专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

1. 发明申请

US20170300903A1 SYSTEM AND METHOD FOR NETWORK TRANSACTION PROCESSING USING THROTTLING ENGINE 审中-公开
公开(公告)号：US20170300903A1
公开(公告)日：2017-10-19
申请号：US15235948
申请日：2016-08-12
申请人： MICHAEL MORI , GOURAB BASU , STEVE CRACKNELL
发明人： MICHAEL MORI , GOURAB BASU , STEVE CRACKNELL
IPC分类号： G06Q20/40 , G06Q10/06 , G06Q20/10 , G06Q40/08
CPC分类号： G06Q40/08 , G06Q10/067
摘要： Embodiments of the invention are directed to a transaction decisioning system implemented by a payment processing network that helps mitigate the payment processor's financial risk. One way the transaction decisioning system mitigates the financial risk is by limiting the number of transactions a client can approve in comparison to a calculated risk threshold.

2. 发明申请

US20140337175A1 Universal Electronic Payment Apparatuses, Methods and Systems 审中-公开
标题翻译：通用电子支付设备，方法和系统
公开(公告)号：US20140337175A1
公开(公告)日：2014-11-13
申请号：US13520481
申请日：2012-02-22
申请人： Edward Katzin , Julian Hua , Gregory Kenneth Storey , Michael Mori , Abhinav Shrivastava , Amit Bhargava , Andrew Beck , Ayman Hammad , Ben Pfisterer , Diane Salmon , Igor Karpenko , Jennifer Schulz , Miroslav Gavrilov , Peter Ciurea , Patrick Faith , Phillip Kumnick , Saurav Chatterjee , Sebastian Badea , Shaw Li , Shipra Jha , Stacy Pourfallah , Susan French , Tenni Theurer , Theodore Harris , Thomas Purves , Vanita Pandey , Victoria Graham , Prakash Hariramani
发明人： Edward Katzin , Julian Hua , Gregory Kenneth Storey , Michael Mori , Abhinav Shrivastava , Amit Bhargava , Andrew Beck , Ayman Hammad , Ben Pfisterer , Diane Salmon , Igor Karpenko , Jennifer Schulz , Miroslav Gavrilov , Peter Ciurea , Patrick Faith , Phillip Kumnick , Saurav Chatterjee , Sebastian Badea , Shaw Li , Shipra Jha , Stacy Pourfallah , Susan French , Tenni Theurer , Theodore Harris , Thomas Purves , Vanita Pandey , Victoria Graham , Prakash Hariramani
IPC分类号： G06Q20/36 , G06Q20/32 , G06Q30/06
CPC分类号： G06Q20/36 , G06Q20/204 , G06Q20/322 , G06Q20/367 , G06Q30/00 , G06Q30/06 , G06Q30/0623 , G07F7/0886
摘要： The UNIVERSAL ELECTRONIC PAYMENT APPARATUS, METHODS AND SYSTEMS (“UEP”) transform touchscreen inputs into a virtual wallet mobile application interface via UEP components into purchase transaction triggers and receipt notices. In one implementation the UEP provides, via a user device, a product information search request; and obtains, in response to the product information search request, information on a first product for sale by a first merchant and a second product for sale by a second merchant. The UEP generates a single purchase transaction request, using the information on the first product for sale by the first merchant and the second product for sale by the second merchant. The UEP provides, via the user device, the single purchase transaction request for payment processing. Also, the UEP obtains an electronic purchase receipt for the first product for sale by the first merchant and the second product for sale by the second merchant.
摘要翻译：通用电子支付设备，方法和系统（“UEP”）将触摸屏输入通过UEP组件转换成虚拟钱包移动应用程序接口到购买交易触发器和收据通知。在一个实现中，UEP经由用户设备提供产品信息搜索请求; 并且响应于所述产品信息搜索请求，获得关于由第一商家出售的第一产品和由第二商家销售的第二产品的信息。 UEP使用由第一商家销售的第一产品的信息和由第二商家销售的第二商品来生成单个购买交易请求。 UEP经由用户设备提供用于支付处理的单个购买交易请求。此外，UEP获得第一商家的第一商品的电子购买收据和由第二商家出售的第二商品。

