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1. 发明公开

KR1020140069743A 헌금 모금 방법, 이를 실행하는 서버 및 이를 실행하는 시스템 审中-实审
标题翻译：收集优惠的方法，执行相同的服务器和执行相同的系统
公开(公告)号：KR1020140069743A
公开(公告)日：2014-06-10
申请号：KR1020120137408
申请日：2012-11-29
申请人： 주식회사 우리은행
发明人： 이창재 , 김동민 , 송호근
IPC分类号： G06Q40/02 , G06Q50/10
CPC分类号： G06Q40/02 , G06Q50/10
摘要： A method for collecting an offertory according to an embodiment of the present invention is performed in an offertory collection server connected to a Catholic terminal. The method for collecting an offertory comprises the steps of: determining an offertory collection account for the Catholic church, which is interconnected to a virtual account, when a specific amount of offertory is deposited in the virtual account having a unique number of the Catholic church as an account number by a Catholic terminal; and processing the deposit of the specific amount of offertory to the offertory collection account for the Catholic church. According to the present invention, the specific amount of offertory is automatically deposited in the offertory collection account for the Catholic church, which is interconnected to the virtual account, when the specific amount of offertory is deposited in the virtual account having the unique number of the Catholic church as the account number by the Catholic terminal. Therefore, the Catholic can deposit the offertory even when the Catholic does not know the offertory collection account number for the Catholic church.
摘要翻译：根据本发明的实施例的收集提供方法在与天主教终端连接的提供收集服务器中执行。收集报价的方法包括以下步骤：确定与虚拟账户互连的天主教会的报价收款帐户，当具有特定数量的提供存放在具有独特数量的天主教会的虚拟账户中时天主教终端的帐号; 并处理特定数额的保证金给天主教会的收费帐单。根据本发明，特定的报价数量自动存入天主教会的提供收款帐户，天主教教会与虚拟账户相互联系，当具体金额存入具有唯一编号的虚拟账户时，天主教堂作为天主教终端的帐号。因此，即使天主教不知道天主教教会的收费帐号，天主教也可以存款。

2. 发明授权

KR101864006B1 대출 서비스 제공 방법 및 이를 실행하는 서버 有权
公开(公告)号：KR101864006B1
公开(公告)日：2018-07-16
申请号：KR1020160030344
申请日：2016-03-14
申请人： 주식회사 우리은행
发明人： 이창재 , 최상진
IPC分类号： G06Q40/02 , G06Q30/02 , G06Q40/00
摘要： 본발명의일 실시예에따른대출서비스제공서버에서실행되는대출서비스제공방법은대출요청점포의사업주로부터점포정보및 업종정보를수신하는단계, 상기점포정보에따라상기대출요청점포의특정반경내에있는복수의점포를추출하는단계, 상기복수의점포중 상기업종정보에해당하는동종업종점포의활동정보를이용하여상기대출요청점포의평가항목각각에대한사업성평가정보를생성하는단계및 상기대출요청점포에대해미리생성된신용평가정보및 상기사업성평가정보를이용하여상기대출요청점포에대출서비스를제공하는단계를포함한다. 따라서, 본발명은타 금융기관과차별화된소상공인대출상품을운영함으로써브랜드인지도를향상시킬수 있다는장점이있다.

3. 发明公开

KR1020140069742A 천주교 신도 관리 방법, 이를 실행하는 서버 및 이를 실행하는 시스템 审中-实审
标题翻译：管理监视器的方法，执行其的服务器和执行其的系统
公开(公告)号：KR1020140069742A
公开(公告)日：2014-06-10
申请号：KR1020120137407
申请日：2012-11-29
申请人： 주식회사 우리은행
发明人： 이창재 , 김동민 , 송호근
IPC分类号： G06Q50/10
CPC分类号： G06Q50/10 , G06F17/30345 , G06F21/31 , G06Q50/30
摘要： A Catholic management server according to an embodiment of the present invention comprises: a member authentication unit for confirming whether a Catholic is a member of a Catholic church by using authentication information received from a Catholic terminal; a Catholic grade determination unit for determining a grade of the Catholic according to Catholic church activity information of the Catholic when the Catholic is authenticated as the member of the Catholic church; and a Catholic management unit for updating Catholic information stored in a previously constructed Catholic database when the grade of the Catholic is changed. Therefore, according to the present invention, it is possible to construct the Catholic database capable of storing a history of Catholic member information and to provide real time pastoral information of each Catholic and weekly service status statistics.
摘要翻译：根据本发明实施例的天主教管理服务器包括：成员认证单元，用于通过使用从天主教终端接收的认证信息来确认天主教是否是天主教会的成员; 天主教级决定单位，根据天主教天主教会天主教认证为天主教会成员的天主教教会活动信息，确定天主教的成绩; 以及天主教管理部门，当天主教的年级发生变化时，更新天主教信息存储在先前构建的天主教数据库中。因此，根据本发明，可以构建能够存储天主教成员信息的天主教数据库，并且提供每个天主教和每周服务状态统计的实时牧区信息。

