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    • 8. 发明公开
    • SYSTEM AND METHOD FOR PERFORMING SECURE ONLINE BANKING TRANSACTIONS
    • 用于执行安全在线银行交易的系统和方法
    • EP3306508A1
    • 2018-04-11
    • EP17176228.9
    • 2017-06-15
    • AO Kaspersky Lab
    • KONONOV, Eldar M.LAPUSHKIN, Anton S.LUKASEVICH, Dmitry Y.FILATOV, Konstantin M.
    • G06F21/50H04L29/06G06Q20/10G06Q20/40
    • G06F21/50G06Q20/108G06Q20/40145G06Q20/4016G06Q20/405H04L63/12H04L63/1408H04L63/1425
    • A method and system is provided for performing secure online banking transactions. An example method includes: collecting data related to at least one transaction of the online banking operation requested by a user device; creating a plurality of verification scripts based at least on the collected data, wherein each verification script comprising at least one rule requiring collection of one or more types of identification data associated with the transaction, and wherein different verification scripts comprises different rules for collecting different types of identification data associated with the transaction of the banking operation; executing the plurality of verification scripts to collect the required identification data; determining a level of security of performing the banking operation based at least on the identification data collected by the plurality of verification scripts; and determining whether to perform or not to perform the requested banking operation based on the determined level of security.
    • 提供了用于执行安全的在线银行交易的方法和系统。 示例方法包括:收集与用户设备所请求的在线银行操作的至少一个交易有关的数据; 至少基于所收集的数据创建多个验证脚本,其中每个验证脚本包括需要收集与交易相关联的一种或多种类型的标识数据的至少一个规则,并且其中不同的验证脚本包括用于收集不同类型的不同规则 与银行业务交易相关的识别数据; 执行所述多个验证脚本以收集所需的标识数据; 至少基于由所述多个验证脚本收集的所述识别数据来确定执行所述银行业务操作的安全级别; 以及基于所确定的安全级别来确定是否执行所请求的银行业务操作。