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11. 发明授权

US09205274B2 Devices, systems, and methods for characterizing a tachycardia and/or selecting treatment for a tachycardia using results of a dominant frequency analysis 有权
标题翻译：使用主频率分析结果表征心动过速和/或选择治疗心动过速的装置，系统和方法
公开(公告)号：US09205274B2
公开(公告)日：2015-12-08
申请号：US13090059
申请日：2011-04-19
申请人： Fujian Qu , Timothy A. Fayram , Michael E. Benser , Taraneh Ghaffari Farazi , Mark Carlson
发明人： Fujian Qu , Timothy A. Fayram , Michael E. Benser , Taraneh Ghaffari Farazi , Mark Carlson
IPC分类号： A61B5/0402 , A61N1/39 , A61B5/04 , A61N1/362 , A61B5/0464 , A61B5/00
CPC分类号： A61N1/3962 , A61B5/04014 , A61B5/0464 , A61B5/7257 , A61N1/3622
摘要： Provided herein are implantable systems, and methods for use therewith, for characterizing a tachycardia and/or selecting treatment for a tachycardia using results of a dominant frequency analysis. One or more electrogram (EGM) signal(s) indicative of cardiac electrical activity are obtained. For at least one of the EGM signal(s) a dominant frequency (DF) analysis is performed, and the results of the DF analysis are used to characterize a tachycardia and/or to select treatment for a tachycardia.
摘要翻译：本文提供的可植入系统及其使用的方法用于表征心动过速和/或使用主频率分析的结果来选择治疗心动过速。获得指示心脏电活动的一个或多个电描记图（EGM）信号。对于至少一个EGM信号进行主频（DF）分析，并且DF分析的结果用于表征心动过速和/或选择心动过速的治疗。

12. 发明申请

US20150198983A1 ACCESS USING A MOBILE DEVICE WITH AN ACCELEROMETER 审中-公开
标题翻译：使用带有加速度计的移动设备进行访问
公开(公告)号：US20150198983A1
公开(公告)日：2015-07-16
申请号：US14338930
申请日：2014-07-23
申请人： Patrick Faith , Mark Carlson , Ayman Hammad , Ben Rewis , Krishna Prasad Koganti
发明人： Patrick Faith , Mark Carlson , Ayman Hammad , Ben Rewis , Krishna Prasad Koganti
IPC分类号： G06F1/16 , G06Q20/42 , G06Q20/40 , G06Q20/10 , G06Q20/32
CPC分类号： G06F1/1694 , G06F21/40 , G06Q20/10 , G06Q20/32 , G06Q20/3224 , G06Q20/389 , G06Q20/40 , G06Q20/4016 , G06Q20/42 , H04W12/08
摘要： Embodiments of the present invention are directed to systems, apparatuses and methods for using a mobile device with an accelerometer to gain access into a secured or restricted area. A first device and a second device interact by making physical contact with each other thereby generating interaction data that is representative of the physical interaction between the first and second device. The first and second device may be mobile phones. The second device may be a point of sale terminal, access point device, or any other stationary (i.e., in a fixed position) device positioned at a line, door, gate, or entrance. A server computer determines, based on interaction data, that the first device and the second device made physical contact. After determining that the first device and the second device made contact, communications may be initiated between the devices. Communications may relate an access transaction comprising an exchange of information, such as credentials, between a prospective entrant (operating the first device) and a gatekeeper (operating the second device) to verify that the prospective entrant is permitted or is not permitted access to a particular area that is secured or restricted by the gatekeeper. Other embodiments are direct to confirmation transactions. Access transaction and confirmation transactions may be combined with a financial transaction using a payment processing network.
摘要翻译：本发明的实施例涉及使用具有加速度计的移动装置来获得进入安全或限制区域的系统，装置和方法。第一设备和第二设备通过彼此进行物理接触进行交互，从而生成代表第一和第二设备之间的物理交互的交互数据。第一和第二装置可以是移动电话。第二设备可以是销售点终端，接入点设备或位于线路，门，门或入口处的任何其它固定（即固定位置）设备。服务器计算机基于交互数据确定第一设备和第二设备进行物理接触。在确定第一设备和第二设备联系之后，可以在设备之间发起通信。通信可以涉及在潜在进入者（操作第一设备）和网守（操作第二设备）之间的信息交换（诸如凭证）之间的访问交易，以验证潜在进入者是否被允许或不允许访问被守门员固定或限制的特定区域。其他实施例直接用于确认交易。访问交易和确认交易可以与使用支付处理网络的金融交易组合。

