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1. 发明申请

WO2012122065A1 HEALTHCARE WALLET PAYMENT PROCESSING APPARATUSES, METHODS AND SYSTEMS 审中-公开
标题翻译：健康钱包付款处理设备，方法和系统
公开(公告)号：WO2012122065A1
公开(公告)日：2012-09-13
申请号：PCT/US2012/027633
申请日：2012-03-03
申请人： VISA INTERNATIONAL SERVICE ASSOCIATION , POURFALLAH, Stacy , LUTZEN, Renee
发明人： POURFALLAH, Stacy , LUTZEN, Renee
IPC分类号： G06Q10/00
CPC分类号： G06Q50/22 , G06F19/00 , G06F19/328 , G06Q20/102 , G06Q30/0601 , G16H10/60
摘要： The HEALTHCARE WALLET PAYMENT PROCESSING APPARATUSES, METHODS AND SYSTEMS (hereinafter "H-Wallet") transforms patient insurance information, and healthcare procedure schedule information inputs via H-Wallet components into medical claim settlement outputs. In one embodiment, a method is disclosed, comprising: obtaining a user healthcare payment request including user credentials; retrieving healthcare product details and a payment amount from the user healthcare payment request; obtaining balance information of a list of user accounts; determining a recommended account for the obtained user healthcare payment request based on the retrieved healthcare product details, payment amount and the obtained balance information; transmitting a list of user account including the recommended account with the obtained balance information to the user mobile device; receiving a user selection of the recommended account; verifying payment eligibility of the recommended account for the obtained payment request; and processing fund transfer from the recommended account to a healthcare provider.
摘要翻译：健康钱包付款处理设备，方法和系统（以下简称“H-Wallet”）将患者保险信息，以及通过H-Wallet组件输入医疗保健程序时间表信息转化为医疗赔偿结算输出。在一个实施例中，公开了一种方法，包括：获得包括用户凭证的用户医疗支付请求; 从用户医疗支付请求中检索保健产品详细信息和支付金额; 获取用户帐户列表的余额信息; 基于检索到的保健产品详细信息，支付金额和所获得的余额信息确定所获得的用户医疗支付请求的推荐账户; 向所述用户移动设备发送包括所推荐帐户的用户帐户列表与所获得的余额信息; 接收用户选择推荐的帐户; 验证获得的付款请求的推荐账户的支付资格; 并将资金从推荐账户转入医疗保健提供者。

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