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1. 发明公开

KR1020140052633A 다이렉트 해외송금 서비스 시스템 및 방법 无效
标题翻译：直接海外救助服务系统与方法
公开(公告)号：KR1020140052633A
公开(公告)日：2014-05-07
申请号：KR1020120118975
申请日：2012-10-25
申请人： 주식회사 우리은행
发明人： 조성연
IPC分类号： G06Q40/02 , G06Q20/10
CPC分类号： G06Q40/02 , G06Q20/10 , G06Q40/04
摘要： The present invention relates to a direct overseas remittance service. The present invention relates to a system for inputting a won to reduce a service fee and applying an exchange rate to a remittance to send the remittance overseas, including a special remittance account of a remitter associated with an oversea bank account of a receiver to apply the exchange rate to the input won to send a foreign money to an overseas bank account of the receiver; a database to store an overseas bank account DB of the receiver and a special remittance account DB of the remitter; a monitoring unit to confirm, in real time, whether the won is input in the special remittance account for sending the foreign money; a central controller to control to send the foreign money to the overseas bank account of the receiver based on the overseas bank account DB of the receiver and the special remittance account DB of the remitter stored in the database when the won inputted to the special remittance account is detected by the monitoring unit; a remittance processor to process remittance to the overseas bank account of the receiver by the remittance processing of the central controller; and a foreign money remittance server including the remittance processor and to fully manage a corresponding foreign money remittance service.
摘要翻译：本发明涉及直接海外汇款服务。本发明涉及一种用于输入胜利者以减少服务费用并汇出汇款以汇出海外汇款的系统，包括与接收者的海外银行账户相关联的汇款人的特别汇款账户，以应用输入汇率赢得外汇汇款给接收方的海外银行账户; 用于存储接收者的海外银行账户DB和汇款人的特别汇款账户DB的数据库; 一个监测单位，实时确认是否在特别汇款账户中输入外汇资金; 中央控制人根据接收人的海外银行账户DB和存储在数据库中的汇款人的特别汇款帐户DB，控制向接收方的境外银行账户发送外币，当输入到特别汇款帐户由监控单元检测; 一个汇款处理器，通过中央控制人的汇款处理处理汇款给接收方的海外银行帐户; 外汇汇款服务器，包括汇款处理器，并全面管理相应的外汇汇款服务。

2. 发明公开

KR1020140028833A 원화 입출금 시스템, 이를 실행하는 서버 및 이를 실행하는 방법 无效
标题翻译： WON存款/提款系统，执行相同的服务器和执行相同的方法
公开(公告)号：KR1020140028833A
公开(公告)日：2014-03-10
申请号：KR1020120096023
申请日：2012-08-31
申请人： 주식회사 우리은행
发明人： 조성연 , 윤세라
IPC分类号： G06Q40/02
CPC分类号： G06Q40/02 , G06Q20/108 , G06Q20/381 , G06Q40/04
摘要： A method for depositing and withdrawing Korean won according to an embodiment of the present invention is performed on a domestic financial server connected to a user terminal and linked to a foreign financial server and a virtual server. The method for depositing and withdrawing Korean won comprises the following steps of: depositing part of the money deposited in a linked foreign currency account in a Korean won account if the amount of Korean won which the user terminal requests to withdraw is greater than the amount of Korean won deposited in the Korean won account; and processing a withdrawal of the requested amount of money from the money deposited in the Korean won account. [Reference numerals] (110) Account management unit; (120) Deposit check unit; (130) Korean won deposit and withdrawal control unit; (140) Card management unit; (150) Credit rating management unit
摘要翻译：根据本发明实施例的用于存取韩币的方法是在连接到用户终端并连接到外部金融服务器和虚拟服务器的家用金融服务器上执行的。存款和取款韩币的方法包括以下步骤：如果用户终端请求撤回的韩元的金额大于在韩元中提取的韩元的金额，韩国人赢得了韩元的存款; 并处理从韩元存入的存款中提取所要求的金额。（附图标记）（110）帐户管理单元; （120）存款支票单位; （130）韩国人选择出入境管理单位; （140）卡管理单位; （150）信用评级管理单位

3. 发明公开

KR1020170049789A 해외 결제 대금에 대한 정산 서비스 제공 시스템 및 방법 无效
标题翻译：为海外支付提供结算服务的系统和方法
公开(公告)号：KR1020170049789A
公开(公告)日：2017-05-11
申请号：KR1020150150510
申请日：2015-10-28
申请人： 주식회사 우리은행
发明人： 고영수 , 김성현 , 이원호 , 강명남 , 이진경 , 이창선 , 조성연 , 장윤수
IPC分类号： G06Q40/02 , G06Q20/28
摘要： 본발명은해외결제대금에대한정산서비스제공시스템및 방법에관한것으로, 보다상세하게는, 해외결제대행업체등을통해국내에서이루어지는비용결제와관련된매출채권에대해추심및 매입이복합적용된정산서비스를실행함으로써, 금융기관이신용리스크를회피할수 있는범위내에서가맹점의대금정산안정성확보를지원할수 있도록하기위한해외결제대금에대한정산서비스제공시스템및 방법에관한것이다. 본발명의해외결제대금에대한정산서비스제공시스템은, 해외에지급계좌가개설된지급수단; 상기지급수단을이용한비용결제가이루어지는국내가맹점단말기; 상기비용결제의승인에대한확인이이루어지는 1 이상의 VAN사서버; 상기지급계좌와연동되어, 상기비용결제된금액을송금하는해외금융기관서버; 및상기해외금융기관서버로부터송금된금액을수취하고상기국내가맹점에해당비용을정산하는국내금융기관서버;를포함하되, 상기국내금융기관서버는, 상기비용결제시점으로부터기준일내에상기해외금융기관서버로부터금액의수취가완료되지못할경우, 상기국내가맹점에해당비용을선 정산하도록구성될수 있다.
摘要翻译：本发明涉及一种用于海外支付提供结算服务的系统和方法，更具体地说，收集和购买适用于结算服务与通过对外支付代理等在国内付款应收账款的混合由相关结算服务系统和方法跨境支付进行支付的金融机构运行，这样就可以支持可避免信用风险的范围内配有金井山稳定性的安全厂商。本发明的海外结算价格结算服务提供系统包括：支付帐户在海外开立的支付装置; 使用支付手段进行支付的国内特许经营终端; 一个或多个VAN公司服务器用于确认成本结算的批准; 境外金融机构服务器与支付账户互通，汇出费用金额; 和国内金融机构，接收从外国金融机构服务器的资金转移和定居在国内厂商的成本的服务器，但包括国内金融机构的服务器，日期从货币付款时，外资金融机构服务器如果国内特许人无法收到款项，可以向国内特许人结算费用。