13. 发明授权

US08903734B2 Coupon offers from multiple entities 有权
标题翻译：优惠券来自多个实体
公开(公告)号：US08903734B2
公开(公告)日：2014-12-02
申请号：US14080681
申请日：2013-11-14
申请人： Mark Carlson
发明人： Mark Carlson
IPC分类号： G06Q30/00 , G06Q30/02
CPC分类号： G06Q30/0253 , G06Q30/02 , G06Q30/0238
摘要： Offers from multiple entities provide an incentive for consumers to behave in a manner that is beneficial to the offer provider. Each offer is associated with rules that establish conditions that must be met for the offer to be valid. For example, a rule may be established to promote the use a specific form of payment, such as a particular credit card. Thus, the offer would only be valid if the consumer paid for the merchandise using the particular credit card. A merchant may generate its own offers or receive offers from a variety of sources (e.g., a payment processing organization, an issuer, or other external sources).
摘要翻译：来自多个实体的报价可以鼓励消费者以有利于报价提供者的方式表现。每个报价都与规定相关联，以确定报价有效的必须满足的条件。例如，可以建立规则来促进使用特定的付款方式，例如特定的信用卡。因此，如果消费者使用特定的信用卡支付商品，该报价将是有效的。商家可以从各种来源（例如，支付处理组织，发行商或其他外部来源）产生自己的报价或接收报价。

14. 发明授权

US08762451B2 System and method for custom service markets 有权
标题翻译：定制服务市场的系统和方法
公开(公告)号：US08762451B2
公开(公告)日：2014-06-24
申请号：US13225231
申请日：2011-09-02
申请人： Edward Katzin , Mark Carlson
发明人： Edward Katzin , Mark Carlson
IPC分类号： G06F15/16
CPC分类号： G06Q30/0641 , G06Q20/0855 , G06Q20/145 , G06Q20/40 , G06Q30/06 , G06Q30/0613 , G06Q40/02
摘要： Methods and systems for providing custom services are disclosed. A developer interface provides standards, such as an application platform interface, for developers to use to make and test applications and services. A user interface can access downloadable or hosted services or applications to multiple users, such as, merchants, banks and networks. The system can then provide custom individual or packages of services to users based on the services requested by the user and charge the user for them on a subscription or per-use basis.
摘要翻译：公开了提供定制服务的方法和系统。开发人员界面提供开发人员用于制作和测试应用程序和服务的标准，例如应用程序平台接口。用户界面可以向多个用户（如商家，银行和网络）访问可下载或托管的服务或应用程序。然后，该系统可以基于用户请求的服务向用户提供定制的个人或一组服务，并以订阅或每次使用为该用户收取费用。

15. 发明申请

US20140143137A1 DEVICE PAIRING VIA TRUSTED INTERMEDIARY 有权
标题翻译：通过受理中间人配对的装置
公开(公告)号：US20140143137A1
公开(公告)日：2014-05-22
申请号：US14086836
申请日：2013-11-21
申请人： Mark Carlson
发明人： Mark Carlson
IPC分类号： G06Q20/38
CPC分类号： G06Q20/38 , G06Q20/02 , G06Q20/18 , G06Q20/20 , G06Q20/32
摘要： Embodiments are directed at systems, apparatuses, and methods for indirect device pairing through a trusted intermediary. One embodiment is directed to a method including receiving a pairing identifier associated with an untrusted device controller. The method further comprises extracting the pairing identifier from the pairing request, searching a pairing identifier database for a matching pairing identifier, determining an untrusted device controller associated with the matching pairing identifier, and sending the pairing request to the untrusted device controller. The untrusted device controller may identify the untrusted device, associate the pairing identifier with the trusted intermediary, and lock the pairing identifier. The method further comprises receiving a pairing response indicating that the untrusted device is paired with the computer. Accordingly, the trusted device is indirectly paired to the untrusted device and the trusted device is configured to complete a transaction with the untrusted device without communicating transaction information to the untrusted device.
摘要翻译：实施例涉及通过可信中介间接设备配对的系统，设备和方法。一个实施例涉及一种方法，包括接收与不受信任的设备控制器相关联的配对标识符。该方法还包括从配对请求中提取配对标识符，在配对标识符数据库中搜索匹配配对标识符，确定与匹配配对标识符相关联的不可信设备控制器，并将配对请求发送到不可信设备控制器。不受信任的设备控制器可以识别不可信设备，将配对标识符与可信中介关联，并锁定配对标识符。该方法还包括接收指示不可信设备与计算机配对的配对响应。因此，可信设备与不可信设备间接配对，并且可信设备被配置为完成与不受信任设备的交易，而不向不受信任的设备通信交易信息。

