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1. 发明授权

US10521857B1 System and method for identity-based fraud detection 有权
公开(公告)号：US10521857B1
公开(公告)日：2019-12-31
申请号：US10841946
申请日：2004-05-07
申请人： Xuhui Shao , Jianjun Xie , Ted Dunning , Tao Hong , Joe Blue
发明人： Xuhui Shao , Jianjun Xie , Ted Dunning , Tao Hong , Joe Blue
IPC分类号： G06Q40/02
摘要： A method for determining a likelihood of fraud associated with an input identity record is disclosed herein. The disclosed method contemplates determining characteristics of the input identity record by examining content of one or more fields of the input identity record. Historical identity records related to the input identity record may then be retrieved so as to define a set of linked identity records. The method further includes computing one or more network-based features of the set of linked identity records. A fraud score may then be generated based upon the characteristics of the input identity record and the one or more network-based features.

2. 发明申请

US20080052319A1 FILE SPLITTING, SCALABLE CODING, AND ASYNCHRONOUS TRANSMISSION IN STREAMED DATA TRANSFER 有权
标题翻译：文件分割，可扩展编码和异步数据传输中的异步传输
公开(公告)号：US20080052319A1
公开(公告)日：2008-02-28
申请号：US11932648
申请日：2007-10-31
申请人： Ted Dunning , Amir Doron
发明人： Ted Dunning , Amir Doron
IPC分类号： G06F17/00
CPC分类号： H04L65/4084 , G06F17/30017 , G06F17/30699 , G06F17/30702 , G06F17/30867 , G06Q30/02 , G07F17/16 , H04L29/06027 , H04L65/80 , H04L67/28 , H04L67/2842 , H04L67/289 , H04N21/2662 , H04N21/4331 , H04N21/440227
摘要： Files are divided into parts and at least some of the parts are transmitted to a client using a communication channel. At least some of the transmitted parts are cached locally. This allows subsequent streaming playback of the file while using less bandwidth by transmitting the part of the file that hasn't been cached, and combining the cached parts with the transmitted parts. In some embodiments, files may be represented at a low quality level by a first data set, and at higher quality levels with additional data sets. Data sets are cached locally, so that during subsequent streaming playback of the file, the quality level of the playback may be improved by sending additional data sets using bandwidth that would otherwise be dedicated to transmitting the cached data sets.
摘要翻译：文件被分成多个部分，并且使用通信信道将至少一些部分传送到客户端。至少部分传输的部件被本地缓存。这允许通过传送尚未缓存的文件的一部分，并且将缓存的部分与所传送的部分组合而使用较少带宽的文件的后续流播放。在一些实施例中，可以通过第一数据集以低质量级别表示文件，并且在具有附加数据集的较高质量水平下表示文件。数据集在本地缓存，使得在文件的后续流播放期间，可以通过使用否则将专用于发送缓存的数据集的带宽发送附加数据集来改善回放的质量水平。

3. 发明申请

US20070244741A1 Predictive Modeling of Consumer Financial Behavior Using Supervised Segmentation and Nearest-Neighbor Matching 有权
标题翻译：使用监督分割和最近邻匹配的消费者金融行为的预测建模
公开(公告)号：US20070244741A1
公开(公告)日：2007-10-18
申请号：US11623266
申请日：2007-01-15
申请人： Matthias Blume , Michael Lazarus , Larry Peranich , Frederique Vernhes , Kenneth Brown , William Caid , Ted Dunning , Gerald Russell , Kevin Sitze
发明人： Matthias Blume , Michael Lazarus , Larry Peranich , Frederique Vernhes , Kenneth Brown , William Caid , Ted Dunning , Gerald Russell , Kevin Sitze
IPC分类号： G06F17/30
CPC分类号： G06Q30/02 , G06Q30/0202 , G06Q30/0207 , G06Q30/0241 , G06Q30/0255 , G06Q30/0269 , G06Q30/0601
摘要： Predictive modeling of consumer financial behavior, including determination of likely responses to particular marketing efforts, is provided by application of consumer transaction data to predictive models associated with merchant segments. The merchant segments are derived from the consumer transaction data based on co-occurrences of merchants in sequences of transactions. Merchant vectors represent specific merchants, and are aligned in a vector space as a function of the degree to which the merchants co-occur more or less frequently than expected. Supervised segmentation is applied to merchant vectors to form the merchant segments. Merchant segment predictive models provide predictions of spending in each merchant segment for any particular consumer, based on previous spending by the consumer. Consumer profiles describe summary statistics of each consumer's spending in the merchant segments, and across merchant segments. The consumer profiles include consumer vectors derived as summary vectors of selected merchants patronized by the consumer. Predictions of consumer behavior are made by applying nearest-neighbor analysis to consumer vectors, thus facilitating the targeting of promotional offers to consumers most likely to respond positively.
摘要翻译：通过将消费者交易数据应用于与商家细分相关的预测模型，提供消费者财务行为的预测建模，包括对特定营销努力的可能响应的确定。商业细分是根据交易序列中商家的共同出现从消费者交易数据中得出的。商家向量表示特定商家，并且在向量空间中对齐，作为商家与预期频繁相同程度的函数。监督分割被应用于商家向量以形成商家分段。商业细分预测模型根据消费者以前的支出，为每个特定消费者的每个商业细分市场提供支出预测。消费者个人资料描述了每个消费者在商家细分中以及跨商家细分的消费的总体统计。消费者资料包括作为由消费者光顾的所选商家的汇总向量导出的消费者向量。消费者行为的预测是通过对消费者向量应用最近邻分析来做出的，从而有助于向最有可能积极响应的消费者定位促销优惠。

