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    • 1. 发明专利
    • Electronic money management system
    • 电子货币管理系统
    • JP2009140508A
    • 2009-06-25
    • JP2009004997
    • 2009-01-13
    • Bitwallet Incビットワレット株式会社
    • UMETANI MASARUSAKAMOTO ARITOMOMIYAZAWA KAZUMASAITO KOJIYAMADA MAKOTOUKAI NOBUMITSUNAKAMURA TAKASHI
    • G06K17/00G06Q10/00G06Q20/00G06Q20/06G06Q20/10G06Q20/30G06Q20/34G06Q20/36G06Q40/00G06Q40/02G06Q40/04G06Q50/00G07G1/14
    • PROBLEM TO BE SOLVED: To provide an electronic money management system in which even electronic money individually issued by issuers can be freely replenished to a user card and used. SOLUTION: An electronic money management server 10 is connected to the Internet N so that communication can be performed with a money reception terminal device 30 for replenishing electronic money to a user card obtained by recording a card ID and an issuer ID, a member store terminal device 30 for reducing used electronic money from the user card or the like. The electronic money management server is connected to the Internet N. The electronic money management server 10 acquires an amount of received money and the issuer ID from the money reception terminal device 30 and accumulates the amount of received money for each issuer when replenishing electronic money. The cash of the accumulated amount of received money is transferred to the issuer. When using electronic money, a used amount, an ID of a member store and an issuer ID are acquired from the member store terminal device 50, and a used amount is accumulated at each issuer and each member store. Then, the cash of the accumulated used amount is transferred between the issuer and the member store. COPYRIGHT: (C)2009,JPO&INPIT
    • 要解决的问题:提供一种电子货币管理系统,其中由发行商单独发行的电子货币可以自由地补充到用户卡并使用。 解决方案:电子货币管理服务器10连接到互联网N,使得可以用用于向通过记录卡ID和发卡人ID获得的用户卡补充电子货币的货币接收终端装置30进行通信, 用于从用户卡等中减少使用的电子货币的会员商店终端装置30。 电子货币管理服务器连接到因特网N.电子货币管理服务器10从货币接收终端装置30获取接收货币的数量和发行人ID,并在补充电子货币时累积每个发行人的收到金额。 累计收到金额的现金转入发行人。 当使用电子货币时,从成员存储终端装置50获取使用量,成员存储的ID和发行者ID,并且在每个发行者和每个成员存储处累积使用量。 然后,发行人和会员店之间转移累计使用金额的现金。 版权所有(C)2009,JPO&INPIT
    • 2. 发明专利
    • Electronic money managing system and method, and computer program
    • 电子货币管理系统和方法以及计算机程序
    • JP2006085723A
    • 2006-03-30
    • JP2005290230
    • 2005-10-03
    • Bitwallet Incビットワレット株式会社
    • UMETANI MASARUSAKAMOTO ARITOMOMIYAZAWA KAZUMASAITO KOJIYAMADA MAKOTOUKAI NOBUMITSUNAKAMURA TAKASHI
    • G06K17/00G06Q10/00G06Q20/00G06Q20/06G06Q20/30G06Q20/34G06Q20/36G06Q40/00G06Q40/02G06Q50/00G07D9/00
    • PROBLEM TO BE SOLVED: To provide an electronic money managing system arbitrarily replenishing and utilizing even the electronic money independently issued by issuers with respect to a user card. SOLUTION: This electronic money managing system 10 is connected to the Internet N to be communicated with a money receiving terminal device 30 for replenishing the electronic money to the user card recording a card ID and an issuer ID, member store terminal devices 50 subtracting the used electronic money from the user card, and the like. The electronic money managing server 10 acquires the amount of received money and the issuer ID from the money receiving terminal device 30 in replenishing the electronic money, and summing up the amount of received money by each issuer. The summed-up amount of money is transferred to the issuer by cash. When the electronic money is used, the amount of spent money, the member shop ID and the issuer ID are acquired from the member shop terminal device 50, and the amount of spent money is summed up by every issuer and member shop. The summed-up amount of money is transferred between the issuer and the member shop by cash. COPYRIGHT: (C)2006,JPO&NCIPI
    • 要解决的问题:提供一种电子货币管理系统,即使是由用户卡独立地发行的电子货币也可任意补充和利用。 解决方案:该电子货币管理系统10连接到互联网N,以与用于向电子货币补充电子货币的货币接收终端装置30通信,记录卡ID和发卡人ID的用户卡,会员商店终端装置50 从用户卡中减去使用的电子货币等。 电子货币管理服务器10在补充电子货币时从货币接收终端装置30获取接收到的货币金额和发行人ID,并且对每个发行人的收款金额进行总结。 总金额以现金转入发行人。 当使用电子货币时,从会员商店终端装置50获取花费的金额,会员商店ID和发行人ID,并且每个发行人和会员商店总计花费的金额。 总计金额由发行人和会员店以现金转入。 版权所有(C)2006,JPO&NCIPI