16. 发明授权

US08712912B2 System and method for providing advice to consumer regarding a payment transaction 有权
标题翻译：向消费者提供有关付款交易的建议的系统和方法
公开(公告)号：US08712912B2
公开(公告)日：2014-04-29
申请号：US12763899
申请日：2010-04-20
申请人： Mark Carlson , Shalini Mayor
发明人： Mark Carlson , Shalini Mayor
IPC分类号： G06Q40/00
CPC分类号： G06Q20/42 , G06Q20/04 , G06Q20/20 , G06Q20/32 , G06Q20/3223 , G06Q20/3255 , G06Q20/40 , G06Q20/405 , G06Q20/425 , G06Q30/06 , G06Q40/02 , G07F7/10
摘要： Systems, apparatuses, and methods for providing a consumer with an alert or other information regarding a payment transaction. When a consumer conducts a payment transaction, an alert may be sent to a device to enable the consumer to view the alert. The contents of the alert, the triggers for sending the alert, or the delivery channel for the alert may be determined by a set of preferences that the consumer set when registering for the alert service. In response to the alert, the consumer may send an SMS or other message that requests “help”, “advice”, “need information”, etc. In some embodiments, the consumer may select or activate a user interface element that enables them to obtain advice or information regarding the transaction. In some embodiments, a consumer request for help, advice, or more information may be generated by the consumer during or after a payment transaction. In response to the request for help, advice, or information, the invention may provide the consumer with a menu or list of topics of information that is available regarding the transaction.
摘要翻译：向消费者提供关于支付交易的警报或其他信息的系统，装置和方法。当消费者进行支付交易时，可以向设备发送警报以使消费者能够查看警报。警报的内容，用于发送警报的触发器或警报的传送通道可以由消费者在注册警报服务时设置的一组偏好来确定。响应于警报，消费者可以发送请求“帮助”，“建议”，“需要信息”等的SMS或其他消息。在一些实施例中，消费者可以选择或激活用户界面元素，获取有关交易的建议或信息。在一些实施例中，消费者在支付交易期间或之后可以产生消费者对帮助，咨询或更多信息的请求。响应于对帮助，建议或信息的请求，本发明可以向消费者提供关于交易可用的信息主题的菜单或列表。

17. 发明授权

US08653941B2 Device including authentication glyph 有权
标题翻译：设备包括认证字形
公开(公告)号：US08653941B2
公开(公告)日：2014-02-18
申请号：US13412447
申请日：2012-03-05
申请人： Patrick Faith , Ayman Hammad , Mark Carlson
发明人： Patrick Faith , Ayman Hammad , Mark Carlson
IPC分类号： G06Q20/40
CPC分类号： G06F21/36 , G06Q20/40
摘要： A method is disclosed. It includes displaying, by a device, an authentication image including a plurality of image elements comprising a set of image elements, wherein the image elements in the set of image elements are located at a set of positions on a display screen. The method also comprises receiving, at the device, a glyph having a configuration corresponding to the set of image elements from a user while the authentication image is displayed. The method further comprises determining if the glyph is authentic, and initiating a payment transaction after receiving the glyph.
摘要翻译：公开了一种方法。它包括由设备显示包括包括一组图像元素的多个图像元素的认证图像，其中图像元素组中的图像元素位于显示屏幕上的一组位置处。该方法还包括在显示认证图像的同时，在设备处接收具有与来自用户的图像元素集合相对应的配置的字形。该方法还包括确定字形是否是真实的，并且在接收到字形之后发起支付交易。

