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    • 2. 发明授权
    • Method and apparatus for encoding transactions for goods and services using an e-receipt
    • 使用电子收据对商品和服务的交易进行编码的方法和装置
    • US07158948B1
    • 2007-01-02
    • US09329461
    • 1999-06-10
    • Herman RodriguezNewton James Smith
    • Herman RodriguezNewton James Smith
    • G06Q
    • G07F7/1008G06Q10/087G06Q10/0875G06Q20/04G06Q20/0425G06Q20/0453G06Q20/203G06Q20/341G06Q20/363G06Q20/4093G06Q30/0601G07F7/00G07F7/0866G07G5/00
    • A method and apparatus for encoding transactions for goods and services using an e-receipt is provided. A consumer and a merchant conduct a commercial transaction using a distributed data processing system. An electronic receipt is recorded on a removable storage medium at a first data processing system. The electronic receipt contains data concerning the commercial transaction. The removable storage medium is then read at a second data processing system. After validating the electronic receipt, another commercial transaction or another stage of the original commercial transaction may be performed. The electronic receipt may be validated for a warranty claim on goods or services subject to the purchase transaction, and the removable storage medium may be an optical card or a smart card, either of which is able to store thousands of e-receipts and other electronic documents related to a commercial transaction, with the integrity of each guaranteed through digital signature, digital certificate, etc.
    • 提供了一种用于使用电子收据对商品和服务的交易进行编码的方法和装置。 消费者和商家使用分布式数据处理系统进行商业交易。 在第一数据处理系统的可移动存储介质上记录电子收据。 电子收据包含有关商业交易的数据。 然后在第二数据处理系统处读取可移动存储介质。 在验证电子收据之后,可以执行另一商业交易或原始商业交易的另一阶段。 可以对购买交易的货物或服务的保修索赔进行电子收据的验证,而可移动存储介质可以是光卡或智能卡,其中任何一个能够存储数千个电子收据和其他电子 与商业交易相关的文件,通过数字签名,数字证书等保证每一项的完整性。
    • 5. 发明授权
    • Calendar-induced desktop security
    • 日历引起的桌面安全
    • US06651173B1
    • 2003-11-18
    • US09343629
    • 1999-06-30
    • Herman RodriguezNewton James Smith
    • Herman RodriguezNewton James Smith
    • G06F124
    • G06F21/70
    • For events scheduled within a user's calendar, a security mode is associated with the event. At the start of the scheduled event, the calendar notifies the security module of the security mode and the security mode is initiated. Different security modes may be defined, such as locking the system indefinitely, until the user unlocks the system with the password, locking the system for the duration of the event, or setting a shorter or longer inactivity period for a timer activated lock. Different event types may thus be matched with appropriate security modes, providing better overall security. The security mode, once initiated, may be maintained until the end of the schedule event, at which time the system may revert to a default security mode. Alternatively, the security mode may, by user specification or by default, be maintained until a different security mode is requested by the user, utilizing a password. The security system thus takes into consideration a user's behavior and scheduled activities in activating a system lock or other security mode.
    • 对于在用户日历中安排的事件,安全模式与事件相关联。 在预定事件开始时,日历通知安全模块的安全模式,并启动安全模式。 可以定义不同的安全模式,例如无限期地锁定系统,直到用户使用密码解锁系统,在系统持续的时间内锁定系统,或者为定时器激活的锁定更短或更长的不活动时间段。 因此,不同的事件类型可以与适当的安全模式相匹配,从而提供更好的整体安全性。 一旦启动,安全模式可以被维护,直到调度事件结束,此时系统可以恢复到默认安全模式。 或者,安全模式可以通过用户指定或默认保持,直到使用者用密码来请求用户不同的安全模式。 因此,安全系统在激活系统锁或其他安全模式时考虑到用户的行为和计划的活动。
    • 6. 发明授权
    • E-check and e-commerce
    • 电子支票和电子商务
    • US08645241B2
    • 2014-02-04
    • US10733837
    • 2003-12-11
    • Herman RodriguezNewton James SmithClifford Jay Spinac
    • Herman RodriguezNewton James SmithClifford Jay Spinac
    • G06Q40/00
    • G06Q20/0425G06Q20/04G06Q20/042G06Q20/108G06Q20/204G06Q40/00G06Q40/02G06Q40/12
    • Methods, systems, and media for processing and clearing a check are disclosed. Embodiments include hardware and/or software for generating an e-check in response to receipt of a paper check, by which a merchant performs the manual data entry for the merchant, the merchant's bank, the Federal Reserve Bank, and the purchaser's bank clearing procedures. The paper check is electronically scanned at the point of sale (POS) terminal to create a check object (the ‘e-check’) that contains the binary data of the check information, a scanned image of the paper check, and identification data from the purchaser. Then, the check object is submitted to the check writer's, or purchaser's bank, for automated clearing without having to process the physical document any further.