3. 发明申请

US20140188586A1 TOKENIZATION AND THIRD-PARTY INTERACTION 有权
标题翻译：协调和第三方互动
公开(公告)号：US20140188586A1
公开(公告)日：2014-07-03
申请号：US14146655
申请日：2014-01-02
申请人： Andrew Carpenter , Glenn Powell , Patrick Stan , Ryan Hagey , Michael Mori , Steve Cracknell , Mark Carlson , Gourab Basu
发明人： Andrew Carpenter , Glenn Powell , Patrick Stan , Ryan Hagey , Michael Mori , Steve Cracknell , Mark Carlson , Gourab Basu
IPC分类号： G06Q30/02 , G06Q20/02 , G06Q20/38
CPC分类号： G06Q30/0222 , G06Q20/02 , G06Q20/3821 , G06Q20/40
摘要： Processing of a transaction involving one or more third-parties and offers is described. Certain embodiments allow for suspending a received authorization request message which includes a transaction amount and a token mapped to a primary account number. One or more third-parties may be queried for an offer or discount eligible towards the transaction. The authorization request message may be adjusted to reflect one or more eligible offers from the one or more third-parties. The authorization request message may also be adjusted to replace the token with the mapped PAN. The authorization request message may then be sent to an issuer for further processing.
摘要翻译：描述涉及一个或多个第三方和优惠的交易的处理。某些实施例允许暂停接收到的授权请求消息，其中包括交易金额和映射到主帐号的令牌。可能会查询一个或多个第三方可用于交易的优惠或折扣。可以调整授权请求消息以反映来自一个或多个第三方的一个或多个合格的报价。也可以调整授权请求消息以用映射的PAN替换令牌。然后可以将授权请求消息发送到发行者以进一步处理。

4. 发明申请

US20120041881A1 SECURING EXTERNAL SYSTEMS WITH ACCOUNT TOKEN SUBSTITUTION 有权
标题翻译：安全外部系统与帐户替代
公开(公告)号：US20120041881A1
公开(公告)日：2012-02-16
申请号：US13208733
申请日：2011-08-12
申请人： Gourab Basu , Michael Mori , Ross Sakata , Steve Cracknell , Millie Yee , Mark Carlson , Patrick Stan , Surendra Keshan , Edward Katzin
发明人： Gourab Basu , Michael Mori , Ross Sakata , Steve Cracknell , Millie Yee , Mark Carlson , Patrick Stan , Surendra Keshan , Edward Katzin
IPC分类号： G06Q20/40
CPC分类号： G06Q20/3672 , G06Q20/02 , G06Q20/12 , G06Q20/322 , G06Q20/3674 , G06Q20/382 , G06Q20/38215 , G06Q20/385 , G06Q20/4016 , G06Q2220/00
摘要： Systems, apparatuses, and methods for providing an account token to an external entity during the lifecycle of a payment transaction. In some embodiments, an external entity may be a merchant computer requesting authorization of a payment message. In other embodiments, the external entity may be a support computer providing a payment processing network or a merchant support functions.
摘要翻译：在支付交易的生命周期期间向外部实体提供账户令牌的系统，装置和方法。在一些实施例中，外部实体可以是请求授权支付消息的商家计算机。在其他实施例中，外部实体可以是提供支付处理网络或商家支持功能的支持计算机。