    • 3. 发明专利
    • Member store terminal device
    • 会员店终端设备
    • JP2008269644A
    • 2008-11-06
    • JP2008190747
    • 2008-07-24
    • Bitwallet Incビットワレット株式会社
    • UMETANI MASARUSAKAMOTO ARITOMOMIYAZAWA KAZUMASAITO KOJIYAMADA MAKOTOUKAI NOBUMITSUNAKAMURA TAKASHI
    • G06Q10/00G06Q20/00G06Q20/06G06Q20/30G06Q20/34G06Q20/36G06Q40/00G06Q40/02G06Q50/00G07D9/00G07F7/08G07G1/12G07G1/14
    • PROBLEM TO BE SOLVED: To provide a member store terminal device capable of using freely a user card, even in an electronic money issued individually by each issuer. SOLUTION: An electronic money control server 10 is connected to the Internet N to be communicated with a money receipt terminal 30 recorded with a card ID and an issuer ID and for replenishing the electronic money into the user card, the member store terminal device 50 for subtracting the used electronic money from the user card, and the like. The electronic money control server 10 acquires a money receipt amount and the issuer ID from the money receipt terminal 30, when replenishing the electronic money, and totalizes the money receipt amounts in every issuer. Cash of the totalized money receipt amount is transferred to the issuer therein. The ID of a member store and the issuer ID are acquired from the member store terminal device 50, when using the electronic money, and used amounts are totalized in every issuer and every member store. Cash of the totalized amount is transferred between the issuer and the member store. COPYRIGHT: (C)2009,JPO&INPIT
    • 要解决的问题:提供能够自由使用用户卡的会员商店终端装置,即使是由每个发行者单独发行的电子货币。 解决方案:电子货币控制服务器10连接到互联网N,以与记录有卡ID和发卡人ID的收据终端30通信,并将电子货币补充到用户卡中,会员商店终端 用于从用户卡中减去使用的电子货币的装置50等。 电子货币控制服务器10在补充电子货币时从货币收据终端30获取货币收据金额和发行人ID,并将每个发行人的货币收据金额合计。 总金额收到金额的现金转入其发行人。 在使用电子货币时,从会员商店终端装置50获取会员商店的ID和发行人ID,并且在每个发行者和每个会员商店中累积使用量。 总金额的现金在发行人和会员商店之间转移。 版权所有(C)2009,JPO&INPIT
    • 4. 发明专利
    • Payment terminal device and affiliated store terminal device
    • 付款终端设备和关联终端设备
    • JP2005285136A
    • 2005-10-13
    • JP2005114027
    • 2005-04-11
    • Bitwallet Incビットワレット株式会社
    • UMETANI MASARUSAKAMOTO ARITOMOMIYAZAWA KAZUMASAITO KOJIYAMADA MAKOTOUKAI NOBUMITSUNAKAMURA TAKASHI
    • G07D9/00G06Q10/00G06Q20/00G06Q20/06G06Q20/30G06Q20/34G06Q20/36G06Q40/00G06Q40/02G06Q50/00G07F7/08G06F17/60
    • PROBLEM TO BE SOLVED: To provide an electronic money management system that enables even electronic money issued independently by issuers to be freely supplied to user cards or used. SOLUTION: An electronic money management server 10 is connected to the Internet N so that the server can communicate with a payment terminal device 30 for supplying electronic money to a user card having a card ID and an issuer ID recorded thereon and with an affiliated store terminal device 30 that deducts the used electronic money from the user card. When electronic money is supplied, the electronic money management server 10 fetches the amount of money paid and the issuer ID from the payment terminal device 30 and for each issuer counts the amount of money paid. The counted amount of money paid is delivered to each issuer in the form of cash. When electronic money is used, the amount of money used, the ID of the affiliated store, and the issuer ID are fetched from the affiliated store terminal device 50 and the amount of money used is counted for each issuer and each affiliated store. The counted amount of money used is delivered in the form of cash between the corresponding issuer and the corresponding affiliated store. COPYRIGHT: (C)2006,JPO&NCIPI
    • 要解决的问题:提供一种电子货币管理系统,其使由发行商独立发行的电子货币可以自由地提供给用户卡或使用。 解决方案:电子货币管理服务器10连接到互联网N,使得服务器可以与支付终端设备30通信,用于向具有记录在其上的卡ID和发卡人ID的用户卡提供电子货币,并且具有 附属商店终端装置30,从用户卡扣除使用的电子货币。 当提供电子货币时,电子货币管理服务器10从支付终端装置30取出支付的金额和发行人ID,并且对于每个发行人计算支付的金额。 计算的支付金额以现金形式交付给每个发行人。 当使用电子货币时,从附属商店终端装置50取出使用的金额,附属商店的ID和发行人ID,并为每个发行人和每个附属商店计数使用的金额。 所使用的金额的数量是以相应发行人和相应附属商店之间的现金形式交付的。 版权所有(C)2006,JPO&NCIPI