Laskowski , James Meek , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Greg Miller , Arindam Laha , Joe Altier
IPC分类号： G07F19/00 , G06Q40/00
CPC分类号： G07F19/20 , B65H3/00 , B65H29/06 , B65H29/40 , B65H29/60 , B65H39/02 , B65H83/025 , B65H2301/42122 , B65H2301/42146 , B65H2404/261 , B65H2404/651 , B65H2404/655 , B65H2404/657 , B65H2701/1912 , G06Q20/042 , G06Q20/1085 , G07D7/12 , G07D7/181 , G07D7/20 , G07D11/0003 , G07D11/0018 , G07D11/0021 , G07D11/0048 , G07D11/0051 , G07D11/0054 , G07D11/0066 , G07D11/009 , G07F19/201 , G07F19/202 , G07F19/203
摘要： An automated banking machine (10) operates responsive to data read from data bearing records to cause financial transfers. The machine includes a user interface (12) including an opening (20). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such as notes, checks, or other documents. Stacks input to the machine may include mixtures of various types of sheets. The machine operates to receive notes, process checks, and perform other operations. Notes received in the machine may be recycled and dispensed to other users. Checks processed by the machine may be imaged by an imaging device, cancelled, and stored in the machine or alternatively returned to a user.
摘要翻译：自动银行机（10）响应于从数据承载记录读取的数据进行经营转移。该机器包括包括开口（20）的用户界面（12）。机器的用户通过开口将单张纸张和堆叠的纸张递送到机器。纸张堆叠可能包括纸张，如纸币，支票或其他文件。输入到机器的堆叠可以包括各种类型的片材的混合物。该机器操作以接收笔记，处理检查和执行其他操作。在机器中收到的注意事项可以回收并分发给其他用户。由机器处理的检查可以由成像装置成像，取消，并存储在机器中或者交替地返回给用户。

10. 发明授权

US08052046B1 Check accepting and cash dispensing automated banking machine system and method 有权
标题翻译：检查接收和现金分发自动银行机系统和方法
公开(公告)号：US08052046B1
公开(公告)日：2011-11-08
申请号：US12798246
申请日：2010-03-31
申请人： Dale H. Blackson , Edward L. Laskowski , Tim Crews , Wayne Warren , Victor Bell , William McCarthy , Matthew Pahl , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters
发明人： Dale H. Blackson , Edward L. Laskowski , Tim Crews , Wayne Warren , Victor Bell , William McCarthy , Matthew Pahl , Martin J. Brown , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters
IPC分类号： G07F19/00
CPC分类号： G06Q20/042 , G06Q20/108 , G06Q20/1085 , G06Q40/00 , G07F19/20
摘要： A card actuated automated banking machine system and method accepts checks and dispenses cash to users. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is dispensed to the user from the banking machine in exchange for the deposited check.
摘要翻译：卡启动的自动银行机系统和方法接受对用户的现金支票和分配。操作银行机器从存入的支票中获得图像和磁性数据，以确定支票的真实性和用户接收现金用于此类支票的权限。从银行机器向用户分配现金，以换取存款支票。

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