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1. 发明申请

WO2003034310A1 SYSTEMS AND METHODS FOR CONDUCTING ELECTRONIC COMMERCE TRANSACTIONS REQUIRING MICROPAYMENT 审中-公开
标题翻译：用于执行需要微调的电子商务交易的系统和方法
公开(公告)号：WO2003034310A1
公开(公告)日：2003-04-24
申请号：PCT/US2002/025354
申请日：2002-08-07
申请人： PAYBYCLICK CORPORATION
发明人： LING, Marvin, T.
IPC分类号： G06F17/60
CPC分类号： G06Q30/06 , G06Q20/04 , G06Q20/06 , G06Q20/105 , G06Q20/12 , G06Q20/123 , G06Q20/28 , G06Q20/29
摘要： Systems and methods for conducting electronic commerce using electronic tokens are described. The electronic tokens are issued and maintained by a micropayment service provider (60). Tangible goods, content or services offered by member vendors (55) can be purchased or rented using the electronic tokens. A vendor and a user (50) security means is provided to prevent unauthorized use of the user's account to purchase content, to prevent unauthorized downloading of content from a vendor web site and to prevent unauthorized change of transaction data. Settlement of payments between the micropayment service provider and the vendor is aggregated and may be performed upon reaching pre-determined amount or time thresholds, thus reducing transaction costs.
摘要翻译：描述使用电子令牌进行电子商务的系统和方法。电子令牌由微支付服务提供商（60）发行和维护。会员供应商提供的有形商品，内容或服务（55）可以使用电子令牌购买或出租。提供供应商和用户（50）的安全装置，以防止未经授权使用用户的帐户购买内容，以防止未经授权的从供应商网站下载内容并防止未经授权的更改交易数据。微服务提供商和供应商之间的付款结算被汇总，并且可以在达到预定金额或时间阈值后执行，从而降低交易成本。

2. 发明申请

WO2004015527A2 SYSTEMS AND METHODS FOR DISTRIBUTING ON-LINE CONTENT 审中-公开
标题翻译：用于分配在线内容的系统和方法
公开(公告)号：WO2004015527A2
公开(公告)日：2004-02-19
申请号：PCT/US2003/024418
申请日：2003-08-04
申请人： PAYBYCLICK CORPORATION
发明人： LING, Marvin, T.
IPC分类号： G06F
CPC分类号： G06Q30/02 , G06Q30/0277
摘要： Systems and methods are provided for distributing content such as audio, video, and text files to users over a communications network such as the Internet. Content owners may store content items at content provider computers. A catalog provider computer may be used to host a catalog that lists the various content items available from the content owners. Vendors having vendor websites operating on vendor computers may view the content information in the catalog to determine which content items to offer on the websites. Users may select a desired content item to purchase at a vendor’s website. When a user clicks on an appropriate purchase option, a micropayment service provider computer handles the purchase transaction. The purchased content item may then be delivered to the user from an appropriate one of the content provider computers.
摘要翻译：提供了系统和方法，用于通过诸如因特网的通信网络将内容（例如音频，视频和文本文件）分发给用户。内容所有者可以在内容提供商计算机上存储内容项。目录提供者计算机可用于托管列出内容所有者可用的各种内容项的目录。供应商在供应商计算机上运行的供应商网站可以查看目录中的内容信息，以确定在网站上提供哪些内容。用户可以在供应商的网站上选择要购买的所需内容项。当用户点击适当的购买选项时，微支付服务提供商计算机处理购买交易。然后可以从内容提供商计算机中的适当的一个将所购买的内容项目递送给用户。

3. 发明公开

EP1644794A2 METHODS AND APPARATUS FOR TRANSACTING ELECTRONIC COMMERCE USING ACCOUNT HIERARCHY AND LOCKING OF ACCOUNTS 审中-公开
标题翻译：使用账户层级和账户锁定来交易电子商务的方法和设备
公开(公告)号：EP1644794A2
公开(公告)日：2006-04-12
申请号：EP04756674.0
申请日：2004-07-07
申请人： PayByClick Corporation
发明人： LING, Marvin, T.
IPC分类号： G06F1/00
CPC分类号： G06Q30/06 , G06Q20/10
摘要： Apparatus and methods are provided for facilitating electronic commerce in an environment in which a service provider (15) handles business transactions between registered users (12) and participating vendors (14) and shipping companies (14), wherein users may establish and manage primary accounts (12) and sub-accounts (13) to purchase goods and services from participating vendors' web sites (11).
摘要翻译：提供了用于在服务提供商（15）处理注册用户（12）与参与供应商（14）和运输公司（14）之间的业务交易的环境中促进电子商务的设备和方法，其中用户可建立和管理主账户（12）和子账户（13）从参与供应商的网站（11）购买商品和服务。

