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31. 发明授权

US06405174B1 Method and apparatus for defining routing of customers between merchants 有权
标题翻译：用于定义商家之间客户路线的方法和装置
公开(公告)号：US06405174B1
公开(公告)日：2002-06-11
申请号：US09166405
申请日：1998-10-05
申请人： Jay S. Walker , Andrew S. Van Luchene , Daniel E. Tedesco , Magdalena Mik , James A. Jorasch
发明人： Jay S. Walker , Andrew S. Van Luchene , Daniel E. Tedesco , Magdalena Mik , James A. Jorasch
IPC分类号： G06F1760
CPC分类号： G06Q30/0231 , G06Q10/06311 , G06Q10/06316 , G06Q20/20 , G06Q20/204 , G06Q20/387 , G06Q30/02 , G06Q30/0201 , G06Q30/0211 , G06Q30/0219 , G06Q30/0235 , G06Q30/0236 , G06Q30/0238 , G06Q30/0239 , G06Q30/0601 , G06Q30/0611 , G06Q40/04 , G07G1/14
摘要： A server or Internet service provider computer selects a soliciting merchant and an outputting merchant based on various factors. In one embodiment, the soliciting merchant is selected if its activity rate (e.g. sales rate) is low. The outputting merchant provides offers for bonuses to customers on behalf of the soliciting merchant. The bonus is provided to the customer in exchange for consummating a transaction with the soliciting merchant. Thus, the soliciting merchant benefits from the increased patronage such offers encourage.
摘要翻译：服务器或因特网服务提供商计算机根据各种因素选择一个招揽商家和一个输出商家。在一个实施例中，如果其活动率（例如销售率）低，则选择征求商家。出货商代表征求商家向客户提供奖金。向客户提供奖金，以换取与征求商家的交易。因此，征求商人受益于这种提供鼓励的增加的惠顾。

32. 发明授权

US06970837B1 Methods and apparatus wherein a buyer arranges to purchase a first product using a communication network and subsequently takes possession of a substitute product at a retailer 失效
标题翻译：方法和装置，其中买方安排使用通信网络购买第一产品，并随后在零售商处占有替代产品
公开(公告)号：US06970837B1
公开(公告)日：2005-11-29
申请号：US09412930
申请日：1999-10-05
申请人： Jay S. Walker , Magdalena Mik , Andrew S. Van Luchene , Keith Bemer , John Shepardson
发明人： Jay S. Walker , Magdalena Mik , Andrew S. Van Luchene , Keith Bemer , John Shepardson
IPC分类号： G06Q30/00 , G06F17/60
CPC分类号： G06Q30/06 , G06Q20/10 , G06Q20/201 , G06Q20/401 , G06Q30/0225 , G06Q30/0234 , G06Q30/0238 , G06Q30/0273 , G06Q30/0613 , G06Q30/0631
摘要： Purchasing system methods and apparatus are provided wherein a buyer purchases a first product through a purchasing system, such as by submitting a buyer offer. A retailer receives product redemption information from a buyer, the product redemption information enabling the buyer to take possession of the first product. The retailer determines a substitute product to provide to the buyer, the substitute product being different than the first product. The determination may be based on information contained in the buyer offer, such as a product category, a product class and one or more product features.
摘要翻译：提供采购系统方法和装置，其中买方通过购买系统购买第一产品，例如通过提交买方报价。零售商从买方收到产品兑换信息，产品赎回信息使买方能够占有第一种产品。零售商决定替代产品提供给买方，替代产品与第一种产品不同。该确定可以基于买方报价中包含的信息，例如产品类别，产品类别和一个或多个产品特征。

33. 发明授权

US06341268B2 System and method providing a restaurant menu dynamically generated based on revenue management information 有权
公开(公告)号：US06341268B2
公开(公告)日：2002-01-22
申请号：US09219220
申请日：1998-12-23
申请人： Jay S. Walker , Andrew S. Van Luchene , James A. Jorasch , Keith Bemer
发明人： Jay S. Walker , Andrew S. Van Luchene , James A. Jorasch , Keith Bemer
IPC分类号： G06F1760
CPC分类号： G06Q20/387 , G06Q10/087 , G06Q20/00 , G06Q20/12 , G06Q30/02 , G06Q30/0283 , G06Q30/06 , G06Q50/12 , G07C15/005 , G07F5/24 , G07F9/02 , G07F9/026 , G07F17/32 , G07F17/3248 , G07F17/3255 , G07G1/0036 , G07G1/12 , G07G5/00
摘要： A price associated with a menu item is automatically determined based at least partly on revenue management information. A request for a menu is received and a menu, including the automatically determined price, is generated in response to the request.