5. 发明授权

US07704668B1 Photoresist compositions and methods and articles of manufacture comprising same 有权
标题翻译：光致抗蚀剂组合物及其制造方法及其制造方法
公开(公告)号：US07704668B1
公开(公告)日：2010-04-27
申请号：US09129113
申请日：1998-08-04
申请人： James F. Cameron , James Michael Mori , George W. Orsula , Guangyu Xu , Yoshihiro Yamamoto
发明人： James F. Cameron , James Michael Mori , George W. Orsula , Guangyu Xu , Yoshihiro Yamamoto
IPC分类号： G03F7/009 , G03F7/004
CPC分类号： G03F7/0392 , G03F7/0045 , G03F7/0048 , Y10S430/114 , Y10S430/115
摘要： The invention provides positive-acting chemically-amplified photoresist compositions that can provide excellent lithographic performance as well as significantly enhanced storage stability. In one aspect, photoresist compositions are provided that comprise a solvent that is free of hydroxy groups (i.e. non-hydroxylic solvent), a resin binder and a photoactive compound that exhibits enhanced and long-term solubility in the solvent. In a further aspect, resists are provided that are formulated in a hydroxyl-containing solvent such as ethyl lactate and that contains a sulfonium salt photoactive compound that includes a sulfonate counter anion that can provide enhanced storage stability for the resist.
摘要翻译：本发明提供了可以提供优异的平版印刷性能以及显着增强的储存稳定性的正性化学扩增的光致抗蚀剂组合物。在一个方面，提供了包含不含羟基的溶剂（即非羟基溶剂）的光致抗蚀剂组合物，在溶剂中表现出增强的和长期溶解度的树脂粘合剂和光活性化合物。在另一方面，提供抗蚀剂，其配制在含羟基的溶剂如乳酸乙酯中，并且含有锍盐光活性化合物，其包含可提供抗蚀剂的增强的储存稳定性的磺酸盐抗衡阴离子。

6. 发明授权

US06800422B2 Thick film photoresists and methods for use thereof 有权
标题翻译：厚膜光致抗蚀剂及其使用方法
公开(公告)号：US06800422B2
公开(公告)日：2004-10-05
申请号：US10142732
申请日：2002-05-10
申请人： James W. Thackeray , James Michael Mori , Gary Ganghui Teng
发明人： James W. Thackeray , James Michael Mori , Gary Ganghui Teng
IPC分类号： G03F726
CPC分类号： G03F7/0392 , G03F7/168 , G03F7/38
摘要： New methods and compositions are provided that enable application and processing of photoresist as thick coating layers, e.g. at dried layer (post soft-bake) thicknesses of in excess of 2 microns. Resists can be imaged at short wavelengths in accordance with the invention, including 248 nm.
摘要翻译：提供了新的方法和组合物，其使得能够应用和加工光致抗蚀剂作为厚涂层。在干燥层（软后烘烤）上的厚度超过2微米。根据本发明，抗蚀剂可以以短波长成像，包括248nm。

7. 发明授权

US06200728B1 Photoresist compositions comprising blends of photoacid generators 有权
标题翻译：包含光致酸发生剂混合物的光致抗蚀剂组合物
公开(公告)号：US06200728B1
公开(公告)日：2001-03-13
申请号：US09253171
申请日：1999-02-20
申请人： James F. Cameron , James Michael Mori , George W. Orsula , James W. Thackeray
发明人： James F. Cameron , James Michael Mori , George W. Orsula , James W. Thackeray
IPC分类号： G03F7004
CPC分类号： G03F7/0045 , Y10S430/114 , Y10S430/115 , Y10S430/122
摘要： The invention provides new photoresist compositions that contain a resin binder and a blend of photoacid generators. Photoacid generator blends of the invention produce photoacids that differ in acid strength and/or size.
摘要翻译：本发明提供了含有树脂粘合剂和光致酸发生剂的混合物的新的光致抗蚀剂组合物。本发明的光酸发生剂共混物产生酸强度和/或尺寸不同的光酸。

