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11. 发明申请

US20120303522A1 METHOD AND APPARATUS FOR FACILITATING ONLINE PAYMENT TRANSACTIONS IN A NETWORK-BASED TRANSACTION FACILITY USING MULTIPLE PAYMENT INSTRUMENTS 审中-公开
标题翻译：在使用多种付款方式的基于网络的交易设施中促进在线支付交易的方法和装置
公开(公告)号：US20120303522A1
公开(公告)日：2012-11-29
申请号：US13485651
申请日：2012-05-31
申请人： Jason May , Ian Flint
发明人： Jason May , Ian Flint
IPC分类号： G06Q20/14
CPC分类号： G06Q20/22 , G06Q20/02 , G06Q20/08 , G06Q20/10 , G06Q20/102 , G06Q20/381 , G06Q20/382 , G06Q20/4016 , G06Q30/04 , G06Q30/08 , G06Q40/025 , G06Q40/04
摘要： A method and apparatus for facilitating online payment transactions between participants in a network-based transaction facility are described. In one embodiment, user interface information that identifies various payment instruments available for processing online payment transactions is communicated to and received by a first participant via a communications network. Payment option information indicating the willingness of the first participant to accept a payment from a second participant via one of the various payment instruments is passed to the second participant via the communications network. Personal billing information concerning a selected payment instrument from the various payment instruments is accepted from the second participant to facilitate an online payment transaction between the first participant and the second participant.
摘要翻译：描述了用于促进基于网络的交易设施中的参与者之间的在线支付交易的方法和装置。在一个实施例中，识别可用于处理在线支付交易的各种支付工具的用户界面信息经由通信网络传送给第一参与者并由第一参与者接收。指示第一参与者通过各种支付工具之一从第二参与者接受付款的愿意的付款选项信息经由通信网络被传递给第二参与者。从第二参与者接收关于来自各种支付工具的选定支付工具的个人结算信息，以促进第一参与者和第二参与者之间的在线支付交易。

12. 发明申请

US20090204523A1 METHOD AND APPARATUS FOR FACILITATING ONLINE PAYMENT TRANSACTIONS IN A NETWORK-BASED TRANSACTION FACILITY USING MULTIPLE PAYMENT INSTRUMENTS 有权
标题翻译：在使用多种付款方式的基于网络的交易设施中促进在线支付交易的方法和装置
公开(公告)号：US20090204523A1
公开(公告)日：2009-08-13
申请号：US12397244
申请日：2009-03-03
申请人： Jason May , Ian Flint
发明人： Jason May , Ian Flint
IPC分类号： G06Q20/00 , H04L9/32 , G06Q30/00 , G06F15/16
CPC分类号： G06Q20/22 , G06Q20/02 , G06Q20/08 , G06Q20/10 , G06Q20/102 , G06Q20/381 , G06Q20/382 , G06Q20/4016 , G06Q30/04 , G06Q30/08 , G06Q40/025 , G06Q40/04
摘要： A method and apparatus for facilitating online payment transactions between participants in a network-based transaction facility are described. In one embodiment, user interface information is communicated to a first participant via a communications network. The user interface information identifies various payment instruments available for processing online payment transactions in the network-based transaction facility. Further, payment option information is received from the first participant via the communications network. The payment option information indicates the willingness of the first participant to accept a payment from a second participant via one or more of the various payment instruments. This payment option information is passed to the second participant via the communications network. Afterwards, personal billing information is accepted from the second participant via the communications network to facilitate an online payment transaction between the first participant and the second participant. The personal billing information concerns a payment instrument selected by the second participant from the payment instruments specified by the first participant.
摘要翻译：描述了用于促进基于网络的交易设施中的参与者之间的在线支付交易的方法和装置。在一个实施例中，经由通信网络将用户界面信息传送给第一参与者。用户界面信息识别可用于处理基于网络的交易设施中的在线支付交易的各种支付工具。此外，经由通信网络从第一参与者接收支付选项信息。付款选项信息指示第一参与者通过一种或多种各种支付工具从第二参与者接受付款的意愿。该支付选项信息通过通信网络被传递给第二参与者。之后，通过通信网络从第二参与者接受个人账单信息，以促进第一参与者和第二参与者之间的在线支付交易。个人结算信息涉及由第一参与者指定的支付工具所选择的第二参与者的支付工具。

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