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热词
    • 3. 发明申请
    • Method and system for managing account information
    • 用于管理帐户信息的方法和系统
    • US20060204051A1
    • 2006-09-14
    • US11373551
    • 2006-03-10
    • James Holland
    • James Holland
    • G06K9/00
    • G06Q20/02G06Q20/227G06Q20/40G06Q20/4014G06Q20/42G06Q20/425G06Q40/04G07C9/00039G07C9/00087
    • A method and system for authenticating the identity of a consumer is disclosed. After the consumer is authenticated by a trusted third party, the consumer designates accounts that the consumer wishes to “lock.” When a party requests access to that account, the consumer is notified through the consumer's phone and asked to input a PIN. If the consumer provides the PIN, the requestor is granted access to the consumer's account without requiring further input from the consumer. If the party authorizing the transaction in this “two-factor” authentication does not possess both the phone and the consumer's PIN, or that party elects not to provide the PIN, the request will not be authenticated.
    • 公开了一种用于认证消费者身份的方法和系统。 在消费者被可靠的第三方认证之后,消费者指定消费者希望“锁定”的帐户。 当一方请求访问该帐户时,消费者将通过消费者的电话进行通知,并要求输入PIN。 如果消费者提供PIN,则请求者被授予访问消费者帐户的权限,而不需要消费者的进一步输入。 如果在“双因素”认证中授权交易的一方不具有电话和消费者的PIN,或者该方不选择提供PIN,则该请求将不被认证。