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    • 2. 发明授权
    • Policy notice method and system
    • 政策通知方式和制度
    • US06904417B2
    • 2005-06-07
    • US09754898
    • 2001-01-05
    • Gary E. ClaytonKevin I. RobertsonHarry T. Carneal
    • Gary E. ClaytonKevin I. RobertsonHarry T. Carneal
    • G06F21/00G06Q10/00G06T17/60
    • G06Q10/10G06F21/6245G06F2221/2101G06Q20/0855G06Q30/02
    • A preferred embodiment of the present invention comprises a method and system for promoting compliance with data protection and privacy laws and regulations relating to the privacy rights of individuals. The method comprises the following steps: (1) informing an individual involved in potential disclosure of the individual's personal data to an entity that the entity has certified its compliance with approved privacy and data security practices; (2) obtaining the individual's consent to have the entity receive, or acknowledgment that the entity will receive, and use the individual's personal data in accordance with a stated policy or with relevant data protection and privacy laws and regulations covering the use of personal data in at least the individual's country of location; (3) transmitting to the entity data indicating that the individual has been informed of the entity's privacy practices and consented to the entity receiving, or acknowledgment that the entity will be receiving, and using the individual's personal data; (4) receiving from the entity data comprising personal data collected by the entity from the individual; and (5) periodically checking whether the entity has complied with the stated policy or with relevant data protection and privacy laws and regulations covering the use of personal data in at least the individual's or the entity's country of location.
    • 本发明的优选实施例包括促进符合数据保护的方法和系统以及与个人的隐私权有关的隐私法律和法规。 该方法包括以下步骤:(1)向参与个人个人资料潜在披露的个人通知实体已经认证其符合已批准的隐私和数据安全规范的实体; (2)获得个人同意让实体收到或确认该实体将收到,并按照规定的政策或相关数据保护和隐私法律和法规使用个人的个人资料,涵盖使用个人资料 至少个人的位置国家; (3)向实体发送数据,指示个人已被告知实体的隐私惯例,并同意接收或确认实体将收到的实体,并使用个人的个人资料; (4)从实体接收包含由该实体从个人收集的个人数据的数据; (5)定期检查实体是否符合规定的政策,或者在至少个人或实体所在国家/地区使用个人资料的相关数据保护和隐私法律法规。
    • 5. 发明授权
    • Server having an automatic management mechanism
    • 服务器具有自动管理机制
    • US06983262B1
    • 2006-01-03
    • US09511351
    • 2000-02-23
    • Mitsuharu Ito
    • Mitsuharu Ito
    • G06T17/60
    • G06F21/105G06Q30/018
    • A server, having an automatic management mechanism, automatically delivers a request for license from a user to a communication window, automatically arranges information such as titles of software parts, keywords of the software parts, etc. in a hierarchical structure, performs a certification only when a user access a web page for which a certification is necessary, or automatically extracts, from a document such as a specification or a manual, an explanation of a software part to be registered, whereby the procedure for arranging images is automated, the process for certification is simplified so that the time necessary for the certification procedure is shortened, and the time necessary for a user to wait until the explanation becomes useable is shortened.
    • 具有自动管理机制的服务器自动地将用户许可请求自动地发送到通信窗口,自动地将层次结构中的软件部分的标题,软件部分的关键词等信息自动排列 当用户访问需要认证的网页,或者从诸如说明书或手册的文档自动提取要注册的软件部件的说明,由此自动安排图像的过程时,该过程 简化了认证,缩短了认证程序所需的时间,缩短了用户等待解释变得可用的时间。
    • 6. 发明授权
    • Automated banking machine configuration method
    • 自动银行机配置方法
    • US06970846B1
    • 2005-11-29
    • US09638847
    • 2000-08-14
    • Jay Paul DrummondBob A. CichonDavid WeisJames R. ChurchMikal R. GilgerJagadesh MyanaTodd BlakesleeAravind DongaraMark A. MoalesRadhika Bodapatla
    • Jay Paul DrummondBob A. CichonDavid WeisJames R. ChurchMikal R. GilgerJagadesh MyanaTodd BlakesleeAravind DongaraMark A. MoalesRadhika Bodapatla
    • G06T17/60
    • G07F19/20G06F3/023G06F3/0238G06Q20/102G06Q20/1085G06Q30/02G07F19/206H04L69/16
    • A method for visual programming an automated transaction machine (12). The method includes the creation of terminal directors (225) that generally correspond to transactions performed by the automated transaction machine. The terminal directors are programmed by visually creating associations (238) between a plurality of ATM objects (230, 232) in a work space (224). Exemplary ATM objects include an authorization object (260), a back stage control object (262), a card reader object (264), a customer profile object (266), a depositor object (268), a dispenser object (270), keypad object (272), a logic object (274), a OCS object (276), a presenter object (278), a PIN entry object (280), a printer object (282), a sync object (284), and a transaction data object (286). The customer profile object is operative to retrieve customer profile information responsive to a determined customer of a person using the ATM. A portion of the exemplary ATM objects are operative to interface with a device interface layer (728) for communicating with physical hardware devices (724, 726). The device interface layer is operative to retrieve rules (721) and capability features from a data store (720) for automatically switching between two or more different devices of similar type when one of the devices becomes inoperative.