4. 发明公开

KR1020140069741A 헌금 모금 방법, 이를 실행하는 서버 및 이를 실행하는 시스템 审中-实审
标题翻译：收集优惠的方法，执行相同的服务器和执行相同的系统
公开(公告)号：KR1020140069741A
公开(公告)日：2014-06-10
申请号：KR1020120137406
申请日：2012-11-29
申请人： 주식회사 우리은행
发明人： 이창재 , 김동민 , 송호근
IPC分类号： G06Q40/02 , G06Q50/10
CPC分类号： G06Q40/02 , G06Q50/10
摘要： A method for collecting an offertory according to an embodiment of the present invention is performed in an offertory collection server connected to a Catholic terminal. The method for collecting an offertory comprises the steps of: determining an offertory collection account for the Catholic church, which is interconnected to a virtual account, when a specific amount of offertory is deposited in the virtual account having a unique number of the Catholic terminal as an account number; and processing payment of the specific amount of offertory to the offertory collection account for the Catholic church. According to the present invention, the specific amount of offertory is automatically deposited in the offertory collection account for the Catholic church, which is interconnected to the virtual account, when the specific amount of offertory is deposited in the virtual account having the unique number of the Catholic terminal as the account number. Therefore, the Catholic can deposit the offertory even when the Catholic does not know the offertory collection account number for the Catholic church.
摘要翻译：根据本发明的实施例的收集提供方法在与天主教终端连接的提供收集服务器中执行。收集报价的方法包括以下步骤：确定与虚拟帐户相互联系的天主教会的报价收款帐户，当特定数量的报价存放在具有唯一编号的天主教终端的虚拟账户中时帐号并处理向天主教会提供收费帐单的具体金额。根据本发明，特定的报价数量自动存入天主教会的提供收款帐户，天主教教会与虚拟账户相互联系，当具体金额存入具有唯一编号的虚拟账户时，天主教终端作为帐号。因此，即使天主教不知道天主教教会的收费帐号，天主教也可以存款。

5. 发明公开

KR1020140069740A 천주교 단체의 자금 관리 방법, 이를 실행하는 서버 및 이를 실행하는 시스템 审中-实审
标题翻译：管理集团管理团队，执行相同的系统和系统的管理
公开(公告)号：KR1020140069740A
公开(公告)日：2014-06-10
申请号：KR1020120137405
申请日：2012-11-29
申请人： 주식회사 우리은행
发明人： 이창재 , 김동민 , 송호근
IPC分类号： G06Q40/02 , G06Q50/10
CPC分类号： G06Q40/02 , G06Q50/10
摘要： A method for managing a fund of a Catholic group according to an embodiment of the present invention is performed in a fund management server of the Catholic group connected to a representative terminal of the Catholic group. The method for managing the fund of the Catholic group comprises the steps of: when a request for membership for receiving a fund management service for a Catholic group is received from a representative terminal of the Catholic group, approving the membership of the Catholic group; when a request for account transfer from a fund account of the Catholic group to a different account is received from a fund execution manager belonging to the Catholic group, determining legitimacy of the account transfer according to a fund management policy pre-registered by the Catholic group; and withdrawing a specific amount of memory from the fund account according to a determination result of the legitimacy and transferring the specific amount of memory to the different account. According to the present invention, the fund of a Catholic group is managed according to a pre-set process and regulation. Therefore, it is possible to relieve suspicion and anxiety of the Catholic about fund management by a rule and to fundamentally prevent the fund of the fund of the Catholic from being executed by an arbitrary or dogmatic determination of a specific person.
摘要翻译：根据本发明实施例的管理天主教组的基金的方法是在与天主教组的代表终端相连的天主教组的基金管理服务器中进行的。管理天主教团体基金的方法包括以下步骤：当天主教团体的代表机构收到向天主教集团提供基金管理服务的会员资格申请时，应批准天主教团体的会员资格; 当从天主教组织的基金执行经理收到从天主教组织的基金账户转入其他账户的请求后，根据天主教组织预先注册的基金管理政策确定账户转移的合法性 ; 并根据合法性的确定结果从基金账户中提取特定数量的内存，并将特定的内存量转移到不同的账户。根据本发明，天主教小组的资金根据预先设定的流程和规定进行管理。因此，有可能减轻天主教徒对基金管理的怀疑和焦虑，并从根本上阻止天主教基金的资金被任意或教条的决定权处死。