4. 发明申请

WO2005008383A2 METHODS AND APPARATUS FOR TRANSACTING ELECTRONIC COMMERCE USING ACCOUNT HIERARCHY AND LOCKING OF ACCOUNTS 审中-公开
标题翻译：使用账户层级和账户锁定交易电子商务的方法和装置
公开(公告)号：WO2005008383A2
公开(公告)日：2005-01-27
申请号：PCT/US2004/021581
申请日：2004-07-07
申请人： PAYBYCLICK CORPORATION
发明人： LING, Marvin, T.
IPC分类号： G06F
CPC分类号： G06Q30/06 , G06Q20/10
摘要： Apparatus and methods are provided for facilitating electronic commerce in an environment in which a service provider handles business transactions between registered users and participating vendors and shipping companies, wherein users may establish and manage primary accounts and sub-accounts to purchase goods and services from participating vendors' web sites.
摘要翻译：提供的装置和方法用于在服务提供商处理注册用户与参与供应商和运输公司之间的业务交易的环境中促进电子商务，其中用户可以建立和管理主账户和子账户以从参与的供应商购买商品和服务 '网站。

5. 发明申请

WO2004102318A2 METHODS AND APPARATUS FOR ANONYMOUSLY TRANSACTING INTERNET SHOPPING AND SHIPPING 审中-公开
标题翻译：用于不正常交易的方法和装置互联网购物和运输
公开(公告)号：WO2004102318A2
公开(公告)日：2004-11-25
申请号：PCT/US2004/013969
申请日：2004-05-04
申请人： PAYBYCLICK CORPORATION , LING, Marvin, T.
发明人： LING, Marvin, T.
IPC分类号： G06F
CPC分类号： G06Q10/08 , G06Q30/06 , G06Q30/0601
摘要： Systems and methods are provided for supporting electronic commerce in an environment in which the service provider has vendors, shipping companies and users registered with its system so that a user can purchase goods and services from a participating vendor's website and have the vendor ship the purchased products to the user without disclosing to the vendor any personal information including shipping address.
摘要翻译：提供的系统和方法用于在服务提供商具有供应商，运输公司和用户在其系统上注册的环境中支持电子商务，使得用户可以从参与供应商的网站购买商品和服务，并且使供应商运送所购买的产品给用户，而不向供应商披露任何包括运送地址的个人信息。

6. 发明申请

WO2004015526A3 ELECTRONIC COMMERCE BRIDGE SYSTEM 审中-公开
公开(公告)号：WO2004015526A3
公开(公告)日：2004-02-19
申请号：PCT/US2003/024417
申请日：2003-08-04
申请人： PAYBYCLICK CORPORATION
发明人： LING, Marvin, T.
IPC分类号： G06F17/60
摘要： Systems and methods are provided for supporting electronic commerce in an environment in which multiple service providers (18) each have associated vendors (16) and in which a user (14) may maintain an account at a service provider that is different from the service provider associated with the vendor from which a user makes an on-line purchase. Both tangible products and electronic content products may be sold using the system. A bridge computer (22) may be used to facilitate interactions between service providers. The bridge computer may be used to implement service charge fees, to reimburse service providers for credit card transaction fees, to reimburse service providers with appropriate referral fees, and to otherwise support operation of the system.

7. 发明公开

EP1543461A2 SYSTEMS AND METHODS FOR DISTRIBUTING ON-LINE CONTENT 审中-公开
标题翻译：系统和方法用于分发在线内容
公开(公告)号：EP1543461A2
公开(公告)日：2005-06-22
申请号：EP03784908.0
申请日：2003-08-04
申请人： PayByClick Corporation
发明人： LING, Marvin, T.
IPC分类号： G06F17/60
CPC分类号： G06Q30/02 , G06Q30/0277
摘要： System and methods are provided for distributing content including audio, video, and text files to users over a communications network (12). Content owners may store content items at content provider computers (14). A catalog provider computer (24) may be used to host a catalog that lists the various content items available from the content owners. Vendors having vendor websites operating on vendor computers (22) may view the content information in the catalog to determine which content item to offer on the websites. A micropayment service provider computer (20) handles purchase transactions.

