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1. 发明授权

US07566000B2 Method and system for providing a flexible product purchase account for members of a healthcare organization 有权
标题翻译：为医疗机构成员提供灵活的产品采购帐户的方法和系统
公开(公告)号：US07566000B2
公开(公告)日：2009-07-28
申请号：US11060158
申请日：2005-02-17
申请人： Michael Agostino , Scott A. McArthur , Doug Egan
发明人： Michael Agostino , Scott A. McArthur , Doug Egan
IPC分类号： G06K7/10
CPC分类号： G06Q30/02 , G06Q20/40
摘要： A method and system for facilitating a redemption of benefits for a customer with the use of a benefit card is provided that includes associating an identification code with the customer, the identification code being stored on the benefit card, accessing an account record associated with the identification code, and determining if an item presented for purchase by the customer is eligible for a benefit discount. Also included is calculating an appropriate discount for the item if it is determined that the item was eligible for a benefit discount.
摘要翻译：提供一种方法和系统，用于促进使用利益卡为客户兑换利益，其包括将识别码与客户相关联，识别码存储在利益卡上，访问与识别相关联的帐户记录代码，以及确定由客户呈现供购买的物品是否符合获利优惠。还包括如果确定该项目有资格获得优惠折扣，则计算该项目的适当折扣。

2. 发明申请

US20090259589A1 METHOD AND SYSTEM FOR MANAGING A FLEXIBLE SPENDING ACCOUNT 审中-公开
标题翻译：用于管理灵活支出帐户的方法和系统
公开(公告)号：US20090259589A1
公开(公告)日：2009-10-15
申请号：US12488254
申请日：2009-06-19
申请人： Michael Agostino , Scott A. McArthur , Doug Egan
发明人： Michael Agostino , Scott A. McArthur , Doug Egan
IPC分类号： G06Q40/00
CPC分类号： G06Q30/02 , G06Q20/40
摘要： A method and system for facilitating a redemption of a benefit provided by an organization for the purchase of non-prescription items from a retail store including associating a plurality of non-prescription items with a list; linking a plurality of members with the list, receiving a request for an account balance check of a member for one or more non-prescription items on the list that were presented for purchase by the member; determining if an account balance for the member has sufficient funds to cover the non-prescription items on the list that were presented for purchase by the member; and transmitting to the retail store an approval for the purchase by the member of the one or more non-prescription items on the list if the retrieved account balance for the member had sufficient funds to cover the non-prescription items on the list that were presented for purchase.
摘要翻译：一种用于促进组织为从零售商店购买非处方物品而提供的利益的方法和系统，包括将多个非处方项目与列表相关联; 将多个成员与所述列表相链接，接收对所述成员提交的用于购买的列表中的一个或多个非处方项目的成员的帐户余额检查请求; 确定会员帐户余额是否有足够的资金来支付会员提交购买的名单上的非处方项目; 如果成员的检索帐户余额足够用于支付列表中的非处方项目，则向零售商店传送由成员购买列表中的一个或多个非处方项目的批准购买。

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