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2. 发明专利

RU2708947C2 УСТРОЙСТВО С НЕСКОЛЬКИМИ ИДЕНТИФИКАТОРАМИ 未知
公开(公告)号：RU2708947C2
公开(公告)日：2019-12-12
申请号：RU2017130615
申请日：2016-03-11
申请人： VISA INT SERVICE ASS
发明人： KUMNICK PHILLIP , NELSEN MARK ALLEN , SHEETS JOHN F
IPC分类号： G06K19/07 , G06K19/077
摘要： Изобретениеотноситсяк платежнымсистемам. Техническийрезультатзаключаетсяв повышениибезопасности. Способпримененияустройствапользователявключаетпервыйблокпамяти, содержащийпервыймаркертранзакции, ивторойблокпамяти, содержащийвтороймаркертранзакции, причемпервыйи второймаркерытранзакциисвязаныс идентификаторомсчетадлясчетапользователя, приэтомспособвключаетприемсервернымкомпьютеромпервогосообщенияс запросомавторизации, определениесервернымкомпьютеромтого, чтопервыймаркертранзакциибылиспользованв первомканаледлятранзакций, отправкусервернымкомпьютеромуказанияо проверкемаркера, приемсервернымкомпьютеромвторогосообщенияс запросомавторизации, определениесервернымкомпьютеромтого, чтовтороймаркертранзакциибылиспользованвовторомканаледлятранзакций, отправкусервернымкомпьютеромуказанияо том, чтовтороймаркертранзакциипроверен, совторымсообщениемс запросомавторизации. 3 н. и 17 з.п. ф-лы, 7 ил.

3. 发明专利

SG10201803024SA SYSTEM AND METHOD FOR TOKEN DOMAIN CONTROL 未知
公开(公告)号：SG10201803024SA
公开(公告)日：2018-06-28
申请号：SG10201803024S
申请日：2015-05-05
申请人： VISA INT SERVICE ASS
发明人： KUMNICK PHILLIP
摘要： SYSTEM AND METHOD FOR TOKEN DOMAIN CONTROL OF THE DISCLOSURE A method for providing a token code in conjunction with a value token is disclosed. The token code serves as a shared secret for authenticating the use of the value token. Multiple token holders can possess the same value token, but each token holder may have a different token code for use with the value token. [Fig. 5]

4. 发明专利

AU2020256366B2 SYSTEM AND METHOD FOR TOKEN DOMAIN CONTROL 未知
公开(公告)号：AU2020256366B2
公开(公告)日：2021-09-16
申请号：AU2020256366
申请日：2020-10-14
申请人： VISA INT SERVICE ASS
发明人： KUMNICK PHILLIP
IPC分类号： G06Q20/38 , G06Q20/12 , G06Q20/40
摘要： A method for providing a token code in conjunction with a value token is disclosed. The token code serves as a shared secret for authenticating the use of the value token. Multiple token holders can possess the same value token, but each token holder may have a different token code for use with the value token.

5. 发明专利

CA3003917A1 UNIQUE CODE FOR TOKEN VERIFICATION 未知
公开(公告)号：CA3003917A1
公开(公告)日：2017-06-08
申请号：CA3003917
申请日：2016-12-02
申请人： VISA INT SERVICE ASS
发明人： L NARAYAN PRASANNA , KUMNICK PHILLIP , VASU MADHU
IPC分类号： H04L9/32 , H04L29/06
摘要： A method for tokenizing credentials is disclosed. In addition to a token, a verification value can be provided for each interaction. The verification value can be generated based at least in part on a dynamic data element. The dynamic data element may be kept secret, while the verification value can be distributed for use during an interaction. When the verification value is used, it can be validated by re-creating the verification value based at least on the stored dynamic data element.

6. 发明专利

AU2015256205A1 System and method for token domain control 未知
公开(公告)号：AU2015256205A1
公开(公告)日：2016-10-13
申请号：AU2015256205
申请日：2015-05-05
申请人： VISA INT SERVICE ASS
发明人： KUMNICK PHILLIP
IPC分类号： G06Q20/38 , G06Q20/12 , G06Q20/40
摘要： A method for providing a token code in conjunction with a value token is disclosed. The token code serves as a shared secret for authenticating the use of the value token. Multiple token holders can possess the same value token, but each token holder may have a different token code for use with the value token.