6. 发明公开

KR1020170040727A 대출 서비스 제공 방법 및 이를 실행하는 서버 审中-实审
标题翻译：提供贷款服务的方法和执行服务的服务器
公开(公告)号：KR1020170040727A
公开(公告)日：2017-04-13
申请号：KR1020160030344
申请日：2016-03-14
申请人： 주식회사 우리은행
发明人： 이창재 , 최상진
IPC分类号： G06Q40/02 , G06Q30/02 , G06Q40/00
摘要： 본발명의일 실시예에따른대출서비스제공서버에서실행되는대출서비스제공방법은대출요청점포의사업주로부터점포정보및 업종정보를수신하는단계, 상기점포정보에따라상기대출요청점포의특정반경내에있는복수의점포를추출하는단계, 상기복수의점포중 상기업종정보에해당하는동종업종점포의활동정보를이용하여상기대출요청점포의평가항목각각에대한사업성평가정보를생성하는단계및 상기대출요청점포에대해미리생성된신용평가정보및 상기사업성평가정보를이용하여상기대출요청점포에대출서비스를제공하는단계를포함한다. 따라서, 본발명은타 금융기관과차별화된소상공인대출상품을운영함으로써브랜드인지도를향상시킬수 있다는장점이있다.
摘要翻译：根据本发明实施例的在贷款服务提供服务器中执行的提供贷款服务的方法包括：从贷款请求商店的雇主接收商店信息和商业类型信息，使用多个商店中与商业类型信息相对应的同类商店的活动信息，为贷款请求商店的每个评估项目生成商业表现评估信息; 并且使用预先生成的信用评价信息和商业可能性评价信息向贷款请求商店提供贷款服务。因此，本发明的优点在于，通过操作与其他金融机构不同的小型企业的贷款产品，可以提高品牌知名度。

7. 发明公开

KR1020150055847A 지식재산권 담보 대출 방법 및 이를 실행하는 시스템 有权
标题翻译：知识产权合法贷款方法和服务器执行相同
公开(公告)号：KR1020150055847A
公开(公告)日：2015-05-22
申请号：KR1020130138343
申请日：2013-11-14
申请人： 주식회사 우리은행
发明人： 임영학 , 이창재 , 황희상
IPC分类号： G06Q40/02
CPC分类号： G06Q40/025
摘要： 본발명의일 실시예에따른가치평가기관의서버, 자산유동화기관의서버및 금융기관의서버를포함하는지식재산권담보대출시스템에서실행되는지식재산권담보대출방법은상기가치평가기관의서버가지식재산권을평가하여가치평가결과를제공하는단계, 상기금융기관의서버가상기가치평가기관의서버로부터수신한가치평가결과에기초로상기지식재산권의권리자에게대출을제공하는단계및 상기금융기관의서버가상기대출의한도이내에서재무적투자자또는금융기관을유치하여회수지원펀드를설립하는단계를포함한다. 따라서, 본발명은기존의지식재산권을금융서비스제공을위해평가하는주체와금융서비스와관련된부실이발생하여이를유동화하는주체가달라발생하는가치평가금액의현격한차이를금융서비스제공시점이전부터낮출수 있다는효과가있다.
摘要翻译：根据本发明的一个实施例，在知识产权抵押贷款系统中执行的知识产权抵押贷款方法包括价值评估机构的服务器，资产证券化机构的服务器和金融机构的服务器，包括以下步骤：使价值评估机构的服务器通过评估知识产权提供价值评估结果; 使金融机构的服务器能够根据从价值评估机构的服务器收到的价值评估结果向知识产权持有人提供贷款; 并通过在贷款限额内吸引金融机构或金融投资者建立收款配套基金。因此，本发明具有减少由于与金融服务有关的财务问题和评估知识产权的对象而产生的价值评估量的显着差异，从而提供金融服务提供金融服务的一个点。

