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1. 发明公开

EP3066625A4 DUAL FUNCTION MEDICAL BENEFITS CARD 审中-公开
标题翻译： MEDIZINISCHE LEISTUNGSKARTE MIT DOPPELFUNKTION
公开(公告)号：EP3066625A4
公开(公告)日：2017-05-10
申请号：EP14858086
申请日：2014-10-15
申请人： E2INTERACTIVE INC D/B/A E2INTERACTIVE INC
发明人： SKIBA ROBERT , RICHARDSON TIM , LEWIS JEFF , WADE DEVIN
IPC分类号： G06Q20/20 , G06Q20/34 , G06Q50/22
CPC分类号： G06Q20/3574 , G06Q20/204 , G06Q20/3572
摘要： The invention is generally directed to methods of conducting transactions using a dual function card that is transacted amongst a processor in communication with a point of sale: receiving a message including: an indicia of the card and identifiers of goods; identifying a closed loop account and amount, a schedule of eligible goods, and an open loop account and amount; determining eligible goods and a purchase amount; comparing the purchase amount to the amount in the closed loop account, and if the purchase amount is less than or equal to value in the closed loop account, authorizing the transaction. Upon a determination that the purchase amount is less than the amount in the closed loop account, determining if the value in the open loop account is greater than or equal to the deficit, and if so, deducting all value from the closed loop account and the deficit from the open loop account.
摘要翻译：本发明一般涉及使用在与销售点通信的处理器之间进行处理的双功能卡进行交易的方法：接收消息，该消息包括：卡的标记和货物的标识符; 识别闭环账户和金额，合格货物的时间表以及开环账户和金额; 确定符合条件的商品和购买金额; 将购买金额与闭环账户中的金额进行比较，并且如果购买金额小于或等于闭环账户中的金额，则授权交易。在确定购买金额小于闭环账户中的金额时，确定开环账户中的值是否大于或等于赤字，并且如果是，则扣除闭环账户中的所有值，并且来自开放账户的赤字。

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