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91. 发明专利

JP2006260277A Electronic payment system 审中-公开
标题翻译：电子支付系统
公开(公告)号：JP2006260277A
公开(公告)日：2006-09-28
申请号：JP2005077918
申请日：2005-03-17
申请人： Sharp Corp , シャープ株式会社
发明人： SUZUKI KIYOSHI
IPC分类号： G06Q20/00 , G06Q20/02 , G06Q20/06 , G06Q20/30 , G06Q20/36
摘要： PROBLEM TO BE SOLVED: To provide an electronic payment system capable of providing a service to electronic equipment even if it has no payable function. SOLUTION: This electronic payment system comprises electronic equipment, a payment agency device, and a server device providing the service to the electronic equipment. The payment agency device acquires price payment request information for the service, and outputs a processing result for price payment to the server device according to the price payment request information. Since the processing for price payment is performed in the payment agency device according to the price payment request information, the electronic equipment can receive the service even if it has the payable function. Even in the electronic equipment, history information obtained for the providing of the service can be acquired and browsed. COPYRIGHT: (C)2006,JPO&NCIPI
摘要翻译：要解决的问题：提供即使不具有应付功能也能够向电子设备提供服务的电子支付系统。解决方案：该电子支付系统包括电子设备，支付代理设备和向电子设备提供服务的服务器设备。支付代理设备获取服务的价格支付请求信息，并根据价格支付请求信息向服务器设备输出价格支付处理结果。由于根据价格支付请求信息在支付代理设备中执行价格支付处理，所以即使具有应付功能，电子设备也可以接收服务。即使在电子设备中，可以获取并浏览为提供服务而获得的历史信息。版权所有（C）2006，JPO＆NCIPI

92. 发明专利

JP3825606B2 Point card system and the user point card 有权
公开(公告)号：JP3825606B2
公开(公告)日：2006-09-27
申请号：JP2000070939
申请日：2000-03-14
申请人：株式会社東芝
发明人：岳久加藤
IPC分类号： G07G1/12 , G06Q10/00 , G06Q20/00 , G06Q20/20 , G06Q20/30 , G06Q20/34 , G06Q30/02 , G06Q30/06 , G06Q40/00 , G06Q40/02 , G06Q50/00 , G07G1/14

93. 发明专利

JP2006209291A Portable terminal equipment and program 审中-公开
标题翻译：便携式终端设备和程序
公开(公告)号：JP2006209291A
公开(公告)日：2006-08-10
申请号：JP2005017839
申请日：2005-01-26
申请人： Casio Comput Co Ltd , カシオ計算機株式会社
发明人： SUZUKI HIDEO
IPC分类号： G06Q10/00 , G06Q20/00 , G06Q20/30 , G06Q20/32 , G06Q20/36 , G06Q20/40 , G06Q20/42 , G06Q50/00
摘要： PROBLEM TO BE SOLVED: To notify notification destination of the use circumstances of electronic money through an electronic mail accompanied with the establishment of preliminarily arbitrarily set conditions. SOLUTION: In such a status that notification conditions for notifying notification destination of the use circumstances of electronic money are stored and managed, when the transaction of electronic money has been established between a non-contact IC card processing chip 32 and an IC card reader/writer 40, a CPU 21 detects that the notification conditions are exceeded in this time use, and specifies notification destination to be notified of the use circumstances of the electronic money, and notifies the notification destination of the use circumstances of the electronic money through an electronic mail. COPYRIGHT: (C)2006,JPO&NCIPI
摘要翻译：要解决的问题：通过电子邮件通知通知目的地电子货币的使用情况，同时建立初步设定的条件。解决方案：在存储和管理通知目的地通知电子货币的使用环境的通知条件的状态下，当在非接触式IC卡处理芯片32和IC之间建立电子货币交易时读卡器40，CPU21检测到在该时间使用中超过了通知条件，并指定要通知电子货币的使用情况的通知目的地，并将通知目的地通知电子货币的使用环境通过电子邮件。版权所有（C）2006，JPO＆NCIPI

