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    • 1. 发明公开
    • METHOD FOR PROVIDING SERVICE ON CREDIT UTILIZING TELEPHONE LINES
    • VERFAHREN ZUR BESCHAFFUNG EINER KREDITLEISTUNG UNTER BENUTZUNG VON TELEFONLEITUNGEN。
    • EP0618539A1
    • 1994-10-05
    • EP93919683.8
    • 1993-09-20
    • KIM, Soon IkLEE, Byung KeOhno, Toshio
    • OHNO, Toshio, Mot Corporation
    • G06F15/21H04N7/173H04M11/00
    • G06Q40/02G06Q20/04G06Q20/305G06Q20/403G07F17/0014G07F17/16
    • An information providing device (2) connected to telephone lines, on receiving a call from a user's terminal (1), sends out a guidance to the terminal, prompts the user to input the card number and password number. After the input of the numbers by the user, the device transfers the numbers to the host computer (3) which manages the information utilization fees. The host computer checks the user conditions including the identification of the user for each number. If the conditions are satisfied the host computer transfers the card number and others to a card credit company (5) to make the credit reference and other confirmations of the user. When receiving the result of the credit reference and the other confirmations from the card credit company, the host computer transmits it to the information providing device. If the result of the credit reference is normal, the information providing device begins providing the information service as selected by the user through the user's terminal. After the service the terminal transmits the utilization date to the host computer and the card credit company.
    • 连接到电话线的信息提供装置(2)在从用户终端(1)接收到呼叫时向终端发出指导,提示用户输入卡号和密码。 在用户输入号码后,设备将号码传送给管理信息使用费的主机(3)。 主机检查用户状况,包括每个号码的用户标识。 如果条件满足,主计算机将卡号和其他信息转移到信用卡信用公司(5),以进行用户的信用参考和其他确认。 当从信用卡公司收到信用参考结果和其他确认信息时,主计算机将其发送到信息提供装置。 如果信用参考的结果是正常的,则信息提供设备开始通过用户终端提供由用户选择的信息服务。 服务后,终端将使用日期传送给主机和信用卡信用公司。