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    • 2. 发明申请
    • Predictive Modeling of Consumer Financial Behavior Using Supervised Segmentation and Nearest-Neighbor Matching
    • 使用监督分割和最近邻匹配的消费者金融行为的预测建模
    • US20070244741A1
    • 2007-10-18
    • US11623266
    • 2007-01-15
    • Matthias BlumeMichael LazarusLarry PeranichFrederique VernhesKenneth BrownWilliam CaidTed DunningGerald RussellKevin Sitze
    • Matthias BlumeMichael LazarusLarry PeranichFrederique VernhesKenneth BrownWilliam CaidTed DunningGerald RussellKevin Sitze
    • G06F17/30
    • G06Q30/02G06Q30/0202G06Q30/0207G06Q30/0241G06Q30/0255G06Q30/0269G06Q30/0601
    • Predictive modeling of consumer financial behavior, including determination of likely responses to particular marketing efforts, is provided by application of consumer transaction data to predictive models associated with merchant segments. The merchant segments are derived from the consumer transaction data based on co-occurrences of merchants in sequences of transactions. Merchant vectors represent specific merchants, and are aligned in a vector space as a function of the degree to which the merchants co-occur more or less frequently than expected. Supervised segmentation is applied to merchant vectors to form the merchant segments. Merchant segment predictive models provide predictions of spending in each merchant segment for any particular consumer, based on previous spending by the consumer. Consumer profiles describe summary statistics of each consumer's spending in the merchant segments, and across merchant segments. The consumer profiles include consumer vectors derived as summary vectors of selected merchants patronized by the consumer. Predictions of consumer behavior are made by applying nearest-neighbor analysis to consumer vectors, thus facilitating the targeting of promotional offers to consumers most likely to respond positively.
    • 通过将消费者交易数据应用于与商家细分相关的预测模型,提供消费者财务行为的预测建模,包括对特定营销努力的可能响应的确定。 商业细分是根据交易序列中商家的共同出现从消费者交易数据中得出的。 商家向量表示特定商家,并且在向量空间中对齐,作为商家与预期频繁相同程度的函数。 监督分割被应用于商家向量以形成商家分段。 商业细分预测模型根据消费者以前的支出,为每个特定消费者的每个商业细分市场提供支出预测。 消费者个人资料描述了每个消费者在商家细分中以及跨商家细分的消费的总体统计。 消费者资料包括作为由消费者光顾的所选商家的汇总向量导出的消费者向量。 消费者行为的预测是通过对消费者向量应用最近邻分析来做出的,从而有助于向最有可能积极响应的消费者定位促销优惠。
    • 5. 发明申请
    • GENERATING SEQUENCES OF PROGRAM ITEMS
    • 程序项目的生成顺序
    • US20170039277A1
    • 2017-02-09
    • US10730810
    • 2003-12-08
    • Amir DoronAnthony Jesse FoianiKevin SitzeSean Sullivan
    • Amir DoronAnthony Jesse FoianiKevin SitzeSean Sullivan
    • G06F17/30G06Q50/18
    • G06F16/639G06F16/635G06F16/686G06Q50/184G11B27/031G11B27/105
    • Systems and techniques, including computer program products, for generating sequences of program items. A specification of a sequence is received. A specification of multiple sets, where each set includes one or more program items, is also received. An output sequence of program items is generated by selecting program items from the sets based on the specified sequence. In some implementations, program items are selected by assigning each program item a score, and identifying the program item with the best score. An attribute can be associated with each program item. The attributes can be used to group the program items into sets, to determine the scores of the program items, and to select program items to be placed in the generated output sequence. The rules and the set sequence can be adjusted dynamically, and the generated output sequence can be modified by adding, removing, or replacing program items.
    • 用于生成程序项目序列的系统和技术,包括计算机程序产品。 接收到序列的规范。 还接收多个集合的规范,其中每个集合包括一个或多个节目项目。 通过根据指定的顺序从集合中选择程序项目来生成程序项目的输出序列。 在一些实现中,通过为每个节目项目分配一个分数并且以最佳分数来识别节目项目来选择节目项目。 属性可以与每个程序项相关联。 属性可用于将程序项目分组成集合,以确定程序项目的分数,并选择要放置在生成的输出序列中的程序项目。 可以动态调整规则和集合顺序,通过添加,删除或替换程序项目可以修改生成的输出序列。
    • 6. 发明授权
    • System and method for managing a database
    • 用于管理数据库的系统和方法
    • US07389305B1
    • 2008-06-17
    • US09323512
    • 1999-06-01
    • Brad KindigKevin Sitze
    • Brad KindigKevin Sitze
    • G06F17/00G06F12/00
    • G06F17/30949G06F17/30315Y10S707/99944Y10S707/99953
    • A system and a method for managing a database. The system includes a database manager for storing and retrieving data records from a database. In one embodiment, the database includes a database data structure that is divided into a plurality of sections. Each of the sections holds is configured to hold zero or more data records. During a store operation of a data record, a key that is associated with the data record is used to identify one of the sections. The system determines whether the identified section has sufficient space to contain the identified data record. If the section has insufficient space, the system deletes data records according to a ranking function. In one embodiment of the invention, the ranking function is a least recently used algorithm. The system of the present invention does not have any inter-dependency between the data records that are stored within the database. Furthermore, in one embodiment of the invention, the system creates the database using sections that are the same size that is used by a caching system to store and retrieve pages from mass storage.
    • 一种用于管理数据库的系统和方法。 该系统包括用于从数据库存储和检索数据记录的数据库管理器。 在一个实施例中,数据库包括被分成多个部分的数据库数据结构。 每个段保持配置为保存零个或多个数据记录。 在数据记录的存储操作期间,使用与数据记录相关联的密钥来识别其中一个部分。 系统确定所识别的部分是否具有足够的空间来容纳所识别的数据记录。 如果该部分空间不足,系统会根据排序功能删除数据记录。 在本发明的一个实施例中,排序函数是最近最少使用的算法。 本发明的系统在数据库中存储的数据记录之间没有任何相互依赖关系。 此外,在本发明的一个实施例中,系统使用与缓存系统用于从大容量存储器存储和检索页面的大小相同的部分来创建数据库。