94. 发明专利

JP2006198263A System for specified transaction 有权
标题翻译：指定交易系统
公开(公告)号：JP2006198263A
公开(公告)日：2006-08-03
申请号：JP2005014846
申请日：2005-01-21
申请人： Sankyo Kk , 株式会社三共
发明人： KOJIMA MAKOTO
IPC分类号： A63F7/02 , G06Q20/00 , G06Q20/06 , G06Q20/20 , G06Q20/30
摘要： PROBLEM TO BE SOLVED: To contribute to the improvement of the convenience of a user by enabling the user to freely select a carrier which provides the size of an electronic currency value used for receiving the imparting of a value for a specified transaction and a carrier which returns the electronic currency value of a size equivalent to an unused value for the specified transaction in the case that there are a plurality of electronic currency service providing engines (carriers). SOLUTION: In a ball lending unit 20, when the carrier to be used for payment is specified (D121) and a payment amount is selected (D122) by a user, the selected payment amount of the electronic money balance of the specified carrier stored in an electronic money card is converted to the size of the value for the specified transaction and added and updated (paid) to a unit balance or a card balance (D123). The unit balance or the card balance not used for ball lending is converted to the size of the electronic currency value and returns to the electronic money balance of the carrier specified by the user. COPYRIGHT: (C)2006,JPO&NCIPI
摘要翻译：要解决的问题：通过使用户能够自由地选择提供用于接收指定交易的价值的电子货币价值的大小的承运人来促进用户的便利性，以及在存在多个电子货币服务提供引擎（运营商）的情况下，返回与指定交易的未使用价值相当的电子货币值的运营商。
解决方案：在球式借出单元20中，当用户指定用于支付的承运人（D121）和付款金额（D122）时，指定的电子货币余额的所选支付金额存储在电子货币卡中的运营商被转换为指定交易的价值的大小，并将其添加并更新（付费）到单位余额或卡余额（D123）。不用于球场借贷的单位余额或卡余额转换为电子货币价值的大小，并返回用户指定的承运人的电子货币余额。版权所有（C）2006，JPO＆NCIPI

95. 发明专利

JP2006172158A Settlement system 审中-公开
标题翻译：结算系统
公开(公告)号：JP2006172158A
公开(公告)日：2006-06-29
申请号：JP2004364095
申请日：2004-12-16
申请人： Dainippon Printing Co Ltd , 大日本印刷株式会社
发明人： SUZUKI NAOHISA , AONO TAKASHI
IPC分类号： G06K17/00 , G06K19/00 , G06K19/10 , G06Q20/00 , G06Q20/30 , G06Q20/40 , G06Q20/42 , G07G1/12
摘要： PROBLEM TO BE SOLVED: To provide a settlement system capable of securely performing settlement processing by using a portable IC device constituted of an IC card and an IC holder. SOLUTION: Fingerprint data acquired by a fingerprint sensor 24 is transmitted to the IC card 10, and an authentication determining part 16 collates the fingerprint data with fingerprint data recorded in a nonvolatile memory 14. In the case of being right as a result of the collation, a rewrite processing part 17 writes the effect of authentication "yes" in the nonvolatile memory 14. When the effect of the authentication "yes" is recorded in the nonvolatile memory 14, a transmission processing part 18 transmits a user ID recorded in the nonvolatile memory 14 to a payment terminal 40 through the IC holder 20. A host PC 30 uses the user ID received through the payment terminal 40 to perform settlement processing and transmits a new balance to the IC card 10. When the new balance is received or when a prescribed period of time elapses, the rewrite processing part 17 writes the effect of authentication "no" in the nonvolatile memory 14. COPYRIGHT: (C)2006,JPO&NCIPI
摘要翻译：要解决的问题：提供一种能够通过使用由IC卡和IC保持器构成的便携式IC装置可靠地执行结算处理的结算系统。指纹传感器24获取的指纹数据被发送到IC卡10，认证确定部分16将指纹数据与记录在非易失性存储器14中的指纹数据进行核对。在作为结果的情况下重写处理部分17将认证“是”的效果写入到非易失性存储器14中。当认证“是”的影响被记录在非易失性存储器14中时，发送处理部分18发送记录的用户ID 在非易失性存储器14中，通过IC保持器20到支付终端40.主机PC 30使用通过支付终端40接收的用户ID进行结算处理，并向IC卡10发送新的余额。当新余额为接收到或经过规定的时间后，重写处理部17将非法存储器14中的认证“否”的效果写入到非易失性存储器14中。（C）2006，JPO＆NCIPI