4. 发明申请

US20060242193A1 Information retrieval engine 有权
标题翻译：信息检索引擎
公开(公告)号：US20060242193A1
公开(公告)日：2006-10-26
申请号：US11472792
申请日：2006-06-22
申请人： Ted Dunning
发明人： Ted Dunning
IPC分类号： G06F7/00
CPC分类号： G06F17/30758 , G06F17/30663 , G06F17/30743 , Y10S707/916 , Y10S707/99943
摘要： A system, method, and computer program product retrieve information associated with the signals. The information retrieval can be performed on a signal by quantizing the signal, forming words, and indexing based on weights of the words. The words are formed by grouping letters together to form a number of words within predetermined threshold values. The weights of the words are determined using a binomial log likelihood ratio analysis. The present invention may be applied to identification of an unknown song.
摘要翻译：系统，方法和计算机程序产品检索与信号相关联的信息。可以通过量化信号，形成单词和基于单词权重的索引来对信号执行信息检索。这些词是通过将字母分组在一起形成预定阈值内的多个单词而形成的。使用二项对数似然比分析确定单词的权重。本发明可以应用于未知歌曲的识别。

5. 发明申请

US20050187968A1 File splitting, scalable coding, and asynchronous transmission in streamed data transfer 有权
标题翻译：文件分割，可扩展编码和流传输数据传输中的异步传输
公开(公告)号：US20050187968A1
公开(公告)日：2005-08-25
申请号：US11117620
申请日：2005-04-28
申请人： Ted Dunning , Amir Doron
发明人： Ted Dunning , Amir Doron
IPC分类号： G06Q30/00 , H04L29/06 , G06F17/00
CPC分类号： H04L65/4084 , G06F17/30017 , G06F17/30699 , G06F17/30702 , G06F17/30867 , G06Q30/02 , G07F17/16 , H04L29/06027 , H04L65/80 , H04L67/28 , H04L67/2842 , H04L67/289 , H04N21/2662 , H04N21/4331 , H04N21/440227
摘要： Files are divided into parts and at least some of the parts are transmitted to a client using a communication channel. At least some of the transmitted parts are cached locally. This allows subsequent streaming playback of the file while using less bandwidth by transmitting the part of the file that hasn't been cached, and combining the cached parts with the transmitted parts. In some embodiments, files may be represented at a low quality level by a first data set, and at higher quality levels with additional data sets. Data sets are cached locally, so that during subsequent streaming playback of the file, the quality level of the playback may be improved by sending additional data sets using bandwidth that would otherwise be dedicated to transmitting the cached data sets.
摘要翻译：文件被分成多个部分，并且使用通信信道将至少一些部分传送到客户端。至少部分传输的部件被本地缓存。这允许通过传送尚未缓存的文件的一部分，并且将缓存的部分与所传送的部分组合而使用较少带宽的文件的后续流播放。在一些实施例中，可以通过第一数据集以低质量级别表示文件，并且在具有附加数据集的较高质量水平下表示文件。数据集在本地缓存，使得在文件的后续流播放期间，可以通过使用否则将专用于发送缓存的数据集的带宽发送附加数据集来改善回放的质量水平。

