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    • 6. 发明申请
    • ELECTRONIC CLEARING AND PAYMENT SYSTEM
    • 电子清算和付款系统
    • US20130046682A1
    • 2013-02-21
    • US13576403
    • 2011-02-02
    • Markus Rupprecht
    • Markus Rupprecht
    • G06Q20/10
    • G06Q20/10
    • A computer-implemented method for online payment, comprising the steps: receiving a business object comprising an instruction by a user to transfer a payment amount from a first account to a second account; debiting the payment amount to the first account; crediting the payment amount to the second account; after the payment amount has been credited to the second account and debited to the first account, generating a message indicating that the transaction has been completed; characterized in that the steps of debiting, crediting, and generating are executed in quasi-synchrony.
    • 一种用于在线支付的计算机实现的方法,包括以下步骤:接收业务对象,包括用户的指令将支付金额从第一帐户转移到第二帐户; 将支付金额扣除到第一个帐户; 将支付金额记入第二个账户; 在支付金额被记入第二个账户并被扣除到第一个帐户之后,产生一个表示交易已经完成的消息; 其特征在于,以同步方式执行借记,贷记和产生的步骤。