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1. 发明申请

US20080243690A1 Money Transfer System And Messaging System 有权
标题翻译：汇款系统和信息系统
公开(公告)号：US20080243690A1
公开(公告)日：2008-10-02
申请号：US11692708
申请日：2007-03-28
申请人： Scott Paintin , Lance Marr , Michelle O'Callaghan , Rebecca Mann , Diane Robertson
发明人： Scott Paintin , Lance Marr , Michelle O'Callaghan , Rebecca Mann , Diane Robertson
IPC分类号： G06Q40/00
CPC分类号： G06Q20/10 , G06Q20/02 , G06Q20/20 , G06Q20/40
摘要： A system for transferring funds from a sender to a recipient with a recorded message is disclosed. In one step the method includes receiving a request for a fund transfer from the sender. The sender may make the request for a fund transfer at a transaction processing device. In another step a payment is received from the sender for the fund transfer and a payment confirmation is transmitted to the host computer system. An identifier may then be assigned to the fund transfer. A recorded message from the sender may be received and at least a copy of the recorded message may be transmitted to a host computer system. The recorded message may then be associated with the fund transfer. A request, including the identifier, may be received from the recipient to receive the recorded messaged. In another step the recorded message may be sent to the recipient.
摘要翻译：公开了一种用于将资金从发送者转移到具有记录消息的接收者的系统。在一个步骤中，该方法包括从发送者接收资金转帐请求。发件人可以在交易处理设备处进行资金转帐请求。在另一步骤中，从发送方接收到用于资金转移的付款，并且向主计算机系统发送支付确认。然后可以将资源转移给标识符。可以接收来自发送者的记录的消息，并且至少可以将记录的消息的副本发送到主机系统。记录的消息可以与资金转移相关联。可以从接收者接收包括标识符的请求以接收所记录的消息。在另一步骤中，记录的消息可以被发送到接收者。

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