8. 发明授权

US5110697A Multifunctional photolithographic compositions 失效
标题翻译：多功能光刻组合物
公开(公告)号：US5110697A
公开(公告)日：1992-05-05
申请号：US626967
申请日：1990-12-13
申请人： James E. Lamb, III , Terry Brewer , J. Michael Mori
发明人： James E. Lamb, III , Terry Brewer , J. Michael Mori
IPC分类号： G03F7/004 , G03F7/039 , G03F7/085 , G03F7/09 , H01L21/027
CPC分类号： H01L21/0276 , G03F7/0048 , G03F7/039 , G03F7/085 , G03F7/091 , G03F7/094
摘要： A photolithographic composition having improved processability and which eliminates the need for inter layering multiple special purpose coatings in the production of micro-electronic devices is surprisingly made possible by selective dissolution of poly(vinylpyridine) and an effective light attenuating material in critical solvents.
摘要翻译：令人惊奇的是，通过在临界溶剂中选择性溶解聚（乙烯基吡啶）和有效的光衰减材料，可以使得具有改进的加工性能并且消除了在生产微电子器件中分层多层专用涂层的光刻组合物。

9. 发明申请

US20130054465A1 LEAST COST ROUTING AND MATCHING 有权
标题翻译：最低成本路由和匹配
公开(公告)号：US20130054465A1
公开(公告)日：2013-02-28
申请号：US13599969
申请日：2012-08-30
申请人： Ross Sakata , Gourab Basu , Michael Mori , Steve Cracknell , Judson Reed
发明人： Ross Sakata , Gourab Basu , Michael Mori , Steve Cracknell , Judson Reed
IPC分类号： G06Q20/40
CPC分类号： H04M15/8044 , G06K5/00 , G06Q30/00 , G06Q30/04 , G06Q40/00 , G06Q40/02 , H04M15/8055
摘要： Systems and methods are disclosed for routing a transaction based on an assessment of costs associated with multiple payment processing networks. A transaction broker server determines how to route a received authorization request message for a transaction based on a first cost associated with processing the transaction via a first payment processing network and a second cost associated with processing the transaction via a second payment processing network. If the first cost is less than or equal to the second cost, the authorization request message is routed to the first payment processing network. If the first cost exceeds the second cost, at least one rule is applied to determine whether the first cost is to be reduced. If the at least one rule is satisfied, the first cost is reduced and the authorization request message is routed to the first payment processing network.
摘要翻译：公开了用于基于与多个支付处理网络相关联的成本的评估来路由交易的系统和方法。交易代理服务器基于与经由第一支付处理网络处理交易相关联的第一成本和经由第二支付处理网络处理交易相关联的第二成本来确定如何路由接收到的交易授权请求消息。如果第一个成本小于或等于第二个成本，授权请求消息被路由到第一支付处理网络。如果第一个成本超过第二个成本，则至少应用一个规则来确定是否减少第一个成本。如果满足至少一个规则，则降低第一成本，并将授权请求消息路由到第一支付处理网络。

10. 发明申请

US20120036073A1 INTELLIGENT ESTIMATES IN AUTHORIZATION 审中-公开
标题翻译：智能估计在授权
公开(公告)号：US20120036073A1
公开(公告)日：2012-02-09
申请号：US13188045
申请日：2011-07-21
申请人： Gourab Basu , Shaun Bodington , Ross Sakata , Michael Mori
发明人： Gourab Basu , Shaun Bodington , Ross Sakata , Michael Mori
IPC分类号： G06Q40/00
CPC分类号： G06Q20/40 , G06Q20/42
摘要： Techniques for providing an intelligent estimated amount for authorization include receiving a request to calculate an estimated amount for a transaction where the final amount is not known at the time of authorization. A payment processing network calculates the estimated amount based on several factors associated with the transaction and provides the estimated amount to an issuer for authorization.
摘要翻译：用于提供用于授权的智能估计量的技术包括接收在授权时计算最终数量未知的交易的估计量的请求。支付处理网络基于与交易相关联的几个因素来计算估计金额，并将估计金额提供给发行人以进行授权。

你已经成功收藏专利！

检索式保存成功!

IPRDB

热门服务

关于我们

友情链接

联系方式