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    • 3. 发明申请
    • Performance Evaluation Of Mortgage Portfolios
    • 按揭组合的绩效评估
    • US20140279683A1
    • 2014-09-18
    • US13836188
    • 2013-03-15
    • James D. Campbell
    • James D. Campbell
    • G06Q40/06
    • G06Q40/06G06Q40/025
    • Systems and methods for mortgage portfolio evaluation are provided. Some embodiments of the present invention use a synthetic pool model as part of the process for evaluating and pricing mortgage servicing rights (MSR). In some embodiments, the synthetic pool model can identify a static pool of loans from the servicing portfolio (e.g., portfolio of residential mortgages) with collateral characteristics similar to the loans in the bid pool. Performance reports can then be created from the synthetic pool in order to estimate the performance of the loan servicer based on actual historical performance of a portfolio with similar characteristics. In addition, these reports can quantify performance assumptions for use in an MSR pricing model.
    • 提供了按揭组合评估的制度和方法。 本发明的一些实施例使用合成池模型作为评估和定价抵押贷款服务权(MSR)的过程的一部分。 在一些实施例中,合成池模型可以从服务投资组合(例如,住宅抵押贷款组合)中识别具有类似于投标组中的贷款的抵押特征的静态贷款池。 然后可以从合成池创建绩效报告,以便根据具有相似特征的投资组合的实际历史绩效来估计贷款服务商的业绩。 此外,这些报告可以量化用于MSR定价模型的性能假设。
    • 6. 发明授权
    • Reflective crack relief layer that is permeable
    • 反射性裂缝缓解层是可渗透的
    • US07479185B2
    • 2009-01-20
    • US11195900
    • 2005-08-03
    • Phillip B. BlankenshipRichard K. StegerJames D. Campbell
    • Phillip B. BlankenshipRichard K. StegerJames D. Campbell
    • C08L95/00C09D195/00
    • E01C11/005C08L95/00Y10T428/24996Y10T428/249984Y10T428/2982Y10T428/31815C08L2666/74C08L2666/72
    • A design method for making a bituminous mixture that is used to form a vapor-permeable layer of pavement is provided. This design procedure includes preparing one or more bituminous mixture test specimens, measuring the performance of these specimens, and selecting a desirable bituminous mixture for paving that is vapor-permeable based on the performance of the specimens. Another aspect of the present invention is the selected bituminous mixture, which includes aggregate and a bituminous binder. The aggregate should be selected such that no more than about 5% by mass of the aggregate and preferably no more than about 3.5% by mass of the aggregate is able to pass through a 75 μm sieve. The selected bituminous mixture should have an Air Permeability Value that is at least about 8 cm2 so as to reduce its propensity for blistering during and after construction. Still further, the selected bituminous mixture should have desirable fatigue resistance and should be substantially water-impermeable.
    • 提供了一种用于形成沥青混合物的设计方法,其用于形成透水层路面。 该设计程序包括制备一种或多种沥青混合物试样,测量这些样品的性能,并根据样品的性能选择可透气的沥青混合料。 本发明的另一方面是选择的沥青混合物,其包括骨料和沥青粘合剂。 骨料的选择应使得不超过约5质量%的聚集体,优选不超过约3.5质量%的骨料能够通过75μm筛。 所选择的沥青混合物应具有至少约8cm 2的透气性值,以便在施工期间和施工后降低其起泡倾向。 此外,选择的沥青混合物应当具有所需的耐疲劳性,并且应该是基本上不透水的。
    • 7. 发明授权
    • Multi-port steam chamber metering valve for steam iron
    • 蒸汽熨斗多口蒸汽室计量阀
    • US4870763A
    • 1989-10-03
    • US231387
    • 1988-07-22
    • James D. Campbell
    • James D. Campbell
    • D06F75/18
    • D06F75/18
    • A variable steam flow assembly for a steam iron includes a metering valve which does not depend on axial movement of a valve member with respect to a valve seat to control the steam flow rate, as in conventional metering valves, thus allowing the steam flow rate to be more accurately controlled. The metering valve includes a cylindrical gasket having a transverse bore disposed intermediate the ends. Longitudinal bores between each end of the gasket and the transverse bore define a plurality of flow passageways through the valve. A valving member is rotatably received in the transverse bore. Rotation of the valving member allows various flow passageways to be selected. The valving member is mechanically coupled to a steam flow control knob disposed on the exterior of the steam iron housing. The steam flow control knob is provided with a plurality of detent positions to allow a finite number of flow rates to be selected. A drip tube provided at the discharge of the metering valve prevents the valve member from being in direct communication with the steam generator. This reduces the possibility of mineral deposits forming on the valve member due to spattering resulting from the boiling of water droplets in the steam generator; hence changing the flow rate. The drip tube is provided with longitudinal bores of smaller diameter than the gasket that determine the flow rate through the valve.
    • 用于蒸汽熨斗的可变蒸汽流组件包括计量阀,其不依赖于阀构件相对于阀座的轴向运动,以控制蒸汽流量,如在常规计量阀中,因此允许蒸汽流量 更准确地控制。 计量阀包括具有设置在端部中间的横向孔的圆柱形垫圈。 垫片的每个端部与横向孔之间的纵向孔形成多个通过该阀的流动通道。 阀构件可旋转地容纳在横向孔中。 阀构件的旋转允许选择各种流动通道。 阀构件机械联接到设置在蒸汽熨斗外壳外部的蒸汽流量控制旋钮。 蒸汽流量控制旋钮设置有多个制动位置,以允许选择有限数量的流速。 设置在计量阀排出口的滴管防止阀构件与蒸汽发生器直接连通。 这降低了由于蒸汽发生器中的水滴沸腾导致的飞溅而导致在阀构件上形成矿物沉积的可能性; 从而改变流量。 滴管设置有直径小于密封垫的纵向孔,其确定通过阀的流速。