34. 发明授权

US08751297B2 Method and apparatus for defining routing of customers between merchants 有权
标题翻译：用于定义商家之间客户路线的方法和装置
公开(公告)号：US08751297B2
公开(公告)日：2014-06-10
申请号：US12111637
申请日：2008-04-29
申请人： Jay S. Walker , Andrew S. Van Luchene , Daniel E. Tedesco , Magdalena Mik , James A. Jorasch
发明人： Jay S. Walker , Andrew S. Van Luchene , Daniel E. Tedesco , Magdalena Mik , James A. Jorasch
IPC分类号： G06Q30/00
CPC分类号： G06Q30/0231 , G06Q10/06311 , G06Q10/06316 , G06Q20/20 , G06Q20/204 , G06Q20/387 , G06Q30/02 , G06Q30/0201 , G06Q30/0211 , G06Q30/0219 , G06Q30/0235 , G06Q30/0236 , G06Q30/0238 , G06Q30/0239 , G06Q30/0601 , G06Q30/0611 , G06Q40/04 , G07G1/14
摘要： A server or Internet service provider computer selects a soliciting merchant and an outputting merchant based on various factors. In one embodiment, the soliciting merchant is selected is its activity rate (e.g. sales rate) is low. The outputting merchant provides offers for bonuses to customers on behalf of the soliciting merchant. The bonus is provided to the customer in exchange for consummating a transaction with the soliciting merchant. Thus, the soliciting merchant benefits from the increased patronage such offers encourage.
摘要翻译：服务器或因特网服务提供商计算机根据各种因素选择一个招揽商家和一个输出商家。在一个实施例中，所选择的商户是其活动率（例如销售率）低。出货商代表征求商家向客户提供奖金。向客户提供奖金，以换取与征求商家完成交易。因此，征求商人受益于这种提供鼓励的增加的惠顾。

35. 发明授权

US08706632B2 Method and apparatus for processing credit card transactions 有权
标题翻译：处理信用卡交易的方法和设备
公开(公告)号：US08706632B2
公开(公告)日：2014-04-22
申请号：US12791567
申请日：2010-06-01
申请人： Jay S. Walker , Magdalena Mik , Stephen C. Tulley , Daniel E. Tedesco , Andrew S. Van Luchene
发明人： Jay S. Walker , Magdalena Mik , Stephen C. Tulley , Daniel E. Tedesco , Andrew S. Van Luchene
IPC分类号： G06Q40/00
CPC分类号： G06Q30/0222 , G06Q20/04 , G06Q20/12 , G06Q20/20 , G06Q20/387 , G06Q20/40 , G06Q30/0215 , G06Q30/0217 , G06Q30/0224 , G06Q40/00 , G07G1/0036
摘要： Systems and methods are disclosed whereby credit and debit card transactions are processed at a merchant point-of-sale terminal in a manner that provides customers the opportunity to receive one or more charge enhancement offers which are presented to the customer on a record of charge.
摘要翻译：公开了系统和方法，其中在商户销售点终端处理信用卡和借记卡交易，其方式是向客户提供接收一笔或多笔在收费记录上呈现给客户的收费增加优惠的机会。

36. 发明授权

US08630916B2 System and method for encouraging competitive participation in an auction 失效
标题翻译：鼓励竞争参与拍卖的制度和方法
公开(公告)号：US08630916B2
公开(公告)日：2014-01-14
申请号：US11456245
申请日：2006-07-10
申请人： Jay S. Walker , Andrew S. Van Luchene , Daniel E. Tedesco
发明人： Jay S. Walker , Andrew S. Van Luchene , Daniel E. Tedesco
IPC分类号： G06Q99/00
CPC分类号： G06Q30/08 , G06Q30/06 , G06Q40/04
摘要： In both an on-line and a conventional auction, an auctioneer may encourage competitive bidding behavior through the provision of rewards to those bidders whose bids meet predetermined criteria. For example, a bidder may be rewarded if her bid exceeds a prior bid by a threshold value. An auctioneer may further discourage non-competitive bidding behavior by penalizing those bidders whose bids fall below predetermined standards.
摘要翻译：在线和常规拍卖中，拍卖人可以通过向符合预定标准的投标者提供奖励来鼓励竞争性招标行为。例如，如果出价者的出价超过先前的出价阈值，则可以奖励出价人。拍卖人可能会进一步阻止非竞争性投标行为，惩罚那些投标者的投标低于预定标准。

