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1. 发明授权

US10026119B2 Efficient transfer of funds between accounts 有权
公开(公告)号：US10026119B2
公开(公告)日：2018-07-17
申请号：US13608834
申请日：2012-09-10
申请人： Travis Harrison Kroll Green , Narelle Cozens , Peter Schmitt , Michael DePasquale , Avery Pennarun , Boris Mizhen
发明人： Travis Harrison Kroll Green , Narelle Cozens , Peter Schmitt , Michael DePasquale , Avery Pennarun , Boris Mizhen
IPC分类号： G06Q40/00 , G06Q40/02
摘要： A transfer management system receives a request to transfer an amount of funds from a transferring account maintained by a transferring bank to a receiving account maintained by a receiving bank. The transfer management system determines whether the transferring bank maintains an intermediate transferring account, and whether the receiving bank maintains an intermediate receiving account. If the transferring bank maintains an intermediate transferring account and the receiving maintains an intermediate receiving account, the transfer management system transmits to a transferring bank system of the transferring bank an intra-bank transfer request. The intra-bank transfer request is to transfer the amount of funds from the transferring account to the intermediate transferring account. Additionally, the transfer management system transmits an intra-bank transfer request to a receiving bank system of the receiving bank to transfer the amount of funds from the intermediate receiving account maintained by the receiving bank to the receiving account.

2. 发明授权

US10410184B2 Tracking and managing group expenditures 有权
公开(公告)号：US10410184B2
公开(公告)日：2019-09-10
申请号：US13436491
申请日：2012-03-30
申请人： Travis Harrison Kroll Green , Narelle Cozens , Peter Schmitt , Michael DePasquale , Avery Pennarun , Boris Mizhen
发明人： Travis Harrison Kroll Green , Narelle Cozens , Peter Schmitt , Michael DePasquale , Avery Pennarun , Boris Mizhen
IPC分类号： G06Q10/00 , G06Q30/00 , G06Q40/00 , G06Q20/02 , G06Q10/10 , G06Q30/06 , G06Q40/02
摘要： A group including plurality of users is established. A transaction record is maintained for the group that includes a plurality of payment transactions. Each of the plurality of payment transactions involves at least one user of the group. Additionally, a balance is maintained that indicates an amount owed by a first user of the group to a second user of the group based on one or more of the plurality of payment transactions. When a settling event occurs, the balance is settled by initiating a transfer of funds between the first user and the second user.

3. 发明申请

US20140074709A1 EFFICIENT TRANSFER OF FUNDS BETWEEN ACCOUNTS 有权
标题翻译：资金之间的有效转移
公开(公告)号：US20140074709A1
公开(公告)日：2014-03-13
申请号：US13608834
申请日：2012-09-10
申请人： Travis Harrison Kroll Green , Narelle Cozens , Peter Schmitt , Michael DePasquale , Avery Pennarun , Boris Mizhen
发明人： Travis Harrison Kroll Green , Narelle Cozens , Peter Schmitt , Michael DePasquale , Avery Pennarun , Boris Mizhen
IPC分类号： G06Q40/02
CPC分类号： G06Q40/02 , G06Q40/00
摘要： A transfer management system receives a request to transfer an amount of funds from a transferring account maintained by a transferring bank to a receiving account maintained by a receiving bank. The transfer management system determines whether the transferring bank maintains an intermediate transferring account, and whether the receiving bank maintains an intermediate receiving account. If the transferring bank maintains an intermediate transferring account and the receiving maintains an intermediate receiving account, the transfer management system transmits to a transferring bank system of the transferring bank an intra-bank transfer request. The intra-bank transfer request is to transfer the amount of funds from the transferring account to the intermediate transferring account. Additionally, the transfer management system transmits an intra-bank transfer request to a receiving bank system of the receiving bank to transfer the amount of funds from the intermediate receiving account maintained by the receiving bank to the receiving account.
摘要翻译：转移管理系统接收从转账银行转账的汇款账户将金额转入接收银行维护的接收账户的请求。转账管理系统确定转账银行是否维持一个中间转账账户，以及接收银行是否维持一个中间帐号。如果转移银行维持中间转帐账户，并且接收方维护中间接收账户，则转账管理系统向转账银行的转账银行系统发送银行内转账请求。银行间转账请求是将资金从转账账户转入中转账户。另外，转账管理系统向接收银行的接收银行系统发送银行内转账请求，将来自接收银行维护的中间接收账户的资金金额转移给接收账户。

