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1. 发明申请

US20050165695A1 System and method for payment using radio frequency identification in contact and contactless transactions 有权
标题翻译：使用射频识别的联系和非接触式交易支付系统和方法
公开(公告)号：US20050165695A1
公开(公告)日：2005-07-28
申请号：US10318480
申请日：2002-12-13
申请人： Michael Berardi , Michal Bliman , David Bonalle , Jennifer Elwood , Matthew Hood , Susan Isenberg , Alexandra Mayers , Trevor Perry , Peter Saunders , Kathryn Scheding , Sejal Shah , Kristin VonWald , John Williamson
发明人： Michael Berardi , Michal Bliman , David Bonalle , Jennifer Elwood , Matthew Hood , Susan Isenberg , Alexandra Mayers , Trevor Perry , Peter Saunders , Kathryn Scheding , Sejal Shah , Kristin VonWald , John Williamson
IPC分类号： G06Q20/00 , G07C9/00 , G06F17/60
CPC分类号： G06Q20/40 , G06Q20/00 , G06Q20/027 , G06Q20/04 , G06Q20/08 , G06Q20/085 , G06Q20/10 , G06Q20/14 , G06Q20/327 , G06Q20/367 , G06Q20/382 , G06Q20/3821 , G06Q20/401 , G07C9/00119
摘要： A transponder-reader payment system includes a RFID reader for interrogating a transponder, and a fob including a transponder which is associated with fob data file funded by one or more funding sources. In exemplary operation, the fob identifying information may be presented to the RFID reader for completion of a transaction request. The transaction request may be provided to a fob issuer system which may process the transaction request in accordance with a funding protocol wherein the transaction request is satisfied according to a fob issuer predefined funding criteria relative to the multiple funding sources.
摘要翻译：应答器 - 读取器支付系统包括用于询问应答器的RFID读取器，以及包括与由一个或多个资金来源资助的fob数据文件相关联的应答器的Fob。在示例性操作中，可以将RFID标签信息呈现给RFID读取器，以完成交易请求。交易请求可以被提供给可以根据资金协议处理交易请求的付款发行者系统，其中根据支付发行商相对于多个资金来源的预定义的资金准则来满足交易请求。

2. 发明申请

US20070265964A1 System and Method for Payment Using Radio Frequency Identification in Contact and Contactless Transactions 有权
标题翻译：联系和非接触式交易中使用射频识别的系统和方法
公开(公告)号：US20070265964A1
公开(公告)日：2007-11-15
申请号：US11743907
申请日：2007-05-03
申请人： Michael Berardi , Michal Bliman , David Bonalle , Jennifer Elwood , Matthew Hood , Susan Isenberg , Alexandra Mayers , Peter Saunders , Kathryn Scheding , Sejal Shah , John Williamson
发明人： Michael Berardi , Michal Bliman , David Bonalle , Jennifer Elwood , Matthew Hood , Susan Isenberg , Alexandra Mayers , Peter Saunders , Kathryn Scheding , Sejal Shah , John Williamson
IPC分类号： G06Q40/00
CPC分类号： G06Q20/4012 , G06Q20/00 , G06Q20/04 , G06Q20/10 , G06Q20/14 , G06Q20/3226 , G06Q20/327 , G06Q20/3278 , G06Q20/40 , G07C9/00111 , G07C9/00119
摘要： A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a personalization system for populating onto the fob and RFID reader identifying information and security and authentication keys which may be used during mutual authentication of the fob and the reader and for completing a transaction. In exemplary operation, the fob and RFID reader may be personalized, the fob may be presented to the RFID reader for interrogation, the fob and reader may engage in mutual authentication, and fob identifying information may be provided to the reader for transaction completion. In another exemplary embodiment, operation of the transponder-reader payment system may be controlled by an activation circuit. Further, the fob may be responsive to multiple interrogation signals.
摘要翻译：应答器 - 读取器支付系统包括一个包含应答器的支架和用于询问应答器的RFID读取器。该系统还可以包括个人化系统，用于填充小袋和RFID读取器，以识别信息和安全性和认证密钥，这些密钥可以在相机和阅读器的相互认证期间使用并用于完成交易。在示例性操作中，便携式小键盘和RFID读取器可以被个性化，小物件可以被呈现给RFID读取器进行询问，小支架和读取器可以参与相互认证，并且可以向读者提供支票识别信息以进行交易完成。在另一示例性实施例中，应答器 - 读取器支付系统的操作可以由激活电路来控制。此外，小袋可以响应于多个询问信号。

