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    • 4. 发明申请
    • System and method of point-of-sale manufacturer rebate program
    • 销售点制造商退税计划的制度和方法
    • US20050240473A1
    • 2005-10-27
    • US11066889
    • 2005-02-24
    • James AyersJohn Friend
    • James AyersJohn Friend
    • G06Q30/00G06F17/60
    • G06Q30/06G06Q30/02G06Q30/0215G06Q30/0219G06Q30/0234G06Q30/0273G06Q50/22G16H20/10
    • A manufacturer rebate processing program uses a program administrator to implement the rebate program. A rebate program card is issued to consumers to identify the rebate qualifying product. The consumer presents the card to the merchant when making a purchase. The purchase transaction from the merchant is forwarded to the rebate program administrator which in turn forwards a rebate request to the manufacturer for the rebate qualifying product. The rebate qualifying product may be a prescription drug or a non-prescription health care item. The program administrator further identifies restricted use accounts such as health savings accounts to pay a qualifying portion of the consumer purchase transaction. The program administrator receives rebate funds from the manufacturer and reconciles the consumer purchase transaction with the rebate funds from the manufacturer. The rebate funds may be deposited into a merchant account or a consumer account to reconcile the consumer purchase transaction.
    • 制造商退税处理程序使用程序管理员来实现退税程序。 向消费者发放退税计划卡,以识别退税合格产品。 消费者在进行购买时将卡片提供给商家。 来自商家的购买交易被转发给回扣程序管理员,返回程序管理员又向返厂合格产品的制造商转发回扣请求。 回扣合格产品可能是处方药或非处方保健品。 程序管理员进一步识别限制使用账户,如健康储蓄账户,以支付消费者购买交易的合格部分。 程序管理员从制造商收到回扣资金,并将消费者购买交易与制造商的回扣资金进行调节。 回扣资金可以存入商家帐户或消费者账户以调节消费者购买交易。
    • 5. 发明申请
    • System and method of point-of-sale manufacturer rebate program
    • 销售点制造商退税计划的制度和方法
    • US20060190337A1
    • 2006-08-24
    • US11414083
    • 2006-04-27
    • James AyersJohn Friend
    • James AyersJohn Friend
    • G06Q30/00
    • G06Q30/06G06Q30/02G06Q30/0215G06Q30/0219G06Q30/0234G06Q30/0273G06Q50/22G16H20/10
    • A manufacturer rebate-processing program uses a program administrator to implement the rebate program. A rebate program card is issued to consumers to identify the rebate-qualifying product. The consumer presents the card to the merchant when making a purchase. The purchase transaction information from the merchant is forwarded to the rebate program administrator, which in turn forwards a rebate request to the manufacturer for the rebate-qualifying product. The rebate-qualifying product may be a prescription drug or a non-prescription health-care-related item. The program administrator further identifies restricted-use accounts, such as health savings accounts, to pay a qualifying portion of the consumer purchase transaction. The program administrator receives rebate funds from the manufacturer and reconciles the consumer purchase transaction with the rebate funds from the manufacturer. The rebate funds may be deposited into a merchant account or a consumer account to reconcile the consumer purchase transaction.
    • 制造商退税处理程序使用程序管理员来实施退税计划。 向消费者发放回扣计划卡,以识别退税资格的产品。 消费者在进行购买时将卡片提供给商家。 来自商家的购买交易信息被转发给回扣程序管理员,返回程序管理员反过来向制造商转发退税资格产品的回扣请求。 退税资格产品可能是处方药或非处方保健相关物品。 程序管理员进一步识别限制使用的账户,如健康储蓄账户,以支付消费者购买交易的合格部分。 程序管理员从制造商收到回扣资金,并将消费者购买交易与制造商的回扣资金进行调节。 回扣资金可以存入商家帐户或消费者账户以调节消费者购买交易。