4. 发明申请

US20130332357A1 SETTING PEER-TO-PEER AUTHORIZATION LEVELS WITH SOCIAL NETWORK CONTENT 审中-公开
标题翻译：设置与对等网络授权级别与社会网络内容
公开(公告)号：US20130332357A1
公开(公告)日：2013-12-12
申请号：US13490423
申请日：2012-06-06
申请人： Travis Harrison Kroll Green , Narelle Cozens , Avery Pennarun , Peter Schmitt , Michael DePasquale , Boris Mizhen
发明人： Travis Harrison Kroll Green , Narelle Cozens , Avery Pennarun , Peter Schmitt , Michael DePasquale , Boris Mizhen
IPC分类号： G06Q40/00
CPC分类号： G06Q30/06 , G06Q20/223 , G06Q20/3223 , G06Q50/01
摘要： The invention provides a computer-implemented method for using the social networking content of a user to determine authentication levels required for a peer-to-peer transaction. A user inputs transaction counter-party and transaction details into a payment application. The information can be transmitted to a server located in a peer-to-peer payment system. The system may search the social network content of the user to determine the account information of the counter-party and to assess the security risk of the counter-party according to a preconfigured set of factors that define the strength of the connection to the user. These factors may include the counter-party's status in the user's social networks, frequency of contact, prior transactions, or other factors that further establish a relationship. The system may determine the level of transaction authentication required to process the transaction. The user may enter the authentication data to complete the transaction.
摘要翻译：本发明提供了一种用于使用用户的社交网络内容来确定对等交易所需的认证级别的计算机实现的方法。用户将交易对方和交易细节输入到支付应用程序中。该信息可以被发送到位于对等支付系统中的服务器。系统可以搜索用户的社交网络内容以确定对方的帐户信息，并根据定义与用户的连接强度的预先设定的因素集来评估对方的安全风险。这些因素可能包括对方在用户社交网络中的状态，联系频率，先前交易或进一步建立关系的其他因素。系统可以确定处理交易所需的交易认证的级别。用户可以输入认证数据来完成交易。

5. 发明申请

US20130262294A1 TRACKING AND MANAGING GROUP EXPENDITURES 审中-公开
标题翻译：跟踪和管理集团支出
公开(公告)号：US20130262294A1
公开(公告)日：2013-10-03
申请号：US13436491
申请日：2012-03-30
申请人： Travis Harrison Kroll Green , Narelle Cozens , Peter Schmitt , Michael DePasquale , Avery Pennarun , Boris Mizhen
发明人： Travis Harrison Kroll Green , Narelle Cozens , Peter Schmitt , Michael DePasquale , Avery Pennarun , Boris Mizhen
IPC分类号： G06Q20/08 , G06Q40/00
CPC分类号： G06Q20/023 , G06Q10/10 , G06Q30/06 , G06Q40/02
摘要： A group including plurality of users is established. A transaction record is maintained for the group that includes a plurality of payment transactions. Each of the plurality of payment transactions involves at least one user of the group. Additionally, a balance is maintained that indicates an amount owed by a first user of the group to a second user of the group based on one or more of the plurality of payment transactions. When a settling event occurs, the balance is settled by initiating a transfer of funds between the first user and the second user.
摘要翻译：建立了包含多个用户的组。对于包括多个支付交易的组，维护交易记录。多个支付交易中的每一个涉及该组的至少一个用户。此外，维持余额，其基于多个支付交易中的一个或多个，将该组的第一个用户所欠的金额指示给该组的第二个用户。当发生结算事件时，通过在第一用户和第二用户之间启动资金转移来解决余额。

