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    • 4. 发明授权
    • Methods and systems for providing a targeted merchant funded rebate or rewards program
    • 提供目标商人资助的折扣或奖励计划的方法和系统
    • US08156000B1
    • 2012-04-10
    • US13300167
    • 2011-11-18
    • Michael P. Thompson
    • Michael P. Thompson
    • G06Q30/00
    • G06Q40/02G06Q30/02G06Q30/0225G06Q30/0234
    • The present invention relates to facilitating retail transactions between participating enrolled members and participating merchants who fund rebate offers targeted to enrolled members based upon a member's past account purchase transaction information, spending habits or member profile information, on qualifying purchases. Account purchase transaction information of merchants funding rebates is monitored by one or more processors at a location(s) other than the participating merchant's location to determine whether a purchase transaction was consummated between an enrolled member and a particular participating merchant, and whether such transaction entitles the member to a merchant funded rebate or reward. The remote monitoring and determining gives the rebate program transparency; no special purpose cards/accounts, or loyalty cards need to be presented by the member and no additional checkout procedures or special equipment are needed by the participating merchants. The rebates or rewards earned can be applied to various accounts, financial instruments or obligations.
    • 本发明涉及促进参与的登记成员和参与商家之间的零售交易,其基于成员的过去帐户购买交易信息,消费习惯或成员资料信息,针对符合资格的购买资格,针对注册成员提供折扣优惠。 商户资金回扣的帐户购买交易信息由一个或多个处理者在参与商户的位置以外的位置进行监控,以确定在注册成员和特定参与商家之间是否完成了购买交易,以及此类交易是否有权 该会员向商家提供退款或奖励。 远程监控和确定给予了回扣计划的透明度; 会员不需要提供专用卡/账户或会员卡,参与商户不需要额外的结帐程序或特殊设备。 赚取的回扣或奖励可以适用于各种账户,金融工具或债务。
    • 10. 发明授权
    • Methods and systems for providing a merchant funded incentive rebate or awards program
    • 提供商业资助的奖励回扣或奖励计划的方法和系统
    • US08589226B1
    • 2013-11-19
    • US13437394
    • 2012-04-02
    • Michael P. Thompson
    • Michael P. Thompson
    • G06Q30/00
    • G06Q40/02G06Q30/02G06Q30/0225G06Q30/0234
    • The invention involves facilitating retail transactions between participating enrolled members and participating merchants funding awards to said members. Incentive offers may be advertised to members, including targeted offers to specific members. Account purchase transaction information of participating merchants is a) tracked by processor(s) belonging to a tracking entity, b) monitored by processor(s) and correlated with stored enrolled member information, and c) processor(s) determine whether a purchase transaction is between an enrolled member and participating merchant and if such transaction entitles the member to a merchant funded award; with such processor(s) being located other than at the participating merchant's location. The remote monitoring and determining gives the program transparency; no special purpose cards/accounts need to be presented by the member and no additional checkout procedures need to be performed by participating merchants. The awards can be applied as a credit or offset to various accounts, financial instruments or obligations.
    • 该发明涉及促进参与的登记成员和参与商家之间的零售交易向所述成员提供奖励。 奖励优惠可能会向成员公布,包括针对特定会员的定向优惠。 参与商户的帐户购买交易信息是a)由属于跟踪实体的处理器跟踪,b)由处理器监视并与存储的登记成员信息相关联,以及c)处理器确定购买交易 在注册成员和参与商家之间,如果这样的交易授权会员获得商业资助奖励; 这些处理器位于参与商户的位置之外。 远程监控和确定给予程序透明度; 会员不需要提供特殊用途的卡/账户,不需要参与商户执行额外的结帐程序。 奖励可以作为信用或抵消各种账户,金融工具或债务。