96. 发明专利

JP2006163492A Settlement system 审中-公开
标题翻译：结算系统
公开(公告)号：JP2006163492A
公开(公告)日：2006-06-22
申请号：JP2004349823
申请日：2004-12-02
申请人： Dainippon Printing Co Ltd , 大日本印刷株式会社
发明人： SUZUKI NAOHISA , AONO TAKASHI
IPC分类号： G06K17/00 , G06Q10/00 , G06Q20/00 , G06Q20/30 , G06Q20/34 , G06Q20/36 , G06Q20/40 , G06Q20/42 , G06Q50/00 , G09C1/00 , H04L9/32
摘要： PROBLEM TO BE SOLVED: To provide a settlement system capable of perfectly performing settlement processing using portable IC equipment comprising an IC card and an IC holder. SOLUTION: Fingerprint data acquired by a fingerprint sensor 24 are transmitted to the IC card 10, and an authentication determination part 16 collates them with fingerprint data recorded in a nonvolatile memory 14. When the validity is determined as the result of collation, a rewrite processing part 17 writes authentication validity to a RAM 13. A transmitting processing part 18 performs, when the authentication validity is recorded in the RAM 13, transmitting processing of a user ID recorded in the nonvolatile memory 14 to a host PC 30 through the IC holder 20. The host PC 30 returns information for receipt of the user ID to the IC card 10 through the IC holder 20. When the IC card 10 receives the information for receipt of the user ID from the host PC 30, the rewrite processing part 17 writes authentication invalidity to the RAM 13. COPYRIGHT: (C)2006,JPO&NCIPI
摘要翻译：要解决的问题：提供一种能够使用包括IC卡和IC保持器的便携式IC设备完美执行结算处理的结算系统。由指纹传感器24获取的指纹数据被发送到IC卡10，认证确定部分16将其记录在非易失性存储器14中的指纹数据进行核对。当根据对照的结果确定有效性时，重写处理部17将认证有效性写入到RAM13中。发送处理部18在将认证有效性记录在RAM13中时，通过该发送处理部18将记录在非易失性存储器14中的用户ID发送给主机30 IC保持器20.主机PC 30通过IC保持器20将用于接收用户ID的信息返回给IC卡10.当IC卡10从主机30接收到用于接收用户ID的信息时，重写处理第17部分将认证无效写入RAM 13.版权所有（C）2006年，JPO＆NCIPI

97. 发明专利

JP2006146587A Currency exchange system 审中-公开
标题翻译：交换系统
公开(公告)号：JP2006146587A
公开(公告)日：2006-06-08
申请号：JP2004336262
申请日：2004-11-19
申请人： Mobile Business Solution:Kk , 株式会社モバイルビジネスソリューション
发明人： MIZUTA YUKIO , TAZAKI KOICHI
IPC分类号： G07G1/12 , G06Q10/00 , G06Q20/00 , G06Q20/06 , G06Q20/20 , G06Q20/30 , G06Q20/32 , G06Q50/00
摘要： PROBLEM TO BE SOLVED: To achieve automation of money changing and to effectively prevent violations that could occur due to the automation. SOLUTION: A user uses a mobile machine MS-k to ask an exchange server ES to provide a foreign money exchange service such that the exchange server ES opens an account for settlement of foreign money exchange. The sum of money designated by the user is paid from a bank account managed by a bank server BNS, and the exchange server ES creates electronic coupon data indicative of the details of the exchange and delivers the data to the mobile machine MS-k. The user carrying the mobile machine MS-k goes to an exchange device EM-l and sends the electronic coupon data to the exchange device M-l to receive the payment of foreign money corresponding to the electronic coupon data. COPYRIGHT: (C)2006,JPO&NCIPI
摘要翻译：要解决的问题：实现货币兑换的自动化，并有效防止由于自动化而可能发生的违规行为。
解决方案：用户使用移动机器MS-k来请求交换服务器ES提供外汇兑换服务，使得交换服务器ES打开一个结算外币兑换的账户。由用户指定的金额由银行服务器BNS管理的银行账户支付，并且交换服务器ES创建指示交换的细节的电子优惠券数据并将数据传送到移动机器MS-k。携带移动机MS-k的用户进入交换设备EM-1，并将电子优惠券数据发送到交换设备M-1，以接收对应于电子优惠券数据的外币支付。版权所有（C）2006，JPO＆NCIPI