8. 发明公开

EP1423814A1 SYSTEMS AND METHODS FOR CONDUCTING ELECTRONIC COMMERCE TRANSACTIONS REQUIRING MICROPAYMENT 审中-公开
标题翻译：对于电子商务交易小额支付的执行体系和方法需要
公开(公告)号：EP1423814A1
公开(公告)日：2004-06-02
申请号：EP02768478.6
申请日：2002-08-07
申请人： PayByClick Corporation
发明人： LING, Marvin, T.
IPC分类号： G06F17/60
CPC分类号： G06Q30/06 , G06Q20/04 , G06Q20/06 , G06Q20/105 , G06Q20/12 , G06Q20/123 , G06Q20/28 , G06Q20/29
摘要： Systems and methods for conducting electronic commerce using electronic tokens are described. The electronic tokens are issued and maintained by a micropayment service provider (60). Tangible goods, content or services offered by member vendors (55) can be purchased or rented using the electronic tokens. A vendor and a user (50) security means is provided to prevent unauthorized use of the user's account to purchase content, to prevent unauthorized downloading of content from a vendor web site and to prevent unauthorized change of transaction data. Settlement of payments between the micropayment service provider and the vendor is aggregated and may be performed upon reaching pre-determined amount or time thresholds, thus reducing transaction costs.

9. 发明公开

EP1535227A2 ELECTRONIC COMMERCE BRIDGE SYSTEM 审中-公开
标题翻译： E-COMMERCE-BRÜCKENSYSTEM
公开(公告)号：EP1535227A2
公开(公告)日：2005-06-01
申请号：EP03784907.2
申请日：2003-08-04
申请人： PayByClick Corporation
发明人： LING, Marvin, T.
IPC分类号： G06F17/60
CPC分类号： G06Q30/06 , G06Q20/10 , G06Q30/0601 , G06Q30/0613 , G06Q30/0641
摘要： Systems and methods are provided for supporting electronic commerce in an environment in which multiple service providers (18) each have associated vendors (16) and in which a user (14) may maintain an account at a service provider that is different from the service provider associated with the vendor from which a user makes an on-line purchase. Both tangible products and electronic content products may be sold using the system. A bridge computer (22) may be used to facilitate interactions between service providers. The bridge computer may be used to implement service charge fees, to reimburse service providers for credit card transaction fees, to reimburse service providers with appropriate referral fees, and to otherwise support operation of the system.

10. 发明公开

EP1252562A2 METHOD AND APPARATUS FOR CONDUCTING ELECTRONIC COMMERCE TRANSACTIONS USING ELECTRONIC TOKENS 审中-公开
标题翻译：方法和装置对电子商务交易中使用电子标记来PERFORM
公开(公告)号：EP1252562A2
公开(公告)日：2002-10-30
申请号：EP01905010.3
申请日：2001-01-23
申请人： PayByClick Corporation
发明人： LING, Marvin, T.
IPC分类号： G06F1/00
CPC分类号： G06Q20/06 , G06Q20/04 , G06Q20/10 , G06Q20/105 , G06Q20/12 , G06Q20/20 , G06Q20/28 , G06Q20/29 , G06Q20/367 , G06Q30/0222 , G06Q30/0226 , G06Q30/0239 , G06Q30/06 , G06Q30/0601 , G07F17/16
摘要： Methods and apparatus for conducting electronic commerce using electronic tokens (203) are described. The electronic tokens are issued and maintained by a vendor, who also provides products and services that can be purchased or rented using the electronic tokens (217). The electronic tokens may be purchased from the vendor either on-line (211), using a credit card (212), or off-line (201), using a check, money order, purchase order, or other payment means (202). Because the vendor is the issuer of the electronic tokens, there is no need for transactions to be handled by a third party, such as a bank or other organization. Additionally, the vendor maintains total control over the price of the electronic tokens at any time. For vendors who offer software products for sale or rental, use of electronic tokens makes a variety of rental arrangements practical. Additionally, a user registers and purchases electronic tokens at the vendor (208).

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