37. 发明申请

US20130211902A1 MULTIPLE PARTY REWARD SYSTEM UTILIZING SINGLE ACCOUNT 审中-公开
公开(公告)号：US20130211902A1
公开(公告)日：2013-08-15
申请号：US13619743
申请日：2012-09-14
申请人： Jay S. Walker , Andrew S. Van Luchene , Daniel E. Tedesco , Joshua D. Rogers
发明人： Jay S. Walker , Andrew S. Van Luchene , Daniel E. Tedesco , Joshua D. Rogers
IPC分类号： G06Q30/02
CPC分类号： G06Q30/0225 , G06Q30/02 , G06Q30/0207 , G06Q30/0226 , G06Q30/0234 , G06Q30/0236 , G06Q30/0238
摘要： A method enabling a frequent shopper reward system capable of tracking performance data of a plurality of members or account holders linked to a single frequent shopper account.

38. 发明授权

US08208612B2 System and method for facilitating account-based transactions 有权
标题翻译：用于促进基于帐户的交易的系统和方法
公开(公告)号：US08208612B2
公开(公告)日：2012-06-26
申请号：US12245995
申请日：2008-10-06
申请人： Jay S. Walker , Daniel E. Tedesco , Andrew S. Van Luchene , James A. Jorasch
发明人： Jay S. Walker , Daniel E. Tedesco , Andrew S. Van Luchene , James A. Jorasch
IPC分类号： H04M11/00
CPC分类号： G06Q20/401 , G06Q20/02 , G06Q20/04 , G06Q20/12 , G06Q20/16 , G06Q20/385 , G06Q20/4037 , G06Q20/409 , G06Q20/425 , G06Q30/0284 , G06Q40/00 , G06Q40/12 , G07F7/08 , H04L29/06 , H04L67/14 , H04L69/329
摘要： Systems, methods and apparatus are presented for facilitating account-based transactions. In an embodiment, the method includes associating a first person with an account, associating a second person with the account, receiving a request from a third party to authorize a transaction between the second person and the third party, determining a first communication address of the first party, and contacting the first party. The process also includes determining that the first person desires to communicate with the second person, determining a second communication address of the second person, initiating a communication between the first person and the second person, and receiving a signal from the first person that authorizes the transaction or declines the transaction.
摘要翻译：提出了系统，方法和设备，以促进基于帐户的交易。在一个实施例中，该方法包括将第一人员与帐户相关联，将第二人员与该帐户相关联，接收来自第三方的请求以授权第二人与第三方之间的交易，确定第二人与第三方之间的第一通信地址第一方，并联系第一方。该过程还包括确定第一人希望与第二人通信，确定第二人的第二通信地址，发起第一人与第二人之间的通信，以及接收来自第一人的授权的第一人的信号交易或拒绝交易。

