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1. 发明公开

EP0601107A4 METHOD AND APPARATUS FOR CONVERTING DOCUMENTS BETWEEN PAPER MEDIUM AND ELECTRONIC MEDIA. 失效
标题翻译：方法和设备纸张的电子媒体文档中实现。
公开(公告)号：EP0601107A4
公开(公告)日：1995-03-15
申请号：EP92919558
申请日：1992-08-28
申请人： TRW FINANCIAL SYSTEMS INC
发明人： LAWTON STEPHEN R , WARFEL GEORGE H JR
IPC分类号： G06F17/24 , G06F17/27 , G06K9/00 , G06K9/20
CPC分类号： G06F17/27 , G06F17/243 , G06K9/00 , G06K9/2054 , G06K2209/01
摘要： An apparatus and method for providing access to computerized information services for users unequipped with computers, particularly information services related to commercial transactions. Images of hardcopy forms are used as means for conveying transactional information. Each image contains character and data fields with information for a particular transaction. The system captures the image (22) and converts the character and data fields (24) into computer readable form. The system enhances each image (221) and performs several levels of feature extraction, including character recognition techniques (241). The system optimizes database lookup (2411) and human operator manual keying (245) to assist character recognition techniques in developing accurate coded text from the features of the image. The system produces accurate coded text strings for transmission (26) over telecommunications networks to independent computer systems. Additionally, user services provides processing of data received (29) from independent computer systems into management information.

2. 发明公开

EP0344742A3 Courtesy amount read and transaction balancing system 失效
标题翻译：理赔金额阅读和交易平衡系统
公开(公告)号：EP0344742A3
公开(公告)日：1990-10-10
申请号：EP89109829.5
申请日：1989-05-31
申请人： TRW FINANCIAL SYSTEMS, INC.
发明人： Elischer, Victor E. , Keret, Ilan , Johnson, Milton , Fumanbatur, Ihsan , Aragon, David
IPC分类号： G06K9/00 , G06K9/03 , G06K9/32
CPC分类号： G06Q40/02 , G06K9/03 , G06K9/46 , G06K2209/01 , G06Q20/042
摘要： The present invention relates to apparatus for processing documents arising in financial transactions which include numerical figures, such as bank checks, credit card drafts, and the like. According to the invention the predetermined numeric fields containing the handwritten numerical entries are automatically located in the pixel array, the numeric fields are subjected to character recognition analysis, and a confidence level is associated with each such numeric field reflecting the degree of confidence with which the apparatus has recognized the numeric dollar amounts. The transaction is automatically balanced from the data in the system by computing a combined value of the recognized dollar amounts making up a transaction and comparing the combined value with the transaction total. This computation and comparison is performed automatically, without the prior intervention or assistance of a human operator to review, verify, correct or otherwise modify the dollar amounts recognized by the system.

3. 发明授权

EP0344742B1 Courtesy amount read and transaction balancing system 失效
标题翻译：系统用于读取数字量和转让帐户结算。
公开(公告)号：EP0344742B1
公开(公告)日：1995-11-02
申请号：EP89109829.5
申请日：1989-05-31
申请人： TRW FINANCIAL SYSTEMS, INC.
发明人： Elischer, Victor E. , Keret, Ilan , Johnson, Milton , Fumanbatur, Ihsan , Aragon, David
IPC分类号： G06K9/00 , G06K9/03 , G06K9/32
CPC分类号： G06Q40/02 , G06K9/03 , G06K9/46 , G06K2209/01 , G06Q20/042

4. 发明公开

EP0601107A1 METHOD AND APPARATUS FOR CONVERTING DOCUMENTS BETWEEN PAPER MEDIUM AND ELECTRONIC MEDIA 失效
标题翻译：方法和设备纸张的电子媒体文档中实现。
公开(公告)号：EP0601107A1
公开(公告)日：1994-06-15
申请号：EP92919558.0
申请日：1992-08-28
申请人： TRW FINANCIAL SYSTEMS, INC.
发明人： LAWTON, Stephen, R. , WARFEL, George, H., Jr.
IPC分类号： G06F17 , G06K9
CPC分类号： G06F17/27 , G06F17/243 , G06K9/00 , G06K9/2054 , G06K2209/01
摘要： Appareil et procédé donnant accès à des services d'informations informatisés à des utilisateurs équipés d'ordinateurs, notamment des services d'informations liées à des transactions commerciales. On utilise des images de formulaires en papier comme moyen afin de véhiculer des informations transactionnelles. Chaque image contient des zones de caractères et de données présentant des informations relatives à une transaction particulière. Le système saisie l'image (22) et transforme les zones de caractères et de données (24) en une forme lisible par l'ordinateur. Le système améliore chaque image (221) et il exécute certains niveaux d'extraction de caractéristiques, y compris par des techniques (241) de reconnaissance de caractères. Le système optimise la consultation de bases de données (2411) ainsi que l'introduction manuelle (245) par un opérateur humain afin d'aider les techniques de reconnaissance de caractères à développer un texte codé précis à partir des caractéristiques de l'image. Le système produit des chaînes de textes codés précises destinées à être transmises (26) par des réseaux de télécommunications à des systèmes informatiques indépendants. De plus, un service utilisateur assure le traitement des données reçues (29) de systèmes informatiques indépendants en informations de gestion.

5. 发明公开

EP0344742A2 Courtesy amount read and transaction balancing system 失效
标题翻译： System zum Lesen des Ziffernbetrages und zum Uebertragen der Kontoabrechnung。
公开(公告)号：EP0344742A2
公开(公告)日：1989-12-06
申请号：EP89109829.5
申请日：1989-05-31
申请人： TRW FINANCIAL SYSTEMS, INC.
发明人： Elischer, Victor E. , Keret, Ilan , Johnson, Milton , Fumanbatur, Ihsan , Aragon, David
IPC分类号： G06K9/00 , G06K9/03 , G06K9/32
CPC分类号： G06Q40/02 , G06K9/03 , G06K9/46 , G06K2209/01 , G06Q20/042
摘要： The present invention relates to apparatus for processing documents arising in financial transactions which include numerical figures, such as bank checks, credit card drafts, and the like.
According to the invention the predetermined numeric fields containing the handwritten numerical entries are automatically located in the pixel array, the numeric fields are subjected to character recognition analysis, and a confidence level is associated with each such numeric field reflecting the degree of confidence with which the apparatus has recognized the numeric dollar amounts. The transaction is automatically balanced from the data in the system by computing a combined value of the recognized dollar amounts making up a transaction and comparing the combined value with the transaction total. This computation and comparison is performed automatically, without the prior intervention or assistance of a human operator to review, verify, correct or otherwise modify the dollar amounts recognized by the system.
摘要翻译：本发明涉及用于处理金融交易中产生的文件的装置，包括数字数字，如银行支票，信用卡汇票等。根据本发明，包含手写数字条目的预定数字字段自动地位于像素阵列中，对数字字段进行字符识别分析，并且将置信度与反映信任度的每个这样的数字字段相关联，仪器已经认识到数字金额。通过计算构成交易的认可美元金额的合并价值，并将合并价值与交易总额进行比较，该交易将从系统中的数据自动平衡。这种计算和比较是自动执行的，没有人工操作者的事先干预或协助来审查，验证，纠正或以其他方式修改系统识别的美元数额。

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