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1. 发明申请

WO2008019216A2 MONEY TRANSFER TRANSACTIONS VIA PRE-PAID WIRELESS COMMUNICATION DEVICES 审中-公开
标题翻译：通过预先支付的无线通信设备进行货币转账交易
公开(公告)号：WO2008019216A2
公开(公告)日：2008-02-14
申请号：PCT/US2007/073692
申请日：2007-07-17
申请人： THE WESTERN UNION COMPANY , BLAIR, Paul , LIEURANCE, Rex , ROBERTSON, Diane
发明人： BLAIR, Paul , LIEURANCE, Rex , ROBERTSON, Diane
IPC分类号： G06Q40/00
CPC分类号： G06Q20/40145 , G06Q20/10 , G06Q20/28 , G06Q20/32 , G06Q20/3223 , G06Q20/349 , G06Q20/38 , G06Q20/40 , G06Q20/4016 , G06Q40/00
摘要： The present invention generally provides systems and methods for performing money transfer transactions via a wireless communication device, such as a cellular phone, hi accordance with the invention, the wireless communication device is associated with, or automatically linked to, at least one payment source account {i.e., the wireless communication device is associated with a payment source account that may be automatically charged for payment of account balances, authorized charges, and/or money transfers), hi a preferred embodiment, the wireless communication device is associated with at least one pre- paid payment source account, hi one example, the wireless communication device is a pre- paid cellular phone and/or is associated with a pre-paid money transfer account, hi certain aspects, the wireless communication device may access a pre-directed phone number, e.g., *55, to access a money transfer service provider. Once connected to a money transfer service provider, a user may initiate a money transfer via the wireless device, which is optionally paid to a payee in-person at a money transfer service provider location.
摘要翻译：本发明通常提供用于经由诸如蜂窝电话的无线通信设备来执行货币转账交易的系统和方法。根据本发明，无线通信设备与无线通信设备相关联或自动链接到至少一个支付来源账户（即，无线通信设备与支付来源账户相关联，该支付来源账户可以被自动收取用于支付账户余额，授权费用和/或货币转账）。在优选实施例中，无线通信设备与至少一个预付费支付来源账户相关联。在一个示例中，无线通信设备是预付费蜂窝电话和/或与预付款转账账户相关联。在某些方面，无线通信设备通信设备可以访问预定的电话号码，例如* 55以访问汇款服务提供商。一旦连接到汇款服务提供商，用户可以通过无线设备发起汇款，该汇款可选地在汇款服务提供商位置亲自支付给收款人。

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