39. 发明申请

US20110099082A1 PURCHASING, REDEMPTION AND SETTLEMENT SYSTEMS AND METHODS WHEREIN A BUYER TAKES POSSESSION AT A RETAILER OF A PRODUCT PURCHASED USING A COMMUNICATION NETWORK 审中-公开
标题翻译：购买，赎回和结算系统以及购买者在使用通信网络购买的产品的零售商处的位置的方法
公开(公告)号：US20110099082A1
公开(公告)日：2011-04-28
申请号：US12955272
申请日：2010-11-29
申请人： Jay S. Walker , Andrew S. Van Luchene , Magdalena M. Fincham , Daniel E. Tedesco
发明人： Jay S. Walker , Andrew S. Van Luchene , Magdalena M. Fincham , Daniel E. Tedesco
IPC分类号： G06Q30/00
CPC分类号： G06Q20/28 , G06Q20/20 , G06Q30/00 , G06Q30/0613 , G06Q30/0633
摘要： Purchasing, redemption and settlement systems and methods are provided wherein a buyer takes possession of a product at a retailer. A purchasing system may communicate with a buyer through a communication network to establish a first price for a product between the buyer and a seller. The purchasing system may also arrange for the buyer to take possession of the product at a retailer, different from the seller, that offers the product for sale at a second price. Verification information, which enables the retailer to authorize the buyer to take possession of the product, is transmitted to the retailer. The buyer provides a payment, based on the first price, to the purchasing system in exchange for the right to take possession of the product at the retailer. In one embodiment, the purchasing system receives a buyer offer, including an offer price, related to the product. In another embodiment, the purchasing system transmits redemption information, including a redemption code, to the buyer. The redemption information may also include information that enables the creation of a voucher to be used when taking possession of the product. The purchasing system may also receive information related to an attempt by the buyer to take possession of the product, including the redemption code, from the retailer.
摘要翻译：提供采购，赎回和结算系统和方法，其中买方在零售商处占有产品。购买系统可以通过通信网络与买方通信，以便为买方和卖方之间的产品建立第一价格。购买系统还可以安排买方在与卖方不同的零售商处以产品以第二价格出售产品。允许零售商授权买方接管产品的验证信息被传送给零售商。买方根据第一个价格向采购系统提供付款，以换取在零售商处拥有该产品的权利。在一个实施例中，采购系统接收与产品相关的买方报价，包括报价。在另一个实施例中，购买系统向购买者发送包括兑换代码的兑换信息。兑换信息还可以包括能够创建在占有产品时使用的凭证的信息。购买系统还可以接收与买方尝试从零售商接管产品（包括兑换代码）的信息。

40. 发明授权

US07729988B1 Method and apparatus for processing credit card transactions 失效
标题翻译：处理信用卡交易的方法和设备
公开(公告)号：US07729988B1
公开(公告)日：2010-06-01
申请号：US09316546
申请日：1999-05-21
申请人： Jay S. Walker , Magdalena Mik , Stephen C. Tulley , Daniel E. Tedesco , Andrew S. Van Luchene
发明人： Jay S. Walker , Magdalena Mik , Stephen C. Tulley , Daniel E. Tedesco , Andrew S. Van Luchene
IPC分类号： G06Q40/00
CPC分类号： G06Q30/0222 , G06Q20/04 , G06Q20/12 , G06Q20/20 , G06Q20/387 , G06Q20/40 , G06Q30/0215 , G06Q30/0217 , G06Q30/0224 , G06Q40/00 , G07G1/0036
摘要： Systems and methods are disclosed whereby credit and debit card transactions are processed at a merchant point-of-sale terminal in a manner that provides customers the opportunity to receive one or more charge enhancement offers which are presented to the customer on a printed record of charge. The charge enhancement offers may indicate either a reduction or an increase in the original purchase total. In a first embodiment, a customer may receive a discount toward a purchase total in exchange for supplying feedback to a merchant in the form of a survey or questionnaire presented on the record of charge. In a second embodiment, the customer is provided the opportunity to receive a discount toward a purchase total by enlisting a third-party service or to purchase a third-party product by completing a section provided on the record of charge. In a third embodiment, the customer may select from at least one additional charge displayed on a record of charge to be added to a transaction total. Such additional charges may represent, for example, a gratuity for a merchant service. In each embodiment, the reduction or increase of original purchase total is provided by a clearinghouse or issuing bank that processes the credit or debit card transaction and confirms the cardholder's acceptance of the charge enhancement offer following completion of the transaction at the point-of-sale terminal.
摘要翻译：公开了系统和方法，其中在商户销售点终端处理信用卡和借记卡交易，其方式是向客户提供接收在印刷的收费记录上呈现给客户的一个或多个收费增加优惠的机会。收费增加优惠可能表示原始购买总额的减少或增加。在第一实施例中，客户可以收到对购买总额的折扣，以便以在收费记录上呈现的调查或问卷的形式向商家提供反馈。在第二实施例中，向客户提供通过登记第三方服务或通过完成在费用记录上提供的部分来购买第三方产品而向购买总额接收折扣的机会。在第三实施例中，客户可以从要添加到交易总额的费用记录上显示的至少一个附加费用进行选择。这样的附加费用可以表示例如商家服务的酬金。在每个实施例中，原始购买总额的减少或增加由处理信用卡或借记卡交易的结算所或开证行提供，并在销售点完成交易之后确认持卡人接受费用增加报价终奌站。

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