    • 一种用于可视化编程自动交易机器(12)的方法。 该方法包括创建通常对应于由自动交易机器执行的交易的终端指令(225)。 通过在工作空间(224)中的多个ATM对象(230,232)之间可视地创建关联(238)来编程终端指导。 示例性ATM对象包括授权对象(260),后台控制对象(262),读卡器对象(264),客户简档对象(266),存储对象(268),分配器对象(270) 键盘对象(272),逻辑对象(274),OCS对象(276),演示者对象(278),PIN输入对象(280),打印机对象(282),同步对象(284) 交易数据对象(286)。 客户简档对象可操作以响应于使用ATM的人的确定的客户来检索客户简档信息。 示例性ATM对象的一部分可操作以与用于与物理硬件设备(724,726)通信的设备接口层(728)接口。 设备接口层可操作以从数据存储器(720)检索规则(721)和能力特征,用于当其中一个设备不工作时,在两个或多个类似类型的不同设备之间自动切换。
    • 8. 发明授权
    • System and method for verifying, setting, printing and guaranteeing checks at a remote location
    • 用于在远程位置验证,设置,打印和保证检查的系统和方法
    • US07124113B1
    • 2006-10-17
    • US09717576
    • 2000-11-21
    • John F. FaircloughTadeusz J. DragowskiOscar InostrozaKaren R. HymanKamyar SaberiMurray GalarragaRichard CalkinsSuavek KownackiEsteban GutierrezRobert Blake
    • John F. FaircloughTadeusz J. DragowskiOscar InostrozaKaren R. HymanKamyar SaberiMurray GalarragaRichard CalkinsSuavek KownackiEsteban GutierrezRobert Blake
    • G06T17/60
    • G06Q20/04G06Q20/042G06Q20/10G06Q20/102G06Q20/12G06Q30/018G06Q40/00G07F17/42
    • The present invention relates generally to a system and method for verifying, settling, guaranteeing and printing checks at a remote location, preferably an electronic retailer's facilities, via a network, preferably the Internet. The preferred method for verifying, settling, guaranteeing and printing checks over a network at a remote location comprises the following steps. A client computer is connected to a merchant server at a location remote from the client computer. An order is transmitted from the client computer to the merchant server. Payment by check is selected. The client computer is connected to a check server. Customer data is input to the client computer. The customer data is transmitted from the client computer to the check server. The customer data is transmitted from the check server to a check verification server. The check verification server transmits an approval, preferably comprising the customer data and a guarantee of payment to a merchant, to the client computer and the check server. The merchant server confirms the client computer's order by electronic mail message to both the client computer and the check server. The approval from the check verification server is stored in a merchant file in the check server. The merchant file is downloaded from the check server to a check printing station at the location remote from the client computer. A secure printer, preferably a magnetic ink character recognition-enabled printer, connected to the check printing station prints a check. The merchant can then cash the check as a standard bank draft.
    • 本发明一般涉及经由网络,优选因特网在远程位置,优选电子零售商的设施来验证,建立,保证和打印支票的系统和方法。 用于通过远程位置的网络验证,确定,保证和打印检查的优选方法包括以下步骤。 客户端计算机在远离客户端计算机的位置连接到商家服务器。 订单从客户端计算机发送到商家服务器。 选中支票付款。 客户端计算机连接到检查服务器。 客户数据输入到客户端计算机。 客户数据从客户端计算机发送到支票服务器。 客户数据从检查服务器发送到检查验证服务器。 检查验证服务器向客户端计算机和检查服务器发送优选地包括客户数据的批准和对商家的支付保证。 商家服务器通过电子邮件消息将客户端计算机的订单确认到客户端计算机和支票服务器。 来自检查验证服务器的批准被存储在检查服务器中的商家文件中。 将商家文件从检查服务器下载到远离客户端计算机的位置的检查打印站。 连接到支票打印机的安全打印机,优选地是支持墨水字符识别的打印机,打印支票。 然后,商家可以将支票兑换为标准银行汇票。
    • 10. 发明授权
    • Methods and apparatus for conducting secure, online monetary transactions
    • 进行安全的在线货币交易的方法和手段
    • US06970852B1
    • 2005-11-29
    • US09560603
    • 2000-04-28
    • Mark R. SendoRyan S. ShermanJohn C. Kaltwasser
    • Mark R. SendoRyan S. ShermanJohn C. Kaltwasser
    • G06T17/60
    • G06Q20/12G06Q20/367G06Q20/3672G06Q20/3674G06Q20/382
    • A system, method, and apparatus for conducting secure monetary transactions over a communications network is provided. The invention facilitates secure monetary and financial transactions over the Internet and other public networks for various purposes, including automated payments associated with purchasing goods or services online. Different implementation methods may be utilized, including systems based on proxy and psuedo-credit-card models. In each case, communications protocols are provided between a consumer, merchant web site, payment processor and a service provider, enabling online transactions to proceed in a secure manner. The invention utilizes a physical medium to provide consumers, merchants, and financial institutions with a secure system to conduct electronic commerce transaction. The preferred medium assumes the form of a miniature recordable CD-ROM that contains cryptographic data representing one-time monetary and/or transactional details. The medium can be used in a standard CD-ROM drive of a personal computer system, and easily fits in a wallet. Consumers insert the medium into the CD-ROM drive, enter a personal identification number, and complete the transaction process.
    • 提供了一种用于通过通信网络进行安全货币交易的系统,方法和装置。 本发明有助于通过互联网和其他公共网络进行各种目的的安全货币和金融交易,包括与在线购买商品或服务相关的自动支付。 可以使用不同的实现方法,包括基于代理和信用卡模型的系统。 在每种情况下,在消费者,商家网站,支付处理器和服务提供商之间提供通信协议,使得在线交易能够以安全的方式进行。 本发明利用物理介质为消费者,商家和金融机构提供安全系统来进行电子商务交易。 优选的介质采用包含表示一次性货币和/或交易细节的加密数据的微型可记录CD-ROM的形式。 该介质可以用在个人计算机系统的标准CD-ROM驱动器中,并且容易地适合于钱包。 消费者将介质插入CD-ROM驱动器,输入个人识别号,并完成交易过程。