3. 发明申请

US20050160003A1 SYSTEM AND METHOD FOR INCENTING RFID TRANSACTION DEVICE USAGE AT A MERCHANT LOCATION 审中-公开
标题翻译：用于在商业地点使用RFID交易设备的系统和方法
公开(公告)号：US20050160003A1
公开(公告)日：2005-07-21
申请号：US10907602
申请日：2005-04-07
申请人： Michael Berardi , Michal Bliman , David Bonalle , Jennifer Elwood , Matthew Hood , Susan Isenberg , Trevor Perry , Peter Saunders , Kristin VonWald
发明人： Michael Berardi , Michal Bliman , David Bonalle , Jennifer Elwood , Matthew Hood , Susan Isenberg , Trevor Perry , Peter Saunders , Kristin VonWald
IPC分类号： G06Q20/00 , G07C9/00 , G06F17/60
CPC分类号： G06Q30/0226 , G06Q20/00 , G06Q20/04 , G06Q20/14 , G06Q20/327 , G06Q20/352 , G06Q30/0215 , G06Q30/0224 , G07C9/00111 , G07C9/00119
摘要： A system and method for providing incentives at a merchant location for using a RF identification (RFID) transaction device for transaction completion is provided. An RFID transaction device account number includes a marker for identifying that the transaction is being completed using an RFID transaction device. A merchant system recognizes the marker and provides incentives to the RFID device user accordingly. In one embodiment, the incentives are provided to an RFID device user in real-time. Alternatively, the merchant system may provide the incentives to the customer at a later time. Further still, incentives may be provided to the user based on a prior transaction history, user profile, or any other data related to the user, user account, merchant, product or service.
摘要翻译：提供了一种用于在商户位置提供用于使用用于交易完成的RF识别（RFID）交易设备的激励的系统和方法。 RFID交易设备帐号包括使用RFID交易设备来识别交易正在完成的标记。商家系统识别标记并相应地向RFID设备用户提供激励。在一个实施例中，激励被实时地提供给RFID设备用户。或者，商家系统可以在稍后的时间向客户提供激励。此外，还可以基于先前的交易历史，用户简档或与用户，用户帐户，商家，产品或服务相关的任何其他数据来向用户提供激励。

4. 外观设计

USD724186S1 Expandable hose assembly 有权
标题翻译：可扩展软管总成
公开(公告)号：USD724186S1
公开(公告)日：2015-03-10
申请号：US29427541
申请日：2012-07-19
申请人： Michael Berardi
设计人： Michael Berardi
CPC分类号： F16L11/12

5. 发明授权

US4753147A Guitar mute 失效
标题翻译：吉他静音
公开(公告)号：US4753147A
公开(公告)日：1988-06-28
申请号：US97740
申请日：1987-09-17
申请人： Michael Berardi
发明人： Michael Berardi
IPC分类号： G10D3/04
CPC分类号： G10D3/046
摘要： A guitar mute has a tubular body of elasticized terrycloth. Hook and eye fasteners provide selectable tension on the strings when the mute is attached to the neck of the guitar. A felt pad sewn into the middle of the mute adapts to the contour of the fingerboard. Being slightly shorter than the distance between the two outermost strings, the felt pad, along with the elastic in the tubular body, provides an even pressure to all strings. The mute can be slid along the neck with one hand without removing the mute from the guitar.
摘要翻译：吉他静音有一个弹性纤维布的管状体。当静音连接到吉他琴颈上时，钩和眼睛紧固件可以在琴弦上提供可选择的张力。缝在静音中间的毡垫适应指板的轮廓。稍微短于两个最外层之间的距离，毡垫与管状体中的弹性件一起为所有的串提供均匀的压力。静音可以用一只手沿颈部滑动，而不会从吉他上移除静音。

