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1. 发明公开

US20240070487A1 SYSTEMS AND METHODS FOR ENRICHING MODELING TOOLS AND INFRASTRUCTURE WITH SEMANTICS 审中-公开
公开(公告)号：US20240070487A1
公开(公告)日：2024-02-29
申请号：US18503312
申请日：2023-11-07
申请人： ZestFinance, Inc.
发明人： Douglas C. Merrill , Armen Donigian , Eran Dvir , Sean Javad Kamkar , Evan George Kriminger , Vishwaesh Rajiv , Michael Edward Ruberry , Ozan Sayin , Yachen Yan , Derek Wilcox , John Candido , Benjamin Anthony Solecki , Jiahuan He , Jerome Louis Budzik , John J. Beahan, JR. , John Wickens Lamb Merrill , Esfandiar Alizadeh , Liubo Li , Carlos Alberta Huertas Villegas , Feng Li , Randolph Paul Sinnott, JR.
IPC分类号： G06N5/022 , G06F16/908 , G06F18/2115 , G06F40/44 , G06N5/045 , G06N20/00 , G06Q10/0633
CPC分类号： G06N5/022 , G06F16/908 , G06F18/2115 , G06F40/44 , G06N5/045 , G06N20/00 , G06Q10/0633
摘要： Systems and methods for generating and processing modeling workflows are disclosed. In some examples, a reference distribution of scores generated by a model is determined. The reference distribution of scores is recorded in a structured database. One or more unexpected scores are detected during execution of the model. To detect the one or more unexpected scores, a production distribution of scores is compared with the reference distribution of scores recorded in the structured database. The production distribution of scores is generated by the model for a production input data set. An alert is then provided to an external system, when an alert condition is determined to be satisfied based on the comparison. The alert indicates detection of the one or more unexpected scores.

2. 发明申请

US20160110353A1 API FOR IMPLEMENTING SCORING FUNCTIONS 审中-公开
标题翻译： API用于执行分级功能
公开(公告)号：US20160110353A1
公开(公告)日：2016-04-21
申请号：US14886926
申请日：2015-10-19
申请人： ZESTFINANCE, INC.
发明人： John W.L. Merrill , John J. Beahan, JR.
IPC分类号： G06F17/30 , G06Q10/06
CPC分类号： G06F17/3012 , G06F17/3053 , G06Q10/067
摘要： This invention relates generally to data assembly and analytics, as can be used in the personal finance and banking field, and more particularly to the field of lending and credit notification methods and systems. Preferred embodiments of the present invention provide systems and methods for creating objects which can be used in multiple implementations to generate scores.
摘要翻译：本发明一般涉及可以用于个人金融和银行领域的数据组装和分析，更具体地涉及贷款和信贷通知方法和系统领域。本发明的优选实施例提供用于创建可在多个实现中使用以产生分数的对象的系统和方法。

4. 发明申请

US20170004169A1 SYSTEMS AND METHODS FOR TYPE COERCION 有权
标题翻译：类型的系统和方法
公开(公告)号：US20170004169A1
公开(公告)日：2017-01-05
申请号：US15187462
申请日：2016-06-20
申请人： ZestFinance, Inc.
发明人： John W.L. Merrill , John J. Beahan, JR.
IPC分类号： G06F17/30
CPC分类号： G06F17/30569 , G06F17/30371 , G06F17/30377 , G06F17/30563
摘要： Systems and methods for converting a data item provided by an external data provider system into a data type specified by a data processing system for a data field of the data item. A data processing system stores a coercion rule for each data field of a first data set provided by the data provider system. Each stored coercion rule identifies at least one data type for the corresponding data field. Responsive to a second data set provided by the data provider system, the data processing system coerces each data item of the second data set into at least one data type specified by the stored coercion rule for the data field of the data item to generate at least one converted data item of the second data set. The data processing system generates information from at least one converted data item, and provides the information to a consuming system.
摘要翻译：用于将由外部数据提供者系统提供的数据项转换为由数据处理系统为数据项的数据字段指定的数据类型的系统和方法。数据处理系统存储由数据提供者系统提供的第一数据集的每个数据字段的强制规则。每个存储的强制规则为相应的数据字段标识至少一个数据类型。响应于由数据提供者系统提供的第二数据集，数据处理系统将第二数据集的每个数据项强制为由数据项的数据字段存储的强制规则指定的至少一种数据类型，以生成至少一个转换的第二数据集的数据项。数据处理系统从至少一个转换的数据项生成信息，并将信息提供给消费系统。

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