6. 发明申请

US20050159996A1 Predictive modeling of consumer financial behavior using supervised segmentation and nearest-neighbor matching 有权
标题翻译：使用监督分割和最近邻匹配的消费者财务行为的预测建模
公开(公告)号：US20050159996A1
公开(公告)日：2005-07-21
申请号：US11012812
申请日：2004-12-14
申请人： Michael Lazarus , Larry Peranich , Frederique Vernhes , Matthias Blume , Kenneth Brown , William Caid , Ted Dunning , Gerald Russell , Kevin Sitze
发明人： Michael Lazarus , Larry Peranich , Frederique Vernhes , Matthias Blume , Kenneth Brown , William Caid , Ted Dunning , Gerald Russell , Kevin Sitze
IPC分类号： G06Q30/02 , G06F17/60
CPC分类号： G06Q30/02 , G06Q30/0202 , G06Q30/0207 , G06Q30/0241 , G06Q30/0255 , G06Q30/0269 , G06Q30/0601
摘要： Predictive modeling of consumer financial behavior, including determination of likely responses to particular marketing efforts, is provided by application of consumer transaction data to predictive models associated with merchant segments. The merchant segments are derived from the consumer transaction data based on co-occurrences of merchants in sequences of transactions. Merchant vectors represent specific merchants, and are aligned in a vector space as a function of the degree to which the merchants co-occur more or less frequently than expected. Supervised segmentation is applied to merchant vectors to form the merchant segments. Merchant segment predictive models provide predictions of spending in each merchant segment for any particular consumer, based on previous spending by the consumer. Consumer profiles describe summary statistics of each consumer's spending in the merchant segments, and across merchant segments. The consumer profiles include consumer vectors derived as summary vectors of selected merchants patronized by the consumer. Predictions of consumer behavior are made by applying nearest-neighbor analysis to consumer vectors, thus facilitating the targeting of promotional offers to consumers most likely to respond positively.
摘要翻译：通过将消费者交易数据应用于与商家细分相关的预测模型，提供消费者财务行为的预测建模，包括对特定营销努力的可能响应的确定。商业细分是根据交易序列中商家的共同出现从消费者交易数据中得出的。商家向量表示特定商家，并且在向量空间中对齐，作为商家与预期频繁相同程度的函数。监督分割被应用于商家向量以形成商家分段。商业细分预测模型根据消费者以前的支出，为每个特定消费者的每个商业细分市场提供支出预测。消费者个人资料描述了每个消费者在商家细分中以及跨商家细分的消费的总体统计。消费者资料包括作为由消费者光顾的所选商家的汇总向量导出的消费者向量。消费者行为的预测是通过对消费者向量应用最近邻分析来做出的，从而有助于向最有可能积极响应的消费者定位促销优惠。

7. 发明申请

US20090313227A1 Searching Using Patterns of Usage 审中-公开
标题翻译：搜索使用模式的使用
公开(公告)号：US20090313227A1
公开(公告)日：2009-12-17
申请号：US12483142
申请日：2009-06-11
申请人： Ted Dunning , John Dimm , Alexander Sherbak
发明人： Ted Dunning , John Dimm , Alexander Sherbak
IPC分类号： G06F17/30
CPC分类号： G06F16/437 , G06F16/436 , G06F16/735 , G06F16/78
摘要： In various embodiments, the present invention relates disparate objects based on user behavior, thus enabling search engines to provide more comprehensive and accurate results. According to various embodiments of the present invention, multiple kinds of interactions by users with multiple classes of objects can be analyzed. The result is that disparate classes of objects can be related. Derived relations between text and objects can be used to implement search-like functionality or to extend a conventional text retrieval system.In one embodiment, the present invention is used to improve search results and/or recommendations by employing a filtered co-occurrence matrix that provides a representation as to which queries tend to co-occur with the originally submitted query. By supplementing or replacing the original query with co-occurring queries, the system of the present invention is able to generate results that are more likely to be of interest.
摘要翻译：在各种实施例中，本发明涉及基于用户行为的不同对象，从而使得搜索引擎能够提供更全面和准确的结果。根据本发明的各种实施例，可以分析具有多类对象的用户的多种交互。结果是可以将不同类别的对象相关联。文本和对象之间的派生关系可用于实现类似搜索的功能或扩展常规文本检索系统。在一个实施例中，本发明用于通过采用过滤的共现矩阵来改进搜索结果和/或建议，该矩阵提供关于哪些查询倾向于与最初提交的查询共同出现的表示。通过用共同发现的查询补充或替换原始查询，本发明的系统能够生成更可能感兴趣的结果。

8. 发明申请

US20070244890A1 Determining a known character string equivalent to a query string 有权
公开(公告)号：US20070244890A1
公开(公告)日：2007-10-18
申请号：US11818297
申请日：2007-06-14
申请人： Ted Dunning , Bradley Kindig
发明人： Ted Dunning , Bradley Kindig
IPC分类号： G06F17/30
CPC分类号： G06F17/30985 , G06F17/2765 , Y10S707/99937 , Y10S707/99945 , Y10S707/99948
摘要： A system, method, and computer program product perform text equivalencing. The text equivalencing is performed by modifying a string of characters by applying a set of heuristics, comparing the modified strings of characters to known strings of characters. If a match is found, the text equivalencing engine performs database update and exits. If no match is found, sub-strings are formed by grouping together frequently occurring sets of characters. An information retrieval technique is performed on the sub-strings to determine equivalent text.

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