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    • 4. 发明申请
    • SYSTEM AND METHOD FOR INSTANT ISSUE OF PERSONALIZED FINANCIAL TRANSACTION CARDS
    • 用于即时发布个性化金融交易卡的系统和方法
    • WO2012012421A3
    • 2012-05-18
    • PCT/US2011044530
    • 2011-07-19
    • EFT SOURCE INCSMITH BOBBYWHITE JAMES
    • SMITH BOBBYWHITE JAMES
    • G06Q40/00
    • G06Q20/105G06Q20/4012G06Q40/02
    • In a method for instantly issuing a personalized financial transaction card to a customer, a bank employee receives customer information and card information from the customer at a branch location (15). The operator inputs the customer information and at least some the card information into a data processing terminal at the branch. The customer information and the card information are communicated from the branch across a network to a card services provider (35). At the card services provider, the PIN is entered into a PIN database and a reference number associated with the customer and a PIN offset is generated. The reference number is used to retrieve the PIN from the PIN database. The retrieved PIN is then used to apply calculations to the card file. Using information from the card file, the financial transaction card is printed for the customer at the branch location.
    • 在向顾客即时发行个性化金融交易卡的方法中,银行职员在分支位置(15)接收来自顾客的顾客信息和卡信息。 操作员将顾客信息和至少一些卡信息输入到分支处的数据处理终端。 客户信息和卡信息通过网络从分支机构传送到卡服务提供商(35)。 在卡服务提供商处,PIN被输入到PIN数据库和与客户相关联的参考号码,并且生成PIN偏移。 参考号码用于从PIN数据库中检索PIN码。 然后使用检索到的PIN将计算应用于卡片文件。 使用来自卡片文件的信息,在分支位置为客户打印金融交易卡。