98. 发明专利

JP3767970B2 Terminal equipment and terminal system 失效
公开(公告)号：JP3767970B2
公开(公告)日：2006-04-19
申请号：JP11945897
申请日：1997-05-09
申请人：富士通フロンテック株式会社 , 富士通株式会社
发明人：知美塩原 , 浩憲山本 , 繁橋本 , 章子石見 , 伸彦赤坂
IPC分类号： G09C1/00 , G06Q10/00 , G06Q20/00 , G06Q20/06 , G06Q20/30 , G06Q20/34 , G06Q20/36 , G06Q30/04 , G06Q30/06 , G06Q50/00 , G07F7/08 , G07G1/12 , G07G1/14
CPC分类号： G06Q20/20 , G06Q20/04 , G06Q20/202 , G06Q20/204 , G07G1/14

99. 发明专利

JP3766315B2 Electronic money management system, electronic money management method and computer program 有权
公开(公告)号：JP3766315B2
公开(公告)日：2006-04-12
申请号：JP2001332004
申请日：2001-10-30
申请人：ビットワレット株式会社
发明人：貴司中村 , 浩二伊藤 , 有友坂本 , 和正宮沢 , 真山田 , 勝梅谷 , 伸光鵜飼
IPC分类号： G07F7/02 , G06K17/00 , G06Q10/00 , G06Q20/00 , G06Q20/02 , G06Q20/06 , G06Q20/30 , G06Q20/34 , G06Q20/36 , G06Q30/06 , G06Q50/00 , G06Q50/10 , G07F7/08

100. 发明专利

JP2006085723A Electronic money managing system and method, and computer program 有权
标题翻译：电子货币管理系统和方法以及计算机程序
公开(公告)号：JP2006085723A
公开(公告)日：2006-03-30
申请号：JP2005290230
申请日：2005-10-03
申请人： Bitwallet Inc , ビットワレット株式会社
发明人： UMETANI MASARU , SAKAMOTO ARITOMO , MIYAZAWA KAZUMASA , ITO KOJI , YAMADA MAKOTO , UKAI NOBUMITSU , NAKAMURA TAKASHI
IPC分类号： G06K17/00 , G06Q10/00 , G06Q20/00 , G06Q20/06 , G06Q20/30 , G06Q20/34 , G06Q20/36 , G06Q40/00 , G06Q40/02 , G06Q50/00 , G07D9/00
摘要： PROBLEM TO BE SOLVED: To provide an electronic money managing system arbitrarily replenishing and utilizing even the electronic money independently issued by issuers with respect to a user card. SOLUTION: This electronic money managing system 10 is connected to the Internet N to be communicated with a money receiving terminal device 30 for replenishing the electronic money to the user card recording a card ID and an issuer ID, member store terminal devices 50 subtracting the used electronic money from the user card, and the like. The electronic money managing server 10 acquires the amount of received money and the issuer ID from the money receiving terminal device 30 in replenishing the electronic money, and summing up the amount of received money by each issuer. The summed-up amount of money is transferred to the issuer by cash. When the electronic money is used, the amount of spent money, the member shop ID and the issuer ID are acquired from the member shop terminal device 50, and the amount of spent money is summed up by every issuer and member shop. The summed-up amount of money is transferred between the issuer and the member shop by cash. COPYRIGHT: (C)2006,JPO&NCIPI
摘要翻译：要解决的问题：提供一种电子货币管理系统，即使是由用户卡独立地发行的电子货币也可任意补充和利用。解决方案：该电子货币管理系统10连接到互联网N，以与用于向电子货币补充电子货币的货币接收终端装置30通信，记录卡ID和发卡人ID的用户卡，会员商店终端装置50 从用户卡中减去使用的电子货币等。电子货币管理服务器10在补充电子货币时从货币接收终端装置30获取接收到的货币金额和发行人ID，并且对每个发行人的收款金额进行总结。总金额以现金转入发行人。当使用电子货币时，从会员商店终端装置50获取花费的金额，会员商店ID和发行人ID，并且每个发行人和会员商店总计花费的金额。总计金额由发行人和会员店以现金转入。版权所有（C）2006，JPO＆NCIPI

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