6. 发明授权

US08291942B2 Expandable hose assembly 有权
公开(公告)号：US08291942B2
公开(公告)日：2012-10-23
申请号：US13488515
申请日：2012-06-05
申请人： Michael Berardi
发明人： Michael Berardi
IPC分类号： F16L11/00
CPC分类号： F16L11/20 , F16L11/10 , F16L11/12 , F16L33/01 , F16L35/00 , F16L2201/60
摘要： A hose which automatically expands longitudinally and automatically expands laterally upon the application of a fluid pressure is disclosed. The hose can automatically expand longitudinally up to six times its unexpanded or contracted length. Upon release of the fluid pressure within the hose, the hose will automatically contract to a contracted condition. The hose includes an inner tube made from an elastic material and an outer tube made from a non-elastic material. The inner tube is positioned concentrically within the outer tube in both a contracted condition and an expanded condition. The outer tube is secured to the inner tube only at a first end of the inner and outer tubes and at a second end of the inner and outer tubes. The outer tube moves laterally and longitudinally with respect to the inner tube when the tubes are transitioning between a contracted condition and an expanded condition.

7. 发明授权

US08291941B1 Expandable and contractible hose 有权
标题翻译：可扩展和可收缩的软管
公开(公告)号：US08291941B1
公开(公告)日：2012-10-23
申请号：US13289447
申请日：2011-11-04
申请人： Michael Berardi
发明人： Michael Berardi
IPC分类号： F16L11/00
CPC分类号： F16L11/12 , F16L11/20
摘要： A hose which automatically expands longitudinally and automatically expands laterally upon the application of a fluid pressure is disclosed. The hose can automatically expand longitudinally up to six times its unexpanded or contracted length. Upon release of the fluid pressure within the hose, the hose will automatically contract to a contracted condition. The hose includes an inner tube made from an elastic material and an outer tube made from a non-elastic material. The inner tube is positioned concentrically within the outer tube in both a contracted condition and an expanded condition. The outer tube is secured to the inner tube only at a first end of the inner and outer tubes and at a second end of the inner and outer tubes. The outer tube moves laterally and longitudinally with respect to the inner tube when the tubes are transitioning between a contracted condition and an expanded condition.
摘要翻译：公开了一种在施加流体压力时自动纵向自动扩张并自动地横向膨胀的软管。软管可以自动纵向膨胀至其未膨胀或收缩长度的六倍。当释放软管内的流体压力时，软管将自动收缩至收缩状态。软管包括由弹性材料制成的内管和由非弹性材料制成的外管。在收缩状态和扩张状态下，内管同心地位于外管内。外管仅在内管和外管的第一端处以及在内管和外管的第二端处固定到内管。当管在收缩条件和膨胀状态之间转换时，外管相对于内管横向和纵向移动。

8. 发明申请

US20120234425A1 Expandable hose assembly 有权
标题翻译：可扩展软管总成
公开(公告)号：US20120234425A1
公开(公告)日：2012-09-20
申请号：US13488515
申请日：2012-06-05
申请人： Michael Berardi
发明人： Michael Berardi
IPC分类号： F16L11/20
CPC分类号： F16L11/20 , F16L11/10 , F16L11/12 , F16L33/01 , F16L35/00 , F16L2201/60
摘要： A hose which automatically expands longitudinally and automatically expands laterally upon the application of a fluid pressure is disclosed. The hose can automatically expand longitudinally up to six times its unexpanded or contracted length. Upon release of the fluid pressure within the hose, the hose will automatically contract to a contracted condition. The hose includes an inner tube made from an elastic material and an outer tube made from a non-elastic material. The inner tube is positioned concentrically within the outer tube in both a contracted condition and an expanded condition. The outer tube is secured to the inner tube only at a first end of the inner and outer tubes and at a second end of the inner and outer tubes. The outer tube moves laterally and longitudinally with respect to the inner tube when the tubes are transitioning between a contracted condition and an expanded condition.
摘要翻译：公开了一种在施加流体压力时自动纵向自动扩张并自动地横向膨胀的软管。软管可以自动纵向膨胀至其未膨胀或收缩长度的六倍。当释放软管内的流体压力时，软管将自动收缩至收缩状态。软管包括由弹性材料制成的内管和由非弹性材料制成的外管。在收缩状态和扩张状态下，内管同心地位于外管内。外管仅在内管和外管的第一端处以及在内管和外管的第二端处固定到内管。当管在收缩条件和膨胀状态之间转换时，外管相对于内管横向和纵向移动。

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