    • 公开了用于处理和清除支票的方法,系统和媒体。 实施例包括用于响应于纸张支票的接收而产生电子支票的硬件和/或软件,商家通过该纸支票执行商人,商人银行,联邦储备银行和购买者的银行结算程序的手动数据输入 。 在销售点(POS)终端电子扫描纸张检查,以创建一个检查对象(“e-check”),其包含检查信息的二进制数据,纸张检查的扫描图像以及来自 买家。 然后,检查对象被提交给支票作者或买方的银行进行自动清算,而无需进一步处理实体文件。
    • 7. 发明授权
    • Document destruction management
    • 文件销毁管理
    • US08364306B2
    • 2013-01-29
    • US11869828
    • 2007-10-10
    • Herman RodriguezNewton James SmithClifford Jay Spinac
    • Herman RodriguezNewton James SmithClifford Jay Spinac
    • G06F7/00
    • B02C25/00B02C18/0007B02C2018/0015G06F11/006G06Q10/10G06Q50/18G06Q50/26
    • A computer implemented method, apparatus, and computer usable code for shredding objects. The apparatus has a number of components including a receptacle that is configured to receive objects. A shredding unit is connected to the receptacle, wherein the shredding unit selectively destroys the objects placed into the receptacle. An object detector is used to detect the presence of an object in the receptacle. An object identifier identifies objects placed into the receptacle. The apparatus also has a memory and a connector. The connector is used to establish a communications link with a data processing system. A controller in the apparatus stores identifications of objects identified by the object identifier in the memory and sends a signal to the shredding unit to control shredding of the objects.
    • 用于粉碎物体的计算机实现的方法,装置和计算机可用代码。 该装置具有多个部件,包括配置成接收物体的插座。 切碎单元连接到容器,其中切碎单元选择性地破坏放置在容器中的物体。 物体检测器用于检测物体在容器中的存在。 对象标识符标识放置在插​​座中的对象。 该装置还具有存储器和连接器。 连接器用于建立与数据处理系统的通信链路。 设备中的控制器将由对象标识符识别的对象的标识存储在存储器中,并将信号发送到粉碎单元以控制对象的粉碎。
    • 9. 发明授权
    • E-commerce transaction aggregation and processing
    • 电子商务交易汇总处理
    • US07519547B2
    • 2009-04-14
    • US10733836
    • 2003-12-11
    • Herman RodriguezNewton James SmithClifford Jay Spinac
    • Herman RodriguezNewton James SmithClifford Jay Spinac
    • G06Q30/00
    • G06Q30/06G06Q20/202G06Q20/209G06Q30/0225G06Q30/0601G06Q30/0605G06Q30/0609G06Q30/0633G06Q30/0641G06Q40/02G06Q40/08
    • Methods, systems, and media for aggregating and processing product information are disclosed. Embodiments include hardware and/or software for receiving an electronic receipt from a merchant that describes a transaction for a product by a purchaser and gathering product information from one or more sources such as the merchant, the product's manufacturer, the purchaser's bank, and/or an accessories dealer. Upon gathering the product information, the product information is associated with the transaction for the product on the electronic receipt and packaged in a standard, electronic format, an aggregated package, that is accessible and manageable by the purchaser's software, such as a personal finance manager (PFM) like Quicken™, Quickbooks™, Microsoft Money™, or the like. The aggregated package can then be sent to the purchaser via an email address supplied by the purchaser at the time of the purchaser or by the purchaser's bank while completing a funds transfer for the transaction.
    • 公开了用于聚合和处理产品信息的方法,系统和介质。 实施例包括用于从商家接收描述产品的交易的购买者的电子收据的硬件和/或软件,以及从诸如商家,产品制造商,购买者银行和/或购买者的一个或多个来源收集产品信息 配件经销商。 在收集产品信息时,产品信息与电子收据上产品的交易相关联,并以标准,电子格式,聚合包装(包括个人财务经理可访问和管理)进行包装 (PFM),如Quicken TM,Quickbooks TM,Microsoft Money TM等。 然后,可以在购买者或购买者的银行通过购买者提供的电子邮件地址将汇总包发送给购买者,同时完成交易的资金转帐。
    • 10. 发明申请
    • Multi-Way Call Connection Management System
    • 多方呼叫连接管理系统
    • US20080181384A1
    • 2008-07-31
    • US12057651
    • 2008-03-28
    • Herman RodriguezNewton James SmithClifford Jay Spinac
    • Herman RodriguezNewton James SmithClifford Jay Spinac
    • H04M3/42
    • H04M3/56
    • The present invention is directed to a multi-way connection management (MWCM) system for monitoring and maintaining call connections among a group of participating parties. The multi-way call connection may be established by connecting the originating party and the desired participating parties. Once a multi-way call connection is established, the multi-way call connection may be maintained until the originating party desires to terminate the call. Any disconnected party may rejoin the multi-way call by an automatic redial performed by the MWCM system. Additionally, the originating party may provide a call continuation period of the multi-way call when the originating party can rejoin the multi-way call. In this manner, other participating parties may stay in the multi-way call during the provided period without the originating party being connected. Advantageously, the originating party may save the time and effort of repeating a tedious process (by calling all other participating parties) to establish a multi-way call.
    • 本发明涉及一种用于在一组参与方之间监视和维护呼叫连接的多路连接管理(MWCM)系统。 可以通过连接始发方和期望的参与方来建立多路呼叫连接。 一旦建立了多路呼叫连接,则可以维持多路呼叫连接,直到发起方希望终止呼叫。 任何断开连接的一方可以通过MWCM系统执行的自动重拨来重新加入多路通话。 此外,当发起方可以重新加入多路呼叫时,发起方可以提供多路呼叫的呼叫持续时段。 以这种方式,其他参与方可以在提供的期间内保持多方通话,而不要求发起方连接。 有利地,发起方可以节省重复繁琐过程(通过呼叫所有其他参与方)建立多路呼叫的时间和精力。