6. 发明授权

US08423459B1 Prioritizing potential transaction counter-parties with social network content 有权
标题翻译：利用社交网络内容确定潜在交易对方的优先级
公开(公告)号：US08423459B1
公开(公告)日：2013-04-16
申请号：US13436817
申请日：2012-03-30
申请人： Travis Harrison Kroll Green , Narelle Cozens , Avery Pennarun , Peter Schmitt , Michael DePasquale , Boris Mizhen
发明人： Travis Harrison Kroll Green , Narelle Cozens , Avery Pennarun , Peter Schmitt , Michael DePasquale , Boris Mizhen
IPC分类号： G06Q40/00
CPC分类号： G06Q30/0269 , G06Q20/223 , G06Q20/322 , G06Q30/0281 , G06Q30/06 , G06Q30/0639 , G06Q50/01
摘要： A user installs a Peer-to-Peer Payment Application (“PPA”) on their mobile device. The PPA transmits the location of the user device to a server located in a Peer-to-Peer Payment System (“PPS”). The PPS may search for other devices within a certain proximity to the user that may be active. The PPS may search the social network content of the user to determine if any of the proximate devices users are likely counter-parties. If more than one likely counter-party is identified, the PPS may rank the counter-parties according to a preconfigured set of factors that define the strength of the connection to the user. These factors may include their status in the user's social networks, frequency of contact, prior transactions, or other factors that further establish a relationship. The PPS may transmit the ranked list of likely counter-parties to the PPA for display to the user on the device.
摘要翻译：用户在其移动设备上安装了对等支付应用（PPA）。 PPA将用户设备的位置发送到位于对等支付系统（PPS）中的服务器。 PPS可以在可能处于活动状态的用户的某一接近度内搜索其他设备。 PPS可以搜索用户的社交网络内容以确定任何邻近设备用户是否可能是对方。如果识别出不止一个可能的对方，则PPS可以根据定义与用户的连接强度的预先设定的一组因素对对方进行排序。这些因素可能包括其在用户社交网络中的状态，联系频率，先前交易或进一步建立关系的其他因素。 PPS可以将可能的对方的排名列表发送到PPA以在设备上向用户显示。

7. 发明授权

US09500734B2 Magnetic resonance phase contrast angiography with rotating coding gradients 有权
标题翻译：磁共振相位对比血管造影与旋转编码梯度
公开(公告)号：US09500734B2
公开(公告)日：2016-11-22
申请号：US14036279
申请日：2013-09-25
申请人： Andreas Greiser , Peter Schmitt
发明人： Andreas Greiser , Peter Schmitt
IPC分类号： G01V3/00 , G01R33/563 , G01R33/48
CPC分类号： G01R33/5635 , G01R33/4826 , G01R33/56316
摘要： In a method and magnetic resonance (MR) system to generate an MR phase contrast angiography image of an examination subject, velocity-dependent phase information is impressed on moving spins in the examination subject by switching additional bipolar coding gradients that are in addition to the basic phase coding and readout gradients. For the creation of the MR phase contrast angiography images, the MR signals of the examination subject are read out in raw data space with a non-Cartesian acquisition pattern during a readout gradient. The additional bipolar coding gradients switched such that they proceed along a coordinate system that corresponds to the non-Cartesian acquisition pattern, and such that a coordinate axis of this coordinate system proceed along the readout gradient.
摘要翻译：在用于产生检查对象的MR相位对比血管造影图像的方法和磁共振（MR）系统中，速度相关相位信息通过切换附加的基本的双极性编码梯度而印在检查对象的移动自旋上相位编码和读出梯度。为了创建MR相位对比血管造影图像，检查对象的MR信号在读数梯度期间以非笛卡尔采集模式在原始数据空间中被读出。附加的双极编码梯度被切换，使得它们沿着对应于非笛卡尔采集模式的坐标系进行，并且使得该坐标系的坐标轴沿着读出梯度进行。

