专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

1. 发明授权

US4672377A Check authorization system 失效
标题翻译：检查授权系统
公开(公告)号：US4672377A
公开(公告)日：1987-06-09
申请号：US774216
申请日：1985-09-09
申请人： Arthur J. Murphy , Joseph F. Stratton
发明人： Arthur J. Murphy , Joseph F. Stratton
IPC分类号： G06K17/00 , G06Q20/04 , G06Q20/40 , G07F7/08 , G06F7/04 , G06F15/20
CPC分类号： G07F7/08 , G06K17/00 , G06Q20/04 , G06Q20/042 , G06Q20/4037 , G06K2017/0038 , G06K2017/0067 , Y10S379/91
摘要： A check authorization and verification system for use by stores handling personal checks. A data base containing credit reference on all customers made accessible to the store and is accessed whenever the customer presents a card having a unique identifying number and a special personalized identification number known only to the customer. This procedure uniquely identifies the data base information with the person carrying the card. The system then establishes a unique number, usually in the form of a UPC code, that is immediately assigned to the customer. This code is imprinted on the customer's check, thereby uniquely identifying the check with the data base information of that customer. Scanning equipment at the checkout counter scans the check and the purchases, thereby obtaining immediate information concerning the credit status of the customer. The approved check is processed with MICR information thereby completely processing the check for use by the associated banking establishments.
摘要翻译：用于处理个人支票的商店使用的支票授权和验证系统。包含所有客户的信用参考的数据库，可由商店访问，只要客户提供具有唯一识别号码和仅为客户知晓的特殊个性化标识号码的卡，便可访问数据库。该过程与携带卡的人员唯一地标识数据库信息。系统然后建立一个唯一的号码，通常以UPC代码的形式，立即分配给客户。该代码印在客户的支票上，从而将支票与该客户的数据库信息进行唯一的识别。结帐台上的扫描设备扫描支票和购买，从而获得有关客户信用状况的即时信息。批准的支票由MICR信息处理，从而完全处理相关银行机构使用的支票。

IPRDB

热门服务

关于我们

友情链接

联系方式