4. 发明公开

KR1020140052634A 해외송금 서비스 시스템 및 방법 无效
标题翻译：海外救助服务系统与方法
公开(公告)号：KR1020140052634A
公开(公告)日：2014-05-07
申请号：KR1020120118976
申请日：2012-10-25
申请人： 주식회사 우리은행
发明人： 조성연
IPC分类号： G06Q40/02 , G06Q20/10
CPC分类号： G06Q40/02 , G06Q20/10 , G06Q40/04
摘要： The present invention relates to an overseas remittance service. The present invention relates to a system which makes a deposit with won, deducts a service fee from the deposit and applies an exchange rate to a remittance to send the remittance overseas, and the system includes a special remittance account of a remitter which is associated with an overseas bank account of a receiver, so that the won deposit is exchanged into foreign money by being applied with the exchange rate and sent to an overseas bank account of the receiver; a database for storing an overseas bank account DB of the receiver and a special remittance account DB of the remitter; a monitoring unit which confirms whether the won is deposited in the special remittance account for sending the foreign money in real time; a central controller which controls remittance of the foreign money to the overseas bank account of the receiver associated with the overseas bank account DB of the receiver and the special remittance account DB of the remitter stored in the database when the monitoring unit confirmes that the won is deposited in the special remittance account; and a remittance processor to process remittance to the overseas bank account of the receiver by the remittance processing of the central controller; and a foreign money remittance server including the remittance processor and fully managing the foreign money remittance service.
摘要翻译：本发明涉及海外汇款服务。本发明涉及一种进行存款的系统，从存款中扣除服务费，并将兑换汇率汇入汇款到海外，系统包括汇款人的特别汇款帐户，汇款人与接收方的海外银行账户，通过使用兑换率将该存款兑换为外币，并发送给接收方的境外银行账户; 用于存储接收者的海外银行账户DB和汇款人的特别汇款账户DB的数据库; 一个监测单位，确认获奖者是否存放在特别汇款帐户中实时发送外币; 一个中央控制器，当监控单元确认获胜者是否为...时，控制汇款到与接收者的海外银行账户DB相关联的接收方的海外银行帐户和存储在数据库中的汇款人的特别汇款帐户DB 存入特别汇款账户; 以及汇款处理单位，通过中央控制人的汇款处理办理汇款到接收方的境外银行账户; 外汇汇款服务器，包括汇款处理器，全面管理外汇汇款服务。

5. 发明公开

KR1020140028832A 외화 입출금 시스템, 이를 실행하는 서버 및 이를 실행하는 방법 无效
标题翻译：交换存款/提取系统，执行其的服务器及其执行方法
公开(公告)号：KR1020140028832A
公开(公告)日：2014-03-10
申请号：KR1020120096022
申请日：2012-08-31
申请人： 주식회사 우리은행
发明人： 조성연 , 윤세라
IPC分类号： G06Q40/04
CPC分类号： G06Q40/02 , G06Q20/108 , G06Q20/381 , G06Q40/04
摘要： A method for depositing and withdrawing foreign currency according to an embodiment of the present invention is performed by a foreign financial server which is connected to a user terminal and linked to a domestic financial server and a virtual server. The foreign currency deposit and withdrawal method comprises the following steps of: depositing part of the money deposited in a Korean currency account linked to a foreign currency account in the foreign currency account if the amount of foreign currency which is requested to withdraw by a user terminal is greater than the amount of money deposited in the foreign currency account; and processing a withdrawal of the requested amount of money from the money deposited in the foreign currency account. [Reference numerals] (110) Account management unit; (120) Remittance check unit; (130) Foreign currency deposit and withdrawal control unit; (140) Card management unit; (150) Credit rating management unit
摘要翻译：根据本发明的实施例的用于存入和取出外币的方法由连接到用户终端并链接到国内金融服务器和虚拟服务器的外部金融服务器执行。外币存贷款方式包括以下步骤：将用户终端请求的外币金额存入与外币账户相关联的韩币货币的一部分存入外币账户大于存入外币账户的金额; 并处理从存放在外币账户中的货币提取所要求的金额。（附图标记）（110）帐户管理单元; （120）汇款单据; （130）外币存取款控制单位; （140）卡管理单位; （150）信用评级管理单位

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