18. 发明申请

US20130246199A1 POINT-OF-TRANSACTION ACCOUNT FEATURE REDIRECTION APPARATUSES, METHODS AND SYSTEMS 审中-公开
标题翻译：要点交易账户特征重定向设备，方法和系统
公开(公告)号：US20130246199A1
公开(公告)日：2013-09-19
申请号：US13802465
申请日：2013-03-13
申请人： Mark Carlson
发明人： Mark Carlson
IPC分类号： G06Q20/20
CPC分类号： G06Q20/20 , G06Q20/405
摘要： The POINT-OF-TRANSACTION ACCOUNT FEATURE REDIRECTION APPARATUSES, METHODS AND SYSTEMS (“PTR”) transform point-of-transaction account feature user preference and payment account inputs using PTR components into redirected transaction and preference triggers. In some implementations, the disclosure provides a processor-implemented method of transforming user preference values into transaction account identifier values for increasing transaction processing efficiency and reducing repetitive data exchanges between merchants and consumers.
摘要翻译：交易点特征重定向设备，方法和系统（“PTR”）将交易点的交易账户功能用户偏好和支付账户输入使用PTR组件转换为重定向事务和偏好触发器。在一些实现中，本公开提供了一种处理器实现的方法，其将用户偏好值转换为交易帐户标识符值，以增加交易处理效率并减少商家和消费者之间的重复数据交换。

19. 发明授权

US08534550B2 Observable moment encryption 有权
标题翻译：可观察时刻加密
公开(公告)号：US08534550B2
公开(公告)日：2013-09-17
申请号：US13443475
申请日：2012-04-10
申请人： Patrick Faith , Mark Carlson
发明人： Patrick Faith , Mark Carlson
IPC分类号： G06K5/00
CPC分类号： G06K19/07749 , G06K19/0716 , H04W12/06 , H04W12/12
摘要： A method for authenticating a portable consumer device is disclosed. The method comprises receiving the first set of authentication data from the portable consumer device, the portable consumer device comprising a sensor configured to observe one or more events, a memory comprising a first set of authentication data, an alteration module with instructions for altering the first set of authentication data and a processer configured to execute the instructions for altering the first set of authentication data when the sensor observes the one or more events. The method further comprises comparing the first set of authentication data with a second set of authentication data, determining if the first set of authentication data complies with an expected change in authentication data from the second set of authentication data and sending an authentication response accordingly.
摘要翻译：公开了一种认证便携式消费者装置的方法。该方法包括从便携式消费者设备接收第一组认证数据，便携式消费者设备包括被配置为观察一个或多个事件的传感器，包括第一组认证数据的存储器，具有用于改变第一个认证数据集合和配置成当传感器观察到一个或多个事件时执行用于改变第一组认证数据的指令的处理器。该方法还包括将第一组认证数据与第二组认证数据进行比较，确定第一组认证数据是否符合来自第二组认证数据的认证数据的预期变化，并相应地发送认证响应。

20. 发明授权

US08500006B2 Gift card purchasing system 有权
标题翻译：礼品卡采购系统
公开(公告)号：US08500006B2
公开(公告)日：2013-08-06
申请号：US12853175
申请日：2010-08-09
申请人： Mark Carlson , Ben Rewis
发明人： Mark Carlson , Ben Rewis
IPC分类号： G06Q40/00
CPC分类号： G06Q30/04 , G06Q30/02
摘要： In a disclosed embodiment, a bill pay system presents a bill payment interface having an area for presenting bill payment details. The bill payment interface includes the display of one or more offers for purchase of gift cards. The one or more offers for purchase of gift cards may be determined based on merchants identified in the bill payment details. The bill payment details may be updated to reflect a purchase of an offered gift card.
摘要翻译：在公开的实施例中，账单支付系统呈现具有用于呈现账单支付细节的区域的账单支付接口。帐单支付界面包括显示一个或多个购买礼品卡的优惠。购买礼品卡的一个或多个优惠可以根据帐单支付细节中确定的商家确定。帐单支付细节可能会更新，以反映购买提供的礼品卡。

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