8. 发明公开

KR1020150050106A 지식재산권 담보 대출 방법 및 이를 실행하는 금융기관 서버 无效
标题翻译：知识产权合法贷款方法和服务器执行相同
公开(公告)号：KR1020150050106A
公开(公告)日：2015-05-08
申请号：KR1020130131534
申请日：2013-10-31
申请人： 주식회사 우리은행
发明人： 임영학 , 이창재 , 황희상
IPC分类号： G06Q40/02
摘要： 본발명의일 실시예에따른보증서발급서버와연결된금융기관서버에서실행되는지식재산권담보대출방법은상기보증서발급서버로부터판매자의지식재산권가치평가금액에연계한보증서를수신하는단계, 상기보증서에기초하여상기판매자의회수지원펀드를설정하여관리하는단계및 상기판매자의추천에해당하는구매자에게상기판매자의제품대금을위한대출서비스를제공하는단계를포함한다. 따라서, 본발명은판매자의지식재산권가치평가금액에연계한보증서를담보로판매자의제품을구매하는구매자에게판매자의제품대금을위한대출서비스를제공함으로써, 담보가부족한구매자에게대출서비스를제공할수 있고, 구매자로부터대출금액을상환받지못하면회수지원펀드로부터대출금액을회수함으로써, 금융기관의부실채권발생비율을낮추어금융기관의손실을줄일수 있다는효과가있다.
摘要翻译：根据本发明实施例的在连接到保修服务器的金融机构服务器中执行的知识产权抵押贷款方法包括：接受关于知识产权价值估计价格的保证的阶段; 根据保修设置和管理卖方的收款支持基金的阶段; 以及根据卖方的建议为买方向买方提供产品付款的贷款服务阶段。因此，本发明可以通过对卖方的知识产权价值评估价格作为抵押品提供担保，并向买方提供卖方的产品付款的贷款服务，为没有抵押品的买方提供贷款服务谁购买了卖家的产品。如果买方不能偿还贷款金额，本发明从收款支持基金中收取贷款额度，从而降低金融机构的不良债券利率，降低金融机构的经济损失。

9. 发明公开

KR1020100070183A 중소기업의 공공구매 대출관리 시스템 无效
标题翻译：管理小企业公开合同的制度
公开(公告)号：KR1020100070183A
公开(公告)日：2010-06-25
申请号：KR1020080128798
申请日：2008-12-17
申请人： 주식회사 우리은행
发明人： 이창재
IPC分类号： G06Q40/02 , G06Q10/10 , H04M1/247
CPC分类号： G06Q40/025 , G06Q10/10 , H04M1/2473
摘要： PURPOSE: A public purchase loan management system of small businesses is provided to offer one-stop service by receiving and calculating product delivery price payment of a public institution, and performing automatic repayment processing in a financial institution. CONSTITUTION: A public purchase loan management server(16) produces a request signal of a product delivery contract to a public institution server(8). The public purchase loan management server certifies validity of the contract. The public purchase loan management server transmits contract information, credit evaluation information and loan request information to a bank server(12). The public purchase loan management server receives loan account information and account information of product delivery price payment from the bank server. The public purchase loan management server transmits the loan account information and the account information of product delivery price payment to small businesses terminal(2) and the public institution server.
摘要翻译：目的：提供小企业公共采购贷款管理制度，通过接收和计算公共机构的产品交付价格支付，并在金融机构进行自动还款处理，提供一站式服务。规定：公共采购贷款管理服务器（16）向公共机构服务器（8）生成产品交付合同的请求信号。公共采购贷款管理服务器证明合同的有效性。公共采购贷款管理服务器向银行服务器（12）发送合同信息，信用评估信息和贷款请求信息。公共采购贷款管理服务器从银行服务器收到产品交付价格支付的贷款账户信息和账户信息。公共采购贷款管理服务器向小企业终端（2）和公共机构服务器发送贷款账户信息和产品交付价格支付的账户信息。

10. 发明授权

KR101587325B1 지식재산권 담보 대출 방법 및 이를 실행하는 시스템 有权
标题翻译：知识产权合法贷款方法和服务器执行相同
公开(公告)号：KR101587325B1
公开(公告)日：2016-01-20
申请号：KR1020130138343
申请日：2013-11-14
申请人： 주식회사 우리은행
发明人： 임영학 , 이창재 , 황희상
IPC分类号： G06Q40/02
摘要： 본발명의일 실시예에따른가치평가기관의서버, 자산유동화기관의서버및 금융기관의서버를포함하는지식재산권담보대출시스템에서실행되는지식재산권담보대출방법은상기가치평가기관의서버가지식재산권을평가하여가치평가결과를제공하는단계, 상기금융기관의서버가상기가치평가기관의서버로부터수신한가치평가결과에기초로상기지식재산권의권리자에게대출을제공하는단계및 상기금융기관의서버가상기대출의한도이내에서재무적투자자또는금융기관을유치하여회수지원펀드를설립하는단계를포함한다. 따라서, 본발명은기존의지식재산권을금융서비스제공을위해평가하는주체와금융서비스와관련된부실이발생하여이를유동화하는주체가달라발생하는가치평가금액의현격한차이를금융서비스제공시점이전부터낮출수 있다는효과가있다.

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