8. 发明授权

US09442961B2 System for ordering frequency domain components representing MR image data 有权
标题翻译：用于订购代表MR图像数据的频域分量的系统
公开(公告)号：US09442961B2
公开(公告)日：2016-09-13
申请号：US13736201
申请日：2013-01-08
申请人： Peter Schmitt , Gerhard Laub , Yutaka Natsuaki , Randall Kroeker
发明人： Peter Schmitt , Gerhard Laub , Yutaka Natsuaki , Randall Kroeker
IPC分类号： G06F17/30 , G01R33/48 , G01R33/563 , G01R33/561
CPC分类号： G06F17/3028 , G01R33/48 , G01R33/4818 , G01R33/4824 , G01R33/5619 , G01R33/5635
摘要： A system orders acquisition of frequency domain components representing MR image data for storage in a storage array (e.g., k-space). A storage array of individual data elements stores corresponding individual frequency components comprising an MR dataset. The array of individual data elements has a designated center and individual data elements individually have a radius to the designated center. A magnetic field generator generates a magnetic field for use in acquiring multiple individual frequency components corresponding to individual data elements in the storage array. The individual frequency components are successively acquired in an order in which radius of respective corresponding individual data elements increases and decreases as the multiple individual frequency components are sequentially acquired during acquisition of an MR dataset representing an MR image. A storage processor stores individual frequency components acquired using the magnetic field in corresponding individual data elements in the array.
摘要翻译：系统命令采集代表用于存储在存储阵列（例如，k空间）中的MR图像数据的频域分量。各个数据元素的存储阵列存储包括MR数据集的相应单独的频率分量。单个数据元素的阵列具有指定的中心，并且各个数据元素各自具有到指定中心的半径。磁场发生器产生用于获取对应于存储阵列中的各个数据元素的多个单独频率分量的磁场。在采集表示MR图像的MR数据集的顺序获取时，以相应的各个数据元素的半径逐渐增加和减小的顺序连续获取各个频率分量。存储处理器将使用磁场获取的各个频率分量存储在阵列中的相应的单个数据元素中。

9. 发明申请

US20130278259A1 METHOD FOR A RAPID DETERMINATION OF SPATIALLY RESOLVED MAGNETIC RESONANCE RELAXATION PARAMETERS IN AN AREA OF EXAMINATION 有权
标题翻译：用于快速确定空间分辨率的磁共振松弛参数在检查领域的方法
公开(公告)号：US20130278259A1
公开(公告)日：2013-10-24
申请号：US13866328
申请日：2013-04-19
申请人： Andreas Greiser , Peter Schmitt , Hui Xue
发明人： Andreas Greiser , Peter Schmitt , Hui Xue
IPC分类号： G01R33/50
CPC分类号： G01R33/50 , G01R33/56 , G01R33/56509
摘要： In a method for a rapid determination of spatially resolved magnetic resonance relaxation parameters in an area of examination, a preparation pulse is radiated into the area of examination. During the relaxation of the longitudinal magnetization, spatially encoded magnetic resonance signals are acquired at a minimum of two different points in time using a fast magnetic resonance sequence. At each inversion time, an image data record is reconstructed from the magnetic resonance signals, which are elastically registered to each other. From the recorded image data records, values of magnetic resonance relaxation parameters are spatially accurately determined.
摘要翻译：在用于在检查区域中快速确定空间分辨的磁共振松弛参数的方法中，准备脉冲被辐射到检查区域中。在松弛纵向磁化期间，使用快速磁共振序列在至少两个不同的时间点获取空间编码的磁共振信号。在每个反转时间，从彼此弹性对准的磁共振信号重建图像数据记录。从记录的图像数据记录中，磁共振松弛参数的值在空间上被精确地确定。

10. 发明授权

US08554301B2 Magnetic resonance system and method for obtaining magnetic resonance images of a body region with a flowing medium therein 有权
标题翻译：磁共振系统和用于获得其中具有流动介质的体区的磁共振图像的方法
公开(公告)号：US08554301B2
公开(公告)日：2013-10-08
申请号：US13177730
申请日：2011-07-07
申请人： Peter Schmitt
发明人： Peter Schmitt
IPC分类号： A61B5/05 , G06K9/00
CPC分类号： G01R33/5635 , G01R33/4838 , G01R33/5602
摘要： A method to create magnetic resonance images of a predetermined imaging volume within an examination subject with a magnetic resonance system includes the following steps: Localize an inflow that supplies the imaging volume. Form a specific volume that at least partially includes the predetermined imaging volume and that is adapted to the inflow such that the specific volume has a recess into the specific volume at the inflow, via which recess at least a partial segment of the inflow is removed from the specific volume. Saturate or invert the magnetization of the specific volume by means of the magnetic resonance system. Detect measurement signals from the imaging volume. Create the MR images of the imaging volume by means of the measurement signals.
摘要翻译：使用磁共振系统在检查对象内创建预定成像体积的磁共振图像的方法包括以下步骤：定位提供成像体积的流入。形成至少部分地包括预定成像体积并且适于流入的比容积，使得比容积具有在流入处的比容积中的凹陷，通过该凹槽至少部分流入部分被从具体体积。通过磁共振系统饱和或反转比体积的磁化。从成像体积检测测量信号。通过测量信号创建成像体积的MR图像。

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