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1. 发明授权

US5914472A Credit card spending authorization control system 失效
标题翻译：信用卡支出授权控制系统
公开(公告)号：US5914472A
公开(公告)日：1999-06-22
申请号：US936002
申请日：1997-09-23
申请人： Mark Jeffrey Foladare , Shelley B. Goldman , Dominick Gorini , David Phillip Silverman , Shaoqing Wang , Robert S. Westrich
发明人： Mark Jeffrey Foladare , Shelley B. Goldman , Dominick Gorini , David Phillip Silverman , Shaoqing Wang , Robert S. Westrich
IPC分类号： G06Q20/04 , G06Q20/22 , G06Q20/40 , G06Q40/00 , G07F7/08 , H04M11/00
CPC分类号： G07F7/08 , G06Q20/04 , G06Q20/227 , G06Q20/403 , G06Q20/4037 , G06Q20/405 , G06Q40/00
摘要： A system and method for allowing a parent to control the use of an ancillary credit or debit transaction card which is issued to a child. A central computer communicates with an issuer computer having a data base containing account information and spending limits for the transaction card and the parent can set a spending limit for the ancillary card given to the child. When the child presents the ancillary transaction card to a merchant in payment of merchandise, the merchant swipes the card and contacts a central computer for card authorization. If the credit limit of the ancillary card holder has been exceeded according to the data base, a method of contacting the parent is transmitted to the central computer. The central computer initiates contact with the parent via two-way communications, for example, two way pager, cellular telephone, or other personal communication service, and queries the parent whether to authorize the transaction by increasing the spending limit of the ancillary cardholder or refusal of the transaction. The parent responds to the central computer via the two-way communications device, and the central computer forwards an approval/refusal code to the merchant. In this manner, a parent can control the maximum transaction card spending by a child.
摘要翻译：一种允许父母控制向儿童发放的辅助信用卡或借方交易卡的使用的系统和方法。中央计算机与具有数据库的发行者计算机进行通信，所述数据库包含交易卡的帐户信息和消费限额，并且父母可以为给予该小孩的辅助卡设置消费限额。当孩子在商品支付商品时向附属交易卡提供辅助交易卡时，商家将卡片滑动并与中央计算机联系以进行卡片授权。如果根据数据库已经超出了附属卡持有人的信用额度，则将联系父母的方法发送到中央计算机。中央计算机通过双向通信，例如双向寻呼机，蜂窝电话或其他个人通信服务，启动与家长的联系，并向父母询问是否通过增加辅助持卡人的支出限额或拒绝授权交易的交易。家长通过双向通信设备响应中央计算机，中央计算机将批准/拒绝代码转发给商家。以这种方式，父母可以控制孩子的最大交易卡支出。

2. 发明授权

US07257640B1 System and method for bandwidth monitoring and allocation in networks 失效
标题翻译：网络中带宽监控和分配的系统和方法
公开(公告)号：US07257640B1
公开(公告)日：2007-08-14
申请号：US10123992
申请日：2002-04-16
申请人： Franco Callocchia , Dominick Gorini
发明人： Franco Callocchia , Dominick Gorini
IPC分类号： G06F15/16
CPC分类号： H04L43/0882 , H04L41/0896 , H04L43/16 , H04L47/10 , H04L47/12 , H04L47/13 , H04L47/24 , H04L47/70 , H04L47/762 , H04L47/822 , H04L47/823
摘要： An apparatus that automatically adjusts authorized bandwidth allocated to a user communicating through an Ethernet network. The apparatus includes a usage monitor in communication with a network gateway or network management system to monitor bandwidth consumed by the user, an evaluator responsive to bandwidth usage that automatically determines bandwidth needs based on historical usage or a demand threshold, and a controller responsive to the evaluator to initiate an examination of surplus bandwidth available at various junctions between the user and a destination. The controller may optionally obtain user verification prior to effecting an automatic increase or decrease in allocated or authorized bandwidth. Allocated bandwidth authorization may also be decreased according to network loading and/or a class of service assignment. A corresponding method is also disclosed.
摘要翻译：一种自动调整分配给通过以太网进行通信的用户的授权带宽的装置。该装置包括与网络网关或网络管理系统通信以监视用户消耗的带宽的使用监视器，响应于根据历史使用或需求阈值自动确定带宽需求的带宽使用的评估器，以及响应于评估者开始检查在用户和目的地之间的各个路口可用的剩余带宽。控制器可以在实现分配或授权带宽的自动增加或减少之前可选地获得用户验证。分配的带宽授权也可以根据网络负载和/或一类服务分配而减少。还公开了相应的方法。

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