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    • 3. 发明公开
    • 이중결제 계좌를 이용한 전자상거래의 대금결제 방법
    • 使用双重付款帐户支付电子商务帐单的方法
    • KR1020010067794A
    • 2001-07-13
    • KR1020010015902
    • 2001-03-27
    • (주)에이비씨솔루션
    • 정진홍
    • G06Q30/04G06Q20/10
    • PURPOSE: The method for paying the bill of the e-commerce using the dual-payment account is provided to secure the stability of the payment by guaranteeing the safe payment and delivery of merchandises between a purchase and a seller. CONSTITUTION: The seller(10) builds the on-line network system with the specified (affiliated) bank(40) and opens a dual-payment account(50) as the seller name. The dual-payment account as the seller name is the account that even a purchaser as well as the seller can withdraw the money. The purchaser deposits the bill of the merchandise on the dual-payment account opened as the seller name. The seller checks the deposit and sends the relevant merchandise to the purchaser. The purchaser determines if receiving the merchandise or not. When deciding to receive the merchandise, the purchaser first pays the bill. The seller can withdraw the bill of the merchandise while the seller second pays the bill. If the purchaser decides not to receive the merchandise because of a defect of the merchandise, the purchaser expresses the business cancellation and returns the merchandise back to the seller. When the seller accepts the defect of the merchandise and agrees to the business cancellation, the seller first pays the bill. The purchaser refunds the bill deposited on the dual-payment account while the purchaser second pays the bill.
    • 目的:提供使用双重付款账户支付电子商务账单的方法,以确保支付的稳定性,保证在购买和卖方之间安全支付和交付商品。 规定:卖方(10)建立与指定(附属)银行(40)的在线网络系统,并打开双重付款帐户(50)作为卖方名称。 作为卖方名称的双重支付账户是即使是购买者以及卖方可以提取资金的帐户。 买方将该商品的帐单存入以卖方名称开立的双重支付账户。 卖方检查存款并将相关商品发送给买方。 买方决定是否接收商品。 在决定收到商品时,买方首先支付账单。 卖方可以在卖方第二次支付账单的情况下提取商品单。 如果买方决定不由于商品的缺陷而收到商品,则买方表示业务取消并将商品退还给卖方。 当卖方接受商品的缺陷并同意商业取消时,卖方首先支付帐单。 购买者退还存在双重支付账户上的账单,而买方第二次支付帐单。