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1. 发明专利

JP2007026160A Settlement system and method thereof 审中-公开
标题翻译：沉降系统及其方法
公开(公告)号：JP2007026160A
公开(公告)日：2007-02-01
申请号：JP2005208322
申请日：2005-07-19
申请人： Pixela Corp , 株式会社ピクセラ
发明人： MINAMIKAKINAI KEITA
IPC分类号： G06Q20/00 , G06Q20/10 , G06Q20/26 , G06Q20/40 , G06Q20/42 , G06Q30/06 , G06Q40/00 , G06Q40/02 , G06Q50/00
摘要： PROBLEM TO BE SOLVED: To provide a settlement system whereby a consumer can make a settlement in Internet shopping by an information terminal such as a personal computer if only the consumer has a savings account in a bank, and a method thereof. SOLUTION: The settlement system comprises a shopping mall server 1 which provides a web page for selling products, etc., a bank system server 4 which controls a consumer's savings account, a business's account, an account for settlement, and an account for a bank, and a settlement system server 3 which sends the bank system server 4 the information to credit an advance money after deducting a handling fee for the advance from the price of the product to the account for settlement from the account for a bank according to the input information of the product for which the consumer has made buying procedures through the home page provided by the shopping mall server 1, and credit the price after deducting a handling fee from the account for settlement to the business's account. The bank system server 4 debits the price of the product from the consumer's savings account after the payment is completed. COPYRIGHT: (C)2007,JPO&INPIT
摘要翻译：要解决的问题：提供一种结算系统，其中消费者可以通过诸如个人计算机的信息终端在因特网购物中进行结算，只要消费者在银行中具有储蓄账户及其方法。解决方案：结算系统包括：商场服务器1，其提供用于销售商品的网页等;银行系统服务器4，其控制消费者的储蓄账户;企业账户;结算账户;以及账户对于银行，以及结算系统服务器3，其向银行系统服务器4发送信息，以从产品的价格到银行帐户的结算扣除预付款的手续费后，向银行系统服务器发送信用通过购物中心服务器1提供的主页对消费者已经进行购买程序的产品的输入信息，并从该帐户中扣除手续费后的价格信用到该商家的账户。银行系统服务器4在支付完成后从消费者的储蓄账户中扣除产品的价格。版权所有（C）2007，JPO＆INPIT

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