7. 发明专利

SG11201808178VA DIGITAL ASSET ACCOUNT MANAGEMENT 未知
公开(公告)号：SG11201808178VA
公开(公告)日：2018-10-30
申请号：SG11201808178V
申请日：2017-05-03
申请人： VISA INT SERVICE ASS
发明人： GADDAM SIVANARAYANA , PRAKASH GYAN , GADDAM AJIT , KUMNICK PHILLIP , WANG MIN , GALLAND DEAN
IPC分类号： G06Q20/06 , G06Q20/36 , G06Q20/38
摘要： Systems and methods related to a cryptocurrency system that enables transactions to be performed by transferring digital assets corresponding to amounts between appropriate entities are described. The cryptocurrency system includes a digital assets service provider computer that can host digital asset accounts associated with consumers and resource providers at which digital assets can be received. Consumers can be unbanked and use their digital asset account to perform cashless transactions. In one exemplary transaction, a consumer can receive change for the transaction as a digital asset that is assigned to their digital asset account. In another exemplary transaction, the consumer can use digital assets assigned to their digital asset account to pay for the transaction. Transfers of digital assets between accounts is managed by a ledger of transactions, which may be in the form of a block chain that cryptographically secures data that is stores.

8. 发明专利

SG11201803495VA UNIQUE CODE FOR TOKEN VERIFICATION 未知
公开(公告)号：SG11201803495VA
公开(公告)日：2018-05-30
申请号：SG11201803495V
申请日：2016-12-02
申请人： VISA INT SERVICE ASS
发明人： L NARAYAN PRASANNA , KUMNICK PHILLIP , VASU MADHU
IPC分类号： H04L29/06 , H04L9/32
摘要： A method for tokenizing credentials is disclosed. In addition to a token, a verification value can be provided for each interaction. The verification value can be generated based at least in part on a dynamic data element. The dynamic data element may be kept secret, while the verification value can be distributed for use during an interaction. When the verification value is used, it can be validated by re-creating the verification value based at least on the stored dynamic data element.

9. 发明专利

SG11201609216YA SYSTEM AND METHOD FOR TOKEN DOMAIN CONTROL 未知
公开(公告)号：SG11201609216YA
公开(公告)日：2016-12-29
申请号：SG11201609216Y
申请日：2015-05-05
申请人： VISA INT SERVICE ASS
发明人： KUMNICK PHILLIP
IPC分类号： G06Q20/38 , G06Q20/12 , G06Q20/40
摘要： A method for providing a token code in conjunction with a value token is disclosed. The token code serves as a shared secret for authenticating the use of the value token. Multiple token holders can possess the same value token, but each token holder may have a different token code for use with the value token.

10. 发明专利

AU2012220669A1 Universal electronic payment apparatuses, methods and systems 未知
公开(公告)号：AU2012220669A1
公开(公告)日：2013-05-02
申请号：AU2012220669
申请日：2012-02-22
申请人： VISA INT SERVICE ASS
发明人： KATZIN EDWARD , HUA JULIAN , STOREY GREGORY KENNETH , MORI MICHAEL , SHRIVASTAVA ABHINAV , BHARGAVA AMIT , BECK ANDREW , HAMMAD AYMAN , PFISTERER BEN , SALMON DIANE , KARPENKO IGOR , SCHULZ JENNIFER , GAVRILOV MIROSLAV , CIUREA PETER , FAITH PATRICK , KUMNICK PHILLIP , CHATTERJEE SAURAV , BADEA SEBASTIAN , LI SHAW , JHA SHIPRA , POURFALLAH STACY , FRENCH SUSAN , THEURER TENNI , HARRIS THEODORE , PURVES THOMAS , PANDEY VANITA , GRAHAM VICTORIA , HARIRAMANI PRAKASH
IPC分类号： G06Q30/00
摘要： The UNIVERSAL ELECTRONIC PAYMENT APPARATUSES, METHODS AND SYSTEMS ("UEP") transform touchscreen inputs into a virtual wallet mobile application interface via UEP components into purchase transaction triggers and receipt notices. In one implementation the UEP provides, via a user device, a product information search request; and obtains, in response to the product information search request, information on a first product for sale by a first merchant and a second product for sale by a second merchant. The UEP generates a single purchase transaction request, using the information on the first product for sale by the first merchant and the second product for sale by the second merchant. The UEP provides, via the user device, the single purchase transaction request for payment processing. Also, the UEP obtains an electronic purchase receipt for the first product for sale by the first merchant and the second product for sale by the second merchant.

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