专利快速检索-快速检索全球专利，免费商用专利数据库-IPRDB

1. 发明公开

EP1320051A1 Method and apparatus for transmission of monetary value and the payment of debts 审中-公开
标题翻译：对于货币价值的传输和偿还债务的方法和装置
公开(公告)号：EP1320051A1
公开(公告)日：2003-06-18
申请号：EP01310344.5
申请日：2001-12-11
申请人： Weber, Juergen
发明人： Weber, Juergen
IPC分类号： G06F17/60
CPC分类号： G06Q30/06
摘要： A method is disclosed for carrying out a monetary transaction involving a financial institution, a consumer and a merchant. Possession of an instrument including alphanumeric coding is transferred from a financial institution to a consumer, the coding being unique to each card and representing a monetary amount transferred by said financial institution into an account accessible by the holder of the instrument. The consumer presents the instrument to the merchant in satisfaction of a debt owed by the consumer to the merchant in respect of a purchase or the like by the consumer from the merchant. Then the instrument is presented by the merchant to the financial institution with a requisition of transfer of a monetary amount from the account to the merchant. The monetary amount is then transferred from the account to the merchant by the financial institution, and the account debited accordingly. Lastly, the instrument is returned to the consumer, for use of the remaining monetary balance in the account.
摘要翻译：一种方法是游离缺失盘用于进行货币交易涉及的金融机构，消费者和商户。仪器包括字母数字编码的财产就是从金融机构转移到消费者，编码是唯一的每个卡，并表示由该金融机构转进由票据持有人可访问的帐户的金额。消费者介绍该仪器由消费者向商家就购买或由商家，消费者等欠下的债的满意商户。然后，该仪器由商家提交给金融机构从该账户的金额转移到商家的申请。货币量，然后从该帐户由金融机构转移到商人，以及帐户相应扣除。最后，仪器返还给消费者，以用于该帐户的剩余货币余额的。

IPRDB

